Browse Articles»Finance»Why should you go for Bajaj Finserv Personal...
by Mohit Saxena Apply and Get Instant Personal Loan Approval
Availing funds through an instantpersonal loan is the easiest option one can avail of these days. You canapplyfor Bajaj Finserv personal loan onlineto meet your financialobligations. Be it emergency medical expenses, travel plans with your family,or higher education. You can avail of a higher loan amount of up to Rs. 25lakhs if you meet the desired eligibility criteria. The best part is you canget instant approval on your loan application along with minimal documentationand simple eligibility criteria. You can apply for the loan via net banking onthe bank's website or a FinTech web portal according to your convenience.
Advantages of taking BajajFinserv Personal Loan
- Hassle-free application:The process to apply for the Bajaj Finserv loan is simple and hassle-free. You can file your loan application online through visiting their official website, FinTech portal, or their app.
- Low rate of interest:Therate of interest on a personal loanfrom Bajaj Finservis competitive and low. It enables you to repay your loan EMIs affordably.
- No restriction on the end-use of funds:You can use the funds to meet any of your immediate financial requirements such as home repairs, travel or education, higher education.
- No collateral required:No collateral or security is required to avail a personal loan from Bajaj Finserv. This means you do not need to pledge any asset of your own. What all you need is simple and basic documents such as ID proof, address proof, and income proof which includes your PAN and Aadhaar Card.
Eligibility criteria for BajajFinserv Personal Loan
Following is the eligibilitycriteria to get your loan approved from Bajaj Finserv-
- Age:A person should be between 25 years- 58 years of age.
- Net monthly income:To meet Bajaj Finserv Personal loan eligibility, the income should be at least Rs. 20,000-25,000 per month.
- Employment type:You must be a salaried employee of an MNC, private, or public company.
- Nationality:You should be a citizen of India.
- Credit score:Any score above 750 with a good credit history.
The process to apply and checkyour Bajaj Finserv personal loan status through FinTech
Filing a loan application wouldbe much easy if you apply it through a FinTech platform or using their app. Allyou need to do is fill a personal loan online application form, choose the loanamount as per your eligibility. After checking your eligibility and EMI the calculation, start filling the form, upload the scanned documents, and postverification of the documents, the loan will get disbursed in a few hours.
Other ways in which you cantrack your Bajaj Finserv personal loan status-
After filing your loanapplication, you can track yourBajaj Finserv Personal loan statusintwo ways i.e. either online or offline.
The process to check your loanstatus offline-
If you opt to check your loanstatus offline, you can call the customer service center. They will ask you theloan application number or the reference number. The loan application number orthe reference number both are found in the application number. So, whilecalling the customer care to track your loan application, you need to keep thisnumber handy. In case, you have lost your loan application number, the executivemay ask you a few information such as name, date of birth, PAN number, etc toverify your details.
The process to check your loanapplication status online-
You can also track your loanstatus in real-time. Checking personal loans online can be done just with a fewclicks. Here are the inputs you need to provide to track your loan applicationonline such as your name, reference number, date of birth, mobile number, andPAN number. However, if you have forgotten the reference number, then you needto input the below-given details-
- First, input your name and enter your date of birth
- Next, choose the product from the drop-down menu. You will have to choose ‘Personal Loan’.
- Now, enter your mobile number
- You will also have to give your PAN number
- Lastly, click ‘Submit’ to get the result
I hope the above informationwould help you to understand every aspect of Bajaj Finserv Personalloans,itsfeatures, advantages, eligibility, and process to check your loan status onlineand offline.
Sponsor Ads
- Ad Space Available - Rent it Now!
About Mohit Saxena
Apply and Get Instant Personal Loan Approval
15 connections, 0 recommendations, 167 honor points.
Joined APSense since, February 13th, 2020, From Delhi, India.
Report this Page
Created on Sep 7th 2020 06:55. Viewed 722 times.
Comments
No comment, be the first to comment.
Please sign in before you comment.
FAQs
I would like to work at bajajfinserv.in because it is a leading financial services company in India that offers a wide range of products and services to its customers. I am confident that I can contribute to the growth and success of the company with my skills and abilities.
Is Bajaj Finance good for personal loan? ›
Bajaj Finserv has low foreclosure and pre-payment charges that make this step affordable. You have to only ensure that the part pre-payment amount is greater than the value of one EMI. Fast approval, a high loan amount and flexible repayment modes make a personal loan from Bajaj Finserv better than the rest.
What is the benefit of Bajaj Finserv? ›
Shop on EMI Without a Credit Card
The limit of the Bajaj Finserv EMI Network Card acts as a pre-approved loan. The card helps convert the cost of buying appliances, gadgets, and more into easy and customised instalments. You can also pay in No Cost EMIs on eligible products and make your purchase more affordable.
What makes Bajaj Finance successful? ›
Fixed Deposits: The Foundation of Stability
Bajaj Finance, a trusted financial institution, provides a robust platform for Fixed Deposits with competitive interest rates. FDs are a low-risk option, making them ideal for conservative investors seeking stability.
Why do you want to join best answer? ›
"I'm drawn to this job because of the opportunity for growth and advancement. I'm eager to learn new skills and take on new challenges, and I see this role as a perfect fit for my career goals." "I'm excited about the company's mission and values, and I believe in the work that you do.
Why should we hire you finance answers? ›
I pursued an MBA in finance which has equipped me with technical knowledge and a strong foundation to qualify for this job. I understand the industry trends, and I believe I have the right acumen for this job. I'm keen to use my knowledge and gain some more.
Is Bajaj Finserv personal loan safe? ›
If you're alert, cross-check the details and opt for known financial institutions. This way, you will be safe. The pre-approved offers from Bajaj Finserv on their loans and other financial services make getting a personal loan safe, easy, quick, and convenient.
Which is better Bajaj Finance or Finserv? ›
Bajaj Finance focuses on consumer finance. Bajaj Finserv is more diversified and focuses on insurance, investment management, and retail financing. Insurance premium, interest income, fees and commission income, dividend income, and other income.
How safe is Bajaj Finserv? ›
High stability and credibility: Stability and safety of income are most important for senior citizens. Bajaj Finance's FDs feature an AAA rating by ICRA and an AAA stable rating by CRISIL. This ensures that your investment is in safe hands.
How does Bajaj Finserv loan work? ›
With a Bajaj Finserv Personal Loan you can borrow up to Rs. 40 lakh which you can repay over the loan tenure of 96 months. Can I apply for a personal loan if I already have an existing one? Yes, you can apply for a personal loan even if you have an existing loan.
All you need to pay is the principal amount, which is the cost of your product in EMIs. You can buy items on No Cost EMI using the Bajaj Finserv Insta EMI Card and divide the cost into monthly payments over 60 months.
Is it good to invest in Bajaj Finserv? ›
In conclusion, the Bajaj Finserv Large and Mid Cap Fund presents a dynamic and thoughtful choice for investors seeking enduring value and growth in the equity markets.
What is Bajaj Finance in simple words? ›
('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC).
How strong is Bajaj Finance? ›
Key Metrics for Bajaj Finance are: PE Ratio of Bajaj Finance is 31.18. Earning per share of Bajaj Finance is 223.04. Price/Sales ratio of Bajaj Finance is 8.20.
What do you know about Bajaj Finserv? ›
Bajaj Finserv Ltd: Overview
Bajaj Finserv Ltd (BFS) is a financial services holding company. The company offers a range of consumer finance, SME finance, commercial lending, insurance and wealth management products and services to individuals and corporate clients.
What are the core values of Bajaj Finance? ›
- Execution Rigor.
- Ownership.
- Hard Work and Drive.
- High on Ambition.
- Entrepreneurship.
- Rewarding Success.
- Non-Conformist Intellectual Capital.
- Long Term Focus.
Founded by Jamnalal Bajaj, a freedom fighter, philanthropist and a close confidant of Mahatma Gandhi, the Bajaj Group, is one of the most respected and renowned business houses of India. The journey started eighty years back with a sugar factory in Lakhimpur Kheri, Uttar Pradesh.
Report this Page