160 countries. 40 currencies. Get the account built to save you money round the world.
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Use money, save money, get Wise
Save up to 2x when you send, spend and withdraw 40 currencies, all in one account.
Save up to 3x when sending money abroad
Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.
Get started
The card that's always got the right currency
Save as you spend and withdraw over 40 currencies at the live rate automatically.
Boost your balances
Opt in to our interest feature and earn 4.85% APY1 (annual percentage yield) on your USD, 3.22% APY on your GBP, and 4.85% APY your EUR balances.
Interest Feature
Eligible Balances combined will get up to $250,000 USD in passthrough FDIC insurance through our Program Bank2
Earn interest on USD
We're registered with the Financial Crimes Enforcement Network (FinCEN) in the US
Ready for businesses of all sizes
Pay invoices and employees worldwide, and keep your cash flow in check. Join over 400,000 freelancers, micro businesses and SMBs using Wise.
Explore Wise Business
For people going places
“Wise has changed the game in terms of simplicity, and certainly been a lifesaver for expat living.”
“I use Wise to pay a mortgage in a different country each month. Superb. That simple.”
“The best money travel buddy! Wise makes finances easier to deal with instantly.”
“Wise has been a lifesaver for me as a student in a foreign country.”
Meet money without borders
We’re building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.
Disappoint thieves
Every month, our customers trust us to move around £10 billion of their money. Here are some of the important ways we protect them.
How we keep your money safe
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Wise works nearly everywhere
Account details
Hold and convert money
Send money
British pound
UK sort code, Account number, and IBANGet GBP account details
Euro
Bank code (SWIFT/BIC) and IBANGet EUR account details
US dollar
Routing number and Account number
Australian dollar
BSB code and Account numberGet AUD account details
New Zealand dollar
Account numberGet NZD account details
Singapore dollar
Bank code, Bank name, and Account numberGet SGD account details
Romanian lei
Bank code (SWIFT/BIC) and Account numberGet RON account details
Canadian dollar
Institution number, Transit number, and Account numberGet CAD account details
Hungarian forint
Account numberGet HUF account details
Turkish lira
Bank name and IBANGet TRY account details
UAE dirham
Australian dollar
- See AlsoEQ Bank Mastercard Review: Earn Cash Back and No ATM FeesBanks may soon offer Americans more loan options—here's what experts say you need to know before borrowingBank Account related fees | Scotiabank CanadaSupercharge Your Savings: Earn a Leading 5.26% APY With This Top High Yield Savings Account
Bangladeshi taka
Bulgarian lev
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian lei
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
US dollar
Uruguayan peso
Vietnamese dong
West African franc
South African rand
Andorra
Argentina
Austria
Bangladesh
Belgium
Botswana
Brazil
Bulgaria
Chile
China
Colombia
Costa Rica
Croatia
Cyprus
Czech Republic
Denmark
Egypt
Estonia
Fiji
Finland
France
Georgia
Germany
Ghana
Greece
Hong Kong
Hungary
Indonesia
Israel
Italy
Kenya
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Mexico
Monaco
Morocco
Nepal
Netherlands
New Zealand
Nigeria
Norway
Pakistan
Poland
Portugal
Romania
San Marino
Singapore
Slovakia
Slovenia
South Korea
Spain
Sri Lanka
Sweden
Tanzania
Thailand
Turkey
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Vatican City
Vietnam
Zambia
- Annual Percentage Yield (APY) - rates shown are true as of 01/01/2024. See Program Agreement for details.
- The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).
