What To Know If You Deposit More Than $10K Into Your Checking Account (2024)

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  • What To Know If You Deposit More Than $10K Into Your Checking Account (7)

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VoiceSearch.I18n({\n lang: self.config.uiLang\n });\n self.renderPermissionGuide(self);\n self.renderSpeechPanel(self);\n self.speechResult = '';\n self.noSpeech = true;\n self.isRecognitionStart = false;\n self.recognition = null;\n self.voiceButton = doc.querySelector(self.config.voiceButton);\n self.searchBoxForm = doc.querySelector(self.config.searchBox.form);\n self.searchBoxQuery = doc.querySelector(self.config.searchBox.input);\n self.speechPanel = doc.querySelector('#spch');\n self.speechButtonContainer = doc.querySelector('#spchbc');\n self.speechButton = doc.querySelector('#spchbc-btn');\n self.speechText = doc.querySelector('#spcht');\n self.speechOverlay = doc.getElementById('spch-overlay');\n self.retryLink = doc.querySelector('#spcht-retry');\n self.trending = doc.getElementById('spch-trending');\n self.trendingTerms = doc.getElementById('trending-terms');\n self.termSpans = doc.getElementsByClassName(\"trending-term\");\n self.closeButton = doc.querySelector('#spchx');\n self.startAudio = new Audio('https://s.yimg.com/pv/static/misc/voice-start-202105050733.wav');\n self.resultAudio = new Audio('https://s.yimg.com/pv/static/misc/voice-result-202105050733.wav');\n self.errorAudio = new Audio('https://s.yimg.com/pv/static/misc/voice-error-202105050733.wav');\n self.closeAudio = new Audio('https://s.yimg.com/pv/static/misc/voice-close-202105050733.wav');\n self.permissionGuide = doc.querySelector('#spchp');\n self.permissionGuideClose = doc.querySelector('#spchpx');\n self.permissionGuideTimer = null;\n\n self.onEscKeyDown = function (e) {\n if (e.code !== 'Escape') {\n return;\n }\n\n self.recognition.stop();\n self.sendBeacon('keybrd', 'voicesearch_cancel_esc'); // The clean up should put inside closePanel() instead of here,\n // or func won't be cleaned up if user close panel with btn or overlay\n\n self.closePanel(self);\n };\n\n if (self.isBrowserSupported()) {\n var SpeechRecognition = win.SpeechRecognition || win.webkitSpeechRecognition;\n var SpeechGrammarList = win.SpeechGrammarList || win.webkitSpeechGrammarList;\n var speechGrammar = '#JSGF V1.0;';\n self.recognition = new SpeechRecognition();\n var speechRecognitionList = new SpeechGrammarList();\n\n if (speechRecognitionList.addFromString) {\n speechRecognitionList.addFromString(speechGrammar, 1);\n }\n\n self.recognition.grammars = speechRecognitionList;\n self.recognition.continuous = false;\n self.recognition.lang = self.config.speechLang;\n self.recognition.interimResults = false;\n self.recognition.maxAlternatives = 1;\n /* Listeners */\n\n if (self.voiceButton) {\n self.voiceButton.onclick = function () {\n self.recognition.start();\n\n if (self.permissionGuideTimer) {\n win.clearTimeout(self.permissionGuideTimer);\n }\n\n self.permissionGuideTimer = win.setTimeout(function () {\n if (!self.isRecognitionStart) {\n self.showPermissionGuide(self);\n }\n }, 300); // Also close when pressing esc\n\n doc.addEventListener('keydown', self.onEscKeyDown);\n self.sendBeacon('clk', 'voicesearch');\n };\n }\n\n if (self.speechButton) {\n self.speechButton.onclick = function () {\n if (!self.isRecognitionStart) {\n self.recognition.start();\n self.sendBeacon('clk', 'voicesearch_panel_mic_restart');\n } else {\n self.recognition.stop();\n self.sendBeacon('clk', 'voicesearch_panel_mic_close');\n self.closePanel(self);\n }\n };\n }\n\n if (self.retryLink) {\n self.retryLink.onclick = function () {\n if (!self.isRecognitionStart) {\n self.recognition.start();\n self.sendBeacon('clk', 'voicesearch_panel_retry');\n }\n };\n }\n\n if (self.speechOverlay) {\n self.speechOverlay.onclick = function () {\n self.recognition.stop();\n self.sendBeacon('clk', 'voicesearch_cancel_outside');\n self.closePanel(self);\n };\n }\n\n if (self.closeButton) {\n self.closeButton.onclick = function\n /*event*/\n () {\n self.recognition.stop();\n self.sendBeacon('clk', 'voicesearch_cancel');\n self.closePanel(self);\n };\n }\n\n if (self.permissionGuideClose) {\n self.permissionGuideClose.onclick = function\n /*event*/\n () {\n self.recognition.stop();\n self.sendBeacon('clk', 'voicesearch_permission_close');\n self.closeAudio.play();\n self.hidePermissionGuide(self);\n };\n }\n /* Recognition Events */\n\n\n self.recognition.onresult = function (event) {\n // The SpeechRecognitionEvent results property returns a SpeechRecognitionResultList object\n // The SpeechRecognitionResultList object contains SpeechRecognitionResult objects.\n // It has a getter so it can be accessed like an array\n // The first [0] returns the SpeechRecognitionResult at the last position.\n // Each SpeechRecognitionResult object contains SpeechRecognitionAlternative objects that contain individual results.\n // These also have getters so they can be accessed like arrays.\n // The second [0] returns the SpeechRecognitionAlternative at position 0.\n // We then return the transcript property of the SpeechRecognitionAlternative object\n // console.log('Confidence: ' + event.results[0][0].confidence);\n self.speechResult = event.results[0][0].transcript;\n /* Punctuation Handling: Check last character and strip it if necessary */\n\n self.handlePunctuation(self);\n\n if (self.speechText) {\n self.speechText.innerText = self.speechResult;\n }\n\n if (self.searchBoxQuery) {\n self.searchBoxQuery.value = self.speechResult;\n }\n\n self.resultAudio.play();\n win.setTimeout(function () {\n if (self.speechPanel) {\n self.speechPanel.classList.remove(\"s2tb\");\n self.speechPanel.classList.add(\"s2tb-h\");\n }\n\n self.hideRetryLink(self);\n\n if (self.searchBoxForm) {\n var inputFr = self.searchBoxForm.querySelector('[name=fr]');\n var inputFr2 = self.searchBoxForm.querySelector('[name=fr2]');\n\n if (inputFr && self.config.searchBox && self.config.searchBox.params && self.config.searchBox.params.fr) {\n inputFr.value = config.searchBox.params.fr;\n inputFr.disabled = false; // for homepage case\n }\n\n if (inputFr2 && self.config.searchBox && self.config.searchBox.params && self.config.searchBox.params.fr2) {\n inputFr2.value = config.searchBox.params.fr2;\n inputFr2.disabled = false; // for homepage case\n }\n\n self.searchBoxForm.submit();\n }\n }, 1000);\n };\n\n self.recognition.onspeechstart = function\n /*event*/\n () {// Fired when speech starts\n };\n\n self.recognition.onspeechend = function () {\n // Fired when speech ends\n self.recognition.stop();\n };\n\n self.recognition.onerror = function\n /*event*/\n () {\n // console.log('Error occurred in recognition: ' + event.error);\n if (self.speechText) {\n self.speechText.innerText = self.i18n.t('search.voice.recognition_error');\n }\n\n self.hideTrending(self);\n self.showRetryLink(self);\n self.errorAudio.play();\n };\n\n self.recognition.onaudiostart = function\n /*event*/\n () {\n // Fired when the user agent has started to capture audio.\n if (self.speechButtonContainer) {\n self.speechButtonContainer.classList.add(\"listening\");\n }\n };\n\n self.recognition.onaudioend = function\n /*event*/\n () {\n // Fired when the user agent has finished capturing audio.\n if (self.speechButtonContainer) {\n self.speechButtonContainer.classList.remove(\"listening\");\n }\n };\n\n self.recognition.onsoundstart = function\n /*event*/\n () {\n // Fired when any sound — recognisable speech or not — has been detected.\n self.hideTrending(self);\n self.noSpeech = false;\n\n if (self.speechButtonContainer) {\n self.speechButtonContainer.classList.remove(\"listening\");\n self.speechButtonContainer.classList.add(\"speaking\");\n }\n };\n\n self.recognition.onsoundend = function\n /*event*/\n () {\n // Fired when no sound present\n if (self.speechButtonContainer) {\n self.speechButtonContainer.classList.remove(\"speaking\");\n }\n };\n\n self.recognition.onstart = function\n /*event*/\n () {\n // Fired when the speech recognition service has begun listening\n self.recognitionInit(self);\n self.startRecognition(self);\n };\n\n self.recognition.onend = function\n /*event*/\n () {\n // Fired when the speech recognition service has disconnected.\n self.isRecognitionStart = false;\n\n if (self.noSpeech == false && self.speechResult == '') {\n // No match: Fired when the speech recognition can't recognise speech\n if (self.speechText) {\n self.speechText.innerText = self.i18n.t('search.voice.recognition_nomatch');\n }\n\n self.hideTrending(self);\n self.showRetryLink(self);\n self.errorAudio.play();\n }\n }; // trigger onReady event when initialized\n\n\n if (document && document.dispatchEvent) {\n document.dispatchEvent(new Event('VOICE_JS_READY'));\n }\n }\n } // static members\n\n\n VoiceSearch.I18n = I18n; // instance members\n\n VoiceSearch.prototype.renderPermissionGuide = function (self) {\n var tmpl = \"\\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \".concat(self.i18n.t('search.voice.permission_title'), \"

    \\n

    \").concat(self.i18n.t('search.voice.permission_text'), \"

    \\n

    \\n

    \\n

    \\n \");\n var dom = new DOMParser().parseFromString(tmpl, 'text/html');\n document.body.appendChild(dom.body.children[0]);\n };\n\n VoiceSearch.prototype.renderSpeechPanel = function (self) {\n var tmpl = \"\\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \\n \\n \\n \\n \\n \\n \\n

    \\n

    \\n

    \\n \\n \\n \".concat(self.i18n.t('search.voice.recognition_retry'), \"\\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \\n \").concat(self.i18n.t('search.voice.trending_title'), \"\\n \\n

    \\n

    \\n

    \\n \");\n var dom = new DOMParser().parseFromString(tmpl, 'text/html');\n\n if (self && self.config && self.config.ui && self.config.ui.speechOverlay && self.config.ui.speechOverlay.disableBlur) {\n dom.body.children[0].classList.add('disable-blur-overlay');\n }\n\n document.body.appendChild(dom.body.children[0]);\n };\n\n VoiceSearch.prototype.isBrowserSupported = function () {\n var isSupported = false;\n var self = this;\n var isChromium = Boolean(window.chrome);\n var isIOSChrome = /CriOS/.test(window.navigator.userAgent);\n var isEdge = /Edg\\//.test(window.navigator.userAgent);\n var isLegacyEdge = /Edge\\//.test(window.navigator.userAgent);\n var isOpera = Boolean(window.opr);\n var isBrave = Boolean(window.navigator.brave);\n var browsers = [// chrome\n {\n checkEnabled: function checkEnabled() {\n return true;\n },\n checkBrowser: function checkBrowser() {\n return isChromium && !isIOSChrome && !isEdge && !isOpera && !isBrave;\n },\n checkAPI: function checkAPI() {\n return win && ('SpeechRecognition' in win || 'webkitSpeechRecognition' in win) && ('SpeechGrammarList' in win || 'webkitSpeechGrammarList' in win);\n }\n }, // edge\n {\n checkEnabled: function checkEnabled() {\n return self && self.config && self.config.browsers && self.config.browsers.edge;\n },\n checkBrowser: function checkBrowser() {\n return isChromium && isEdge && !isLegacyEdge;\n },\n checkAPI: function checkAPI() {\n return win && ('SpeechRecognition' in win || 'webkitSpeechRecognition' in win) && ('SpeechGrammarList' in win || 'webkitSpeechGrammarList' in win);\n }\n }];\n\n for (var b = 0; b < browsers.length; b++) {\n var browser = browsers[b];\n\n if (browser && browser.checkBrowser && browser.checkBrowser() && browser.checkEnabled && browser.checkEnabled(self) && browser.checkAPI && browser.checkAPI()) {\n isSupported = true;\n }\n }\n\n return isSupported;\n };\n\n VoiceSearch.prototype.recognitionInit = function (self) {\n // Initialize flags for checking whether user is speaking or not\n self.speechResult = '';\n self.noSpeech = true;\n self.isRecognitionStart = true;\n };\n\n VoiceSearch.prototype.showPermissionGuide = function (self) {\n if (self.permissionGuide) {\n self.permissionGuide.classList.remove(\"hide\");\n }\n };\n\n VoiceSearch.prototype.hidePermissionGuide = function (self) {\n if (self.permissionGuide) {\n self.permissionGuide.classList.add(\"hide\");\n }\n };\n\n VoiceSearch.prototype.getTrending = function (self) {\n // Call api for trending terms\n if (!self.config.enable_voice_trending || !self.trending) {\n return;\n }\n\n var url = \"https://api.search.yahoo.com/data/v3/search?appid=4d234a9d&market=\" + self.config.trending.market + \"&features=trending.voice\";\n self.ajaxReq(url, function (resBody) {\n if (!resBody || !resBody.response || !resBody.response.search || !resBody.response.search.results || !resBody.response.search.results[\"trending.voice\"]) {\n return;\n }\n\n var terms = resBody.response.search.results[\"trending.voice\"].data;\n self.showTrending(self, terms);\n });\n };\n\n VoiceSearch.prototype.showTrending = function (self, terms) {\n // params check\n if (!Array.isArray(terms) || terms.length < 3) {\n return;\n } // DOM check\n\n\n if (!self.trending || !self.termSpans || !self.termSpans[0]) {\n return;\n }\n\n var trendingLabel = '';\n trendingLabel += '\"' + terms[0].text + '\"' + ', ';\n trendingLabel += '\"' + terms[1].text + '\"' + ' ';\n trendingLabel += self.i18n.t('search.voice.trending_or') + ' ';\n trendingLabel += '\"' + terms[2].text + '\"';\n self.termSpans[0].innerText = trendingLabel;\n self.trending.classList.remove(\"hide\");\n };\n\n VoiceSearch.prototype.hideTrending = function (self) {\n if (!self.trending) {\n return;\n }\n\n self.trending.classList.add(\"hide\");\n };\n\n VoiceSearch.prototype.showRetryLink = function (self) {\n if (self.retryLink) {\n self.retryLink.innerText = self.i18n.t('search.voice.recognition_retry');\n self.retryLink.classList.remove(\"hide\");\n }\n };\n\n VoiceSearch.prototype.hideRetryLink = function (self) {\n if (self.retryLink) {\n self.retryLink.classList.add(\"hide\");\n }\n };\n\n VoiceSearch.prototype.startRecognition = function (self) {\n self.hidePermissionGuide(self);\n self.getTrending(self);\n self.startAudio.play();\n\n if (self.speechText) {\n self.speechText.innerText = self.i18n.t('search.voice.recognition_start');\n win.setTimeout(function () {\n self.speechText.innerText = self.i18n.t('search.voice.recognition_listening');\n }, 2000);\n }\n\n if (self.speechPanel) {\n self.speechPanel.classList.remove(\"s2tb-h\");\n self.speechPanel.classList.add(\"s2tb\");\n }\n\n self.hideRetryLink(self);\n };\n\n VoiceSearch.prototype.closePanel = function (self) {\n self.closeAudio.play();\n win.setTimeout(function () {\n if (self.speechPanel) {\n self.speechPanel.classList.remove(\"s2tb\");\n self.speechPanel.classList.add(\"s2tb-h\");\n }\n\n self.hideTrending(self);\n self.hideRetryLink(self); // clean up esc listener\n\n doc.removeEventListener('keydown', self.onEscKeyDown);\n }, 100);\n };\n\n VoiceSearch.prototype.handlePunctuation = function (self) {\n if (self.speechResult.length > 0) {\n var lastChar = self.speechResult.charAt(self.speechResult.length - 1);\n\n if (lastChar === '.' || lastChar === '?' || lastChar === '。' || lastChar === '?') {\n self.speechResult = self.speechResult.slice(0, -1);\n }\n }\n };\n\n VoiceSearch.prototype.sendBeacon = function (actn, slk) {\n var ULT = win.YAHOO.ULT || {},\n SB = win.YAHOO.SB || {};\n\n if (ULT.beacon_click) {\n var trackParams = {\n _S: SB.config.i13n.spaceid,\n _I: SB.config.i13n.pvid,\n actn: actn,\n sec: 'search',\n slk: slk\n };\n win.YAHOO.ULT.beacon_click(trackParams);\n }\n };\n\n VoiceSearch.prototype.ajaxReq = function (url, callback) {\n var DONE_STATE = XMLHttpRequest.DONE || 4; // for IE-compatibility\n\n var xhr = new XMLHttpRequest();\n var responseRaw;\n var response; // CORS request only for IE8/IE9\n\n if (doc.documentMode && doc.documentMode < 10) {\n var xdr = new win.XDomainRequest();\n\n xdr.onload = function () {\n try {\n response = JSON.parse(responseRaw);\n callback(response);\n } catch (err) {\n return;\n }\n };\n\n xhr.open('GET', url);\n xhr.send();\n return;\n } // CORS request for browers newer than IE9\n\n\n xhr.onreadystatechange = function () {\n if (xhr.readyState !== DONE_STATE) {\n return;\n } // handle ajax response\n\n\n switch (xhr.status) {\n case 200:\n responseRaw = xhr.responseText;\n\n try {\n response = JSON.parse(responseRaw);\n callback(response);\n } catch (err) {\n return;\n }\n\n break;\n\n default:\n // non-200 status code: retry or assume failure\n callback(response);\n break;\n }\n };\n\n xhr.open('GET', url, true);\n /* aync request */\n\n xhr.timeout = 10000;\n xhr.send();\n };\n\n if (!win.YAHOO) {\n win.YAHOO = {};\n }\n\n if (!win.YAHOO.Util) {\n win.YAHOO.Util = {};\n }\n\n win.YAHOO.Util.VoiceSearch = VoiceSearch;\n})(window, document);\n\n//# sourceURL=webpack://@vzmi/voicejs/./src/index.js?")},"./src/lib/I18n.js":/*!*************************!*\ !*** ./src/lib/I18n.js ***! \*************************/function(module,__unused_webpack_exports,__webpack_require__){eval("module.exports = function () {\n var LANG_LIST = __webpack_require__(/*! ./lang_list.json */ \"./src/lib/lang_list.json\");\n\n var DEFAULT_LANG = 'default';\n\n var isValidLang = function isValidLang(lang) {\n return LANG_LIST.indexOf(lang) !== -1;\n }; // convert language strings to key-value map\n\n\n var buildStrMap = function buildStrMap(langStrings) {\n return langStrings.reduce(function (strMap, item) {\n strMap[item.id] = item.defaultMessage;\n return strMap;\n }, {});\n };\n\n var I18n = function I18n(options) {\n // initialize\n this.lang = isValidLang(options && options.lang) ? options.lang : DEFAULT_LANG;\n }; // static members\n\n\n I18n.langMap = {};\n I18n.langMap[DEFAULT_LANG] = buildStrMap(__webpack_require__(/*! ../lang/strings.json */ \"./src/lang/strings.json\"));\n\n I18n.setLangMap = function (lang, strings) {\n if (lang && strings) {\n I18n.langMap[lang] = buildStrMap(strings);\n }\n }; // instance members\n\n\n I18n.prototype = {\n t: function t(id) {\n switch (true) {\n // look up target language\n case Boolean(I18n.langMap && I18n.langMap[this.lang] && I18n.langMap[this.lang][id]):\n return I18n.langMap[this.lang][id];\n // fallback to default strings\n\n case Boolean(I18n.langMap && I18n.langMap[DEFAULT_LANG] && I18n.langMap[DEFAULT_LANG][id]):\n return I18n.langMap[DEFAULT_LANG][id];\n\n default:\n return '';\n }\n }\n };\n return I18n;\n}();\n\n//# sourceURL=webpack://@vzmi/voicejs/./src/lib/I18n.js?")},"./node_modules/css-loader/dist/cjs.js!./node_modules/postcss-loader/dist/cjs.js!./src/index.css":/*!*******************************************************************************************************!*\ !*** ./node_modules/css-loader/dist/cjs.js!./node_modules/postcss-loader/dist/cjs.js!./src/index.css ***! \*******************************************************************************************************/function(module,__webpack_exports__,__webpack_require__){eval('__webpack_require__.r(__webpack_exports__);\n/* harmony import */ var _node_modules_css_loader_dist_runtime_api_js__WEBPACK_IMPORTED_MODULE_0__ = __webpack_require__(/*! ../node_modules/css-loader/dist/runtime/api.js */ "./node_modules/css-loader/dist/runtime/api.js");\n/* harmony import */ var _node_modules_css_loader_dist_runtime_api_js__WEBPACK_IMPORTED_MODULE_0___default = /*#__PURE__*/__webpack_require__.n(_node_modules_css_loader_dist_runtime_api_js__WEBPACK_IMPORTED_MODULE_0__);\n// Imports\n\nvar ___CSS_LOADER_EXPORT___ = _node_modules_css_loader_dist_runtime_api_js__WEBPACK_IMPORTED_MODULE_0___default()(function(i){return i[1]});\n// Module\n___CSS_LOADER_EXPORT___.push([module.id, "/* Sprites */\\n#spchp.permission-guide .guide .microphone .sprite,\\n#spchp .close-button,\\n#spch .close-button,\\n#spch .spchc .microphone,\\n#spch .spchc .speaking .microphone {\\n background-image: url(https://s.yimg.com/pv/static/img/voiceSearch1x-1620383531565.min.png);\\n background-repeat: no-repeat;\\n background-size: initial;\\n color: transparent;\\n}\\n/* Retina displays */\\n@media\\n only screen and (-webkit-min-device-pixel-ratio: 2),\\n only screen and (min-device-pixel-ratio: 2),\\n only screen and (min-resolution: 192dpi),\\n only screen and (min-resolution: 2dppx) {\\n#spchp.permission-guide .guide .microphone .sprite,\\n#spchp .close-button,\\n#spch .close-button,\\n#spch .spchc .microphone,\\n#spch .spchc .speaking .microphone {\\n background-size: 41px 330px;\\n background-image: url(https://s.yimg.com/pv/static/img/voiceSearch2x-1620383531565.min.png)\\n}\\n }\\n\\n/* permission guide */\\n#spchp.permission-guide {\\n height: 100%;\\n width: 100%;\\n padding: 0;\\n opacity: 0.9;\\n background-color: #fff;\\n left: 0;\\n overflow: hidden;\\n position: fixed;\\n text-align: left;\\n top: 0;\\n z-index: 10000;\\n transition: visibility 0s linear 0.218s, background-color 0.218s;\\n}\\n#spchp.permission-guide .close-button {\\n background-position: 0 0;\\n width: 24px;\\n height: 24px;\\n border: none;\\n cursor: pointer;\\n right: 0;\\n margin: 20px;\\n padding: 0;\\n position: absolute;\\n top: 0;\\n z-index: 10;\\n opacity: 0.8;\\n }\\n#spchp.permission-guide .close-button:hover {\\n opacity: 1;\\n }\\n#spchp.permission-guide .guide {\\n margin: 191px 0 0 507px;\\n }\\n#spchp.permission-guide .guide .microphone {\\n height: 68px;\\n width: 52px;\\n border-right: 1px solid #232a31;\\n float: left;\\n }\\n#spchp.permission-guide .guide .microphone .sprite {\\n background-position: 0 -105px;\\n width: 28px;\\n height: 28px;\\n }\\n#spchp.permission-guide .guide .guide-text {\\n height: 68px;\\n margin-left: 24px;\\n float: left;\\n }\\n#spchp.permission-guide .guide .guide-text .title {\\n color: #232a31;\\n font-size: 32px;\\n font-family: HelveticaNeue-Bold;\\n line-height: 28px;\\n margin-bottom: 16px;\\n }\\n#spchp.permission-guide .guide .guide-text .text {\\n color: #232a31;\\n font-size: 16px;\\n line-height: 28px;\\n }\\n#spchp.permission-guide.hide {\\n display: none;\\n }\\n\\n/* speech panel */\\n#spch.spch {\\n background: #fff;\\n height: 100%;\\n left: 0;\\n opacity: 0;\\n overflow: hidden;\\n position: fixed;\\n text-align: left;\\n top: 0;\\n visibility: hidden;\\n width: 100%;\\n z-index: 10000;\\n transition: visibility 0s linear 0.218s, background-color 0.218s;\\n}\\n#spch.spch .close-button {\\n background-position: 0 0;\\n width: 24px;\\n height: 24px;\\n border: none;\\n cursor: pointer;\\n right: 0;\\n margin: 20px;\\n padding: 0;\\n position: absolute;\\n top: 0;\\n z-index: 10;\\n opacity: 0.8;\\n }\\n#spch.spch .close-button:hover {\\n opacity: 1;\\n }\\n#spch.spch .spchc {\\n display: block;\\n height: 97px;\\n pointer-events: none;\\n }\\n#spch.spch .spchc .inner-container {\\n width: 100%;\\n height: 100%;\\n opacity: 0.1;\\n pointer-events: none;\\n transition: opacity 0.318s ease-in;\\n }\\n#spch.spch .spchc .inner-container .spch-control {\\n display: inline-block;\\n }\\n#spch.spch .spchc .inner-container .text-container {\\n float: left;\\n height: 91px;\\n overflow: hidden;\\n margin: 3px 0;\\n pointer-events: none;\\n width: calc(50% - 48.5px);\\n }\\n#spch.spch .spchc .inner-container .text-container p {\\n display: table-cell;\\n vertical-align: middle;\\n width: 550px;\\n height: 97px;\\n }\\n#spch.spch .spchc .inner-container .text-container .spcht {\\n font-weight: normal;\\n color: #6e7780;\\n line-height: normal;\\n opacity: 0;\\n pointer-events: none;\\n text-align: left;\\n -webkit-font-smoothing: antialiased;\\n transition: opacity 0.1s ease-in, margin-left 0.5s ease-in, top 0s linear 0.218s;\\n }\\n#spch.spch .spchc .inner-container .text-container .spcht.hide {\\n display: none;\\n }\\n#spch.spch .spchc .inner-container .text-container #spcht-retry {\\n color: #0f69ff;\\n cursor: pointer;\\n pointer-events: auto;\\n }\\n#spch.spch .spchc .inner-container .button-container {\\n pointer-events: none;\\n position: relative;\\n transition: transform 0.218s, opacity 0.218s ease-in;\\n }\\n#spch.spch .spchc .inner-container .button-container .button {\\n background-color: #fff;\\n border: 1px solid #eee;\\n border-radius: 100%;\\n bottom: 0;\\n box-shadow: 0 2px 5px rgba(0, 0, 0, 0.1);\\n cursor: pointer;\\n display: inline-block;\\n left: 0;\\n opacity: 0;\\n pointer-events: none;\\n position: absolute;\\n right: 0;\\n top: 0;\\n transition: background-color 0.218s, border 0.218s, box-shadow 0.218s;\\n }\\n#spch.spch .spchc .inner-container .button-container .button .microphone {\\n background-position: 0 -24px;\\n width: 41px;\\n height: 41px;\\n left: 27px;\\n pointer-events: none;\\n position: absolute;\\n top: 27px;\\n transform: scale(1);\\n }\\n#spch.spch .spchc .inner-container .button-container.listening .ripple {\\n position: absolute;\\n width: 136px;\\n height: 136px;\\n z-index: -1;\\n left: 50%;\\n top: 50%;\\n opacity: 0;\\n margin: -70px 0 0 -70px;\\n border-radius: 100px;\\n -webkit-animation: ripple 3.3s infinite;\\n animation: ripple 3.3s infinite;\\n background-color: #fff !important;\\n border: 2px solid #e0e4e9;\\n }\\n#spch.spch .spchc .inner-container .button-container.listening .ripple:nth-child(2) {\\n -webkit-animation-delay: 1.1s;\\n animation-delay: 1.1s;\\n }\\n#spch.spch .spchc .inner-container .button-container.listening .ripple:nth-child(3) {\\n -webkit-animation-delay: 2.2s;\\n animation-delay: 2.2s;\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .button {\\n background-color: #0f69ff;\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .button .microphone {\\n background-position: 0 -65px;\\n width: 40px;\\n height: 40px;\\n pointer-events: none;\\n position: absolute;\\n transform: scale(1);\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .ripple {\\n background-size: 114px;\\n position: absolute;\\n width: 114px;\\n height: 114px;\\n z-index: -1;\\n left: 50%;\\n top: 50%;\\n margin: -57px 0 0 -57px;\\n -webkit-animation: speakingRipple1 2s infinite;\\n animation: speakingRipple1 2s infinite;\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .ripple:nth-child(2) {\\n background-size: 123px;\\n width: 123px;\\n height: 123px;\\n margin: -62px 0 0 -62px;\\n -webkit-animation: speakingRipple2 2s infinite;\\n animation: speakingRipple2 2s infinite;\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .ripple:nth-child(3) {\\n background-size: 136px;\\n width: 136px;\\n height: 136px;\\n margin: -68px 0 0 -68px;\\n -webkit-animation: speakingRipple3 2s infinite;\\n animation: speakingRipple3 2s infinite;\\n }\\n#spch.spch .spcho {\\n background-image: linear-gradient(to bottom, rgb(255, 255, 255) 50%, rgba(255, 255, 255, 0) 99%);\\n display: block;\\n min-width: 100%;\\n text-align: center;\\n top: 145px;\\n padding-bottom: 71px;\\n pointer-events: auto;\\n }\\n#spch.spch .spcho #spch-trending {\\n -webkit-animation: fadeIn 1s forwards;\\n animation: fadeIn 1s forwards;\\n opacity: 0;\\n }\\n#spch.spch .spcho #spch-trending .trending {\\n color: #6e7780;\\n display: inline-block;\\n font-size: 16px;\\n }\\n#spch.spch .spcho #spch-trending #trending-label {\\n font-weight: bold;\\n margin: 5px 5px;\\n }\\n#spch.spch .spcho #spch-trending.hide {\\n display: none;\\n }\\n#spch.spch.s2tb .spchc, #spch.spch.s2tb-h .spchc {\\n background: #fff;\\n box-sizing: border-box;\\n box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);\\n height: auto;\\n margin: 0;\\n min-width: 100%;\\n overflow: hidden;\\n padding: 24px 115px;\\n }\\n#spch.spch.s2tb .spchc .inner-container, #spch.spch.s2tb-h .spchc .inner-container {\\n opacity: 1;\\n transition: opacity 0.318s ease-in;\\n }\\n#spch.spch.s2tb .spchc .inner-container .text-container, #spch.spch.s2tb-h .spchc .inner-container .text-container {\\n position: relative;\\n }\\n#spch.spch.s2tb {\\n background: rgba(255, 255, 255, 0);\\n opacity: 1;\\n visibility: visible;\\n transition-delay: 0s;\\n }\\n#spch.spch.s2tb .spchc .inner-container .button-container {\\n transform: scale(1);\\n height: 97px;\\n right: 0;\\n top: 0;\\n width: 97px;\\n }\\n#spch.spch.s2tb .spchc .inner-container .button-container .button {\\n opacity: 1;\\n pointer-events: auto;\\n position: absolute;\\n transform: scale(1);\\n transition-delay: 0;\\n }\\n#spch.spch.s2tb .spchc .inner-container .text-container .spcht {\\n font-size: 24px;\\n margin-left: 0;\\n opacity: 1;\\n transition: opacity 0.5s ease-out, margin-left 0.5s ease-out;\\n }\\n#spch.spch.s2tb #spch-overlay {\\n -webkit-backdrop-filter: blur(10px);\\n backdrop-filter: blur(10px);\\n background-color: #fff;\\n height: 100%;\\n opacity: 0.9;\\n position: absolute;\\n top: 149px;\\n\\n /* spchc\'s height */\\n width: 100%;\\n }\\n#spch.spch.disable-blur-overlay #spch-overlay {\\n background-color: transparent;\\n -webkit-backdrop-filter: none;\\n backdrop-filter: none;\\n }\\n#spch.spch.disable-blur-overlay .spcho {\\n height: 27px;\\n padding-bottom: 20px;\\n background: #fff;\\n background-image: none;\\n box-shadow: 0 8px 6px -6px rgb(0 0 0 / 20%);\\n }\\n#spch.spch.s2tb-h {\\n background: rgba(255, 255, 255, 0);\\n opacity: 0;\\n visibility: hidden;\\n }\\n\\n@-webkit-keyframes fadeIn {\\n 0% {\\n opacity: 0;\\n }\\n\\n 100% {\\n opacity: 1;\\n }\\n}\\n\\n@keyframes fadeIn {\\n 0% {\\n opacity: 0;\\n }\\n\\n 100% {\\n opacity: 1;\\n }\\n}\\n\\n@-webkit-keyframes ripple {\\n 0% {\\n opacity: 1;\\n transform: scale(0.7);\\n }\\n\\n 100% {\\n opacity: 0;\\n transform: scale(1);\\n }\\n}\\n\\n@keyframes ripple {\\n 0% {\\n opacity: 1;\\n transform: scale(0.7);\\n }\\n\\n 100% {\\n opacity: 0;\\n transform: scale(1);\\n }\\n}\\n\\n@-webkit-keyframes speakingRipple1 {\\n 0%,\\n 100% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-1-202105260611.png\\");\\n }\\n\\n 25%,\\n 75% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-2-202105260611.png\\");\\n transform: scale(1.1);\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@keyframes speakingRipple1 {\\n 0%,\\n 100% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-1-202105260611.png\\");\\n }\\n\\n 25%,\\n 75% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-2-202105260611.png\\");\\n transform: scale(1.1);\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@-webkit-keyframes speakingRipple2 {\\n 0%,\\n 100% {\\n background-image: none;\\n }\\n\\n 25%,\\n 75% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple2-2-202105260611.png\\");\\n transform: scale(1.1);\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple2-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@keyframes speakingRipple2 {\\n 0%,\\n 100% {\\n background-image: none;\\n }\\n\\n 25%,\\n 75% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple2-2-202105260611.png\\");\\n transform: scale(1.1);\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple2-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@-webkit-keyframes speakingRipple3 {\\n 0%,\\n 25%,\\n 75%,\\n 100% {\\n background-image: none;\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple3-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@keyframes speakingRipple3 {\\n 0%,\\n 25%,\\n 75%,\\n 100% {\\n background-image: none;\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple3-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n", ""]);\n// Exports\n/* harmony default export */ __webpack_exports__["default"] = (___CSS_LOADER_EXPORT___);\n\n\n//# sourceURL=webpack://@vzmi/voicejs/./src/index.css?./node_modules/css-loader/dist/cjs.js!./node_modules/postcss-loader/dist/cjs.js')},"./node_modules/css-loader/dist/runtime/api.js":/*!*****************************************************!*\ !*** ./node_modules/css-loader/dist/runtime/api.js ***! \*****************************************************/function(module){eval('\n\n/*\n MIT License http://www.opensource.org/licenses/mit-license.php\n Author Tobias Koppers @sokra\n*/\n// css base code, injected by the css-loader\n// eslint-disable-next-line func-names\nmodule.exports = function (cssWithMappingToString) {\n var list = []; // return the list of modules as css string\n\n list.toString = function toString() {\n return this.map(function (item) {\n var content = cssWithMappingToString(item);\n\n if (item[2]) {\n return "@media ".concat(item[2], " {").concat(content, "}");\n }\n\n return content;\n }).join("");\n }; // import a list of modules into the list\n // eslint-disable-next-line func-names\n\n\n list.i = function (modules, mediaQuery, dedupe) {\n if (typeof modules === "string") {\n // eslint-disable-next-line no-param-reassign\n modules = [[null, modules, ""]];\n }\n\n var alreadyImportedModules = {};\n\n if (dedupe) {\n for (var i = 0; i < this.length; i++) {\n // eslint-disable-next-line prefer-destructuring\n var id = this[i][0];\n\n if (id != null) {\n alreadyImportedModules[id] = true;\n }\n }\n }\n\n for (var _i = 0; _i < modules.length; _i++) {\n var item = [].concat(modules[_i]);\n\n if (dedupe && alreadyImportedModules[item[0]]) {\n // eslint-disable-next-line no-continue\n continue;\n }\n\n if (mediaQuery) {\n if (!item[2]) {\n item[2] = mediaQuery;\n } else {\n item[2] = "".concat(mediaQuery, " and ").concat(item[2]);\n }\n }\n\n list.push(item);\n }\n };\n\n return list;\n};\n\n//# sourceURL=webpack://@vzmi/voicejs/./node_modules/css-loader/dist/runtime/api.js?')},"./src/index.css":/*!***********************!*\ !*** ./src/index.css ***! \***********************/function(module,__unused_webpack_exports,__webpack_require__){eval('var api = __webpack_require__(/*! !../node_modules/style-loader/dist/runtime/injectStylesIntoStyleTag.js */ "./node_modules/style-loader/dist/runtime/injectStylesIntoStyleTag.js");\n var content = __webpack_require__(/*! !!../node_modules/css-loader/dist/cjs.js!../node_modules/postcss-loader/dist/cjs.js!./index.css */ "./node_modules/css-loader/dist/cjs.js!./node_modules/postcss-loader/dist/cjs.js!./src/index.css");\n\n content = content.__esModule ? content.default : content;\n\n if (typeof content === \'string\') {\n content = [[module.id, content, \'\']];\n }\n\nvar options = {};\n\noptions.insert = "head";\noptions.singleton = false;\n\nvar update = api(content, options);\n\n\n\nmodule.exports = content.locals || {};\n\n//# sourceURL=webpack://@vzmi/voicejs/./src/index.css?')},"./node_modules/style-loader/dist/runtime/injectStylesIntoStyleTag.js":/*!****************************************************************************!*\ !*** ./node_modules/style-loader/dist/runtime/injectStylesIntoStyleTag.js ***! \****************************************************************************/function(module,__unused_webpack_exports,__webpack_require__){eval("\n\nvar isOldIE = function isOldIE() {\n var memo;\n return function memorize() {\n if (typeof memo === 'undefined') {\n // Test for IE <= 9 as proposed by Browserhacks\n // @see http://browserhacks.com/#hack-e71d8692f65334173fee715c222cb805\n // Tests for existence of standard globals is to allow style-loader\n // to operate correctly into non-standard environments\n // @see https://github.com/webpack-contrib/style-loader/issues/177\n memo = Boolean(window && document && document.all && !window.atob);\n }\n\n return memo;\n };\n}();\n\nvar getTarget = function getTarget() {\n var memo = {};\n return function memorize(target) {\n if (typeof memo[target] === 'undefined') {\n var styleTarget = document.querySelector(target); // Special case to return head of iframe instead of iframe itself\n\n if (window.HTMLIFrameElement && styleTarget instanceof window.HTMLIFrameElement) {\n try {\n // This will throw an exception if access to iframe is blocked\n // due to cross-origin restrictions\n styleTarget = styleTarget.contentDocument.head;\n } catch (e) {\n // istanbul ignore next\n styleTarget = null;\n }\n }\n\n memo[target] = styleTarget;\n }\n\n return memo[target];\n };\n}();\n\nvar stylesInDom = [];\n\nfunction getIndexByIdentifier(identifier) {\n var result = -1;\n\n for (var i = 0; i < stylesInDom.length; i++) {\n if (stylesInDom[i].identifier === identifier) {\n result = i;\n break;\n }\n }\n\n return result;\n}\n\nfunction modulesToDom(list, options) {\n var idCountMap = {};\n var identifiers = [];\n\n for (var i = 0; i < list.length; i++) {\n var item = list[i];\n var id = options.base ? item[0] + options.base : item[0];\n var count = idCountMap[id] || 0;\n var identifier = \"\".concat(id, \" \").concat(count);\n idCountMap[id] = count + 1;\n var index = getIndexByIdentifier(identifier);\n var obj = {\n css: item[1],\n media: item[2],\n sourceMap: item[3]\n };\n\n if (index !== -1) {\n stylesInDom[index].references++;\n stylesInDom[index].updater(obj);\n } else {\n stylesInDom.push({\n identifier: identifier,\n updater: addStyle(obj, options),\n references: 1\n });\n }\n\n identifiers.push(identifier);\n }\n\n return identifiers;\n}\n\nfunction insertStyleElement(options) {\n var style = document.createElement('style');\n var attributes = options.attributes || {};\n\n if (typeof attributes.nonce === 'undefined') {\n var nonce = true ? __webpack_require__.nc : 0;\n\n if (nonce) {\n attributes.nonce = nonce;\n }\n }\n\n Object.keys(attributes).forEach(function (key) {\n style.setAttribute(key, attributes[key]);\n });\n\n if (typeof options.insert === 'function') {\n options.insert(style);\n } else {\n var target = getTarget(options.insert || 'head');\n\n if (!target) {\n throw new Error(\"Couldn't find a style target. This probably means that the value for the 'insert' parameter is invalid.\");\n }\n\n target.appendChild(style);\n }\n\n return style;\n}\n\nfunction removeStyleElement(style) {\n // istanbul ignore if\n if (style.parentNode === null) {\n return false;\n }\n\n style.parentNode.removeChild(style);\n}\n/* istanbul ignore next */\n\n\nvar replaceText = function replaceText() {\n var textStore = [];\n return function replace(index, replacement) {\n textStore[index] = replacement;\n return textStore.filter(Boolean).join('\\n');\n };\n}();\n\nfunction applyToSingletonTag(style, index, remove, obj) {\n var css = remove ? '' : obj.media ? \"@media \".concat(obj.media, \" {\").concat(obj.css, \"}\") : obj.css; // For old IE\n\n /* istanbul ignore if */\n\n if (style.styleSheet) {\n style.styleSheet.cssText = replaceText(index, css);\n } else {\n var cssNode = document.createTextNode(css);\n var childNodes = style.childNodes;\n\n if (childNodes[index]) {\n style.removeChild(childNodes[index]);\n }\n\n if (childNodes.length) {\n style.insertBefore(cssNode, childNodes[index]);\n } else {\n style.appendChild(cssNode);\n }\n }\n}\n\nfunction applyToTag(style, options, obj) {\n var css = obj.css;\n var media = obj.media;\n var sourceMap = obj.sourceMap;\n\n if (media) {\n style.setAttribute('media', media);\n } else {\n style.removeAttribute('media');\n }\n\n if (sourceMap && typeof btoa !== 'undefined') {\n css += \"\\n/*# sourceMappingURL=data:application/json;base64,\".concat(btoa(unescape(encodeURIComponent(JSON.stringify(sourceMap)))), \" */\");\n } // For old IE\n\n /* istanbul ignore if */\n\n\n if (style.styleSheet) {\n style.styleSheet.cssText = css;\n } else {\n while (style.firstChild) {\n style.removeChild(style.firstChild);\n }\n\n style.appendChild(document.createTextNode(css));\n }\n}\n\nvar singleton = null;\nvar singletonCounter = 0;\n\nfunction addStyle(obj, options) {\n var style;\n var update;\n var remove;\n\n if (options.singleton) {\n var styleIndex = singletonCounter++;\n style = singleton || (singleton = insertStyleElement(options));\n update = applyToSingletonTag.bind(null, style, styleIndex, false);\n remove = applyToSingletonTag.bind(null, style, styleIndex, true);\n } else {\n style = insertStyleElement(options);\n update = applyToTag.bind(null, style, options);\n\n remove = function remove() {\n removeStyleElement(style);\n };\n }\n\n update(obj);\n return function updateStyle(newObj) {\n if (newObj) {\n if (newObj.css === obj.css && newObj.media === obj.media && newObj.sourceMap === obj.sourceMap) {\n return;\n }\n\n update(obj = newObj);\n } else {\n remove();\n }\n };\n}\n\nmodule.exports = function (list, options) {\n options = options || {}; // Force single-tag solution on IE6-9, which has a hard limit on the # of
    What To Know If You Deposit More Than $10K Into Your Checking Account (2024)

    FAQs

    What To Know If You Deposit More Than $10K Into Your Checking Account? ›

    Banks are required to report when customers deposit more than $10,000 in cash at once. A Currency Transaction Report must be filled out and sent to the IRS and FinCEN. The Bank Secrecy Act of 1970 dictates that banks keep records of deposits over $10,000 to help prevent financial crime.

    What happens if I deposit more than $10000 in my bank account? ›

    Depositing a big amount of cash that is $10,000 or more means your bank or credit union will report it to the federal government. The $10,000 threshold was created as part of the Bank Secrecy Act, passed by Congress in 1970, and adjusted with the Patriot Act in 2002.

    How often can I deposit 10000 cash without being flagged? ›

    If you receive a cash payment of over $10,000 in one transaction or two or more transactions within 12 months, you'll need to report it to the IRS.

    Is it suspicious to deposit large amounts of money? ›

    Financial institutions are required to report cash deposits of $10,000 or more to the Financial Crimes Enforcement Network (FinCEN) in the United States, and also structuring to avoid the $10,000 threshold is also considered suspicious and reportable.

    Is it safe to keep a large amount of money in a checking account? ›

    Your money is at risk

    If you have a sizable balance in your checking account, some of it may not be covered by FDIC insurance. This insurance helps protect consumer funds if a bank goes out of business.

    Do banks report check deposits over $10000? ›

    If you plan to deposit more than $10,000 in foreign currency, cashier's checks, traveler's checks, or money orders, your bank will also need to report the bank deposit to the IRS. Personal checks, however, aren't an issue and don't apply to this rule.

    How much can you deposit in a bank without being flagged? ›

    Banks are required to report deposits over $10,000 to the IRS within 15 days of receiving the money. The bank files a Currency Transaction Report with the Financial Crimes Enforcement Network when a cash deposit or a series of cash deposits by one customer exceeds $10,000.

    Is depositing 10k in cash illegal? ›

    A cash deposit of more than $10,000 into your bank account requires special handling. The IRS requires banks and businesses to file Form 8300, the Currency Transaction Report, if they receive cash payments over $10,000. Depositing more than $10,000 will not result in immediate questioning from authorities, however.

    How much money can I deposit a month without being flagged? ›

    Banks are required to report cash into deposit accounts equal to or in excess of $10,000 within 15 days of acquiring it. The IRS requires banks to do this to prevent illegal activity, like money laundering, and to curtail funds from supporting things like terrorism and drug trafficking.

    How do you explain large cash deposits? ›

    A “large deposit” is any out-of-the-norm amount of money deposited into your checking, savings, or other asset accounts. An asset account is any place where you have funds available to you, including CDs, money market, retirement, and brokerage accounts.

    What triggers suspicious bank activity? ›

    Financial institutions monitor customer transactions, too. If potential money laundering or violations of the BSA are detected, a report is required. Computer hacking and customers operating an unlicensed money services business also trigger an action.

    What amount of money triggers a suspicious activity report? ›

    Dollar Amount Thresholds – Banks are required to file a SAR in the following circ*mstances: insider abuse involving any amount; transactions aggregating $5,000 or more where a suspect can be identified; transactions aggregating $25,000 or more regardless of potential suspects; and transactions aggregating $5,000 or ...

    Do banks ask about large deposits? ›

    Generally, you don't need to notify your bank of a large deposit. However, HMRC may access your financial information through Financial Institution Notices, so it's essential to be aware of their access to various aspects of your finances.

    Do millionaires keep their money in checking account? ›

    Many millionaires keep a lot of their money in cash or highly liquid cash equivalents. They establish an emergency account before ever starting to invest. Millionaires bank differently than the rest of us. Any bank accounts they have are handled by a private banker who probably also manages their wealth.

    Is it bad to put a lot of money in the bank at once? ›

    Is it safe to have a lot of money in your bank account? You should never have more money in your bank account that can be covered by the FDIC. You can spread your money into different accounts or banks to ensure that all of your money is secured so that you can recover it in the event a bank fails or collapses.

    What is too much money to have in a checking account? ›

    Financial planner Marci Bair of Bair Financial Planning in San Diego, California says for anyone with a steady income, she recommends keeping "no more than about two months of expenses" in checking at any given time.

    How much money can you deposit without getting in trouble? ›

    Banks are required to report cash into deposit accounts equal to or in excess of $10,000 within 15 days of acquiring it. The IRS requires banks to do this to prevent illegal activity, like money laundering, and to curtail funds from supporting things like terrorism and drug trafficking.

    Do wire transfers over $10000 get reported to the IRS? ›

    While the general rule is that wire transfers over $10,000 must be reported to the IRS, there are some exceptions to this requirement. These include: Transactions that are conducted by financial institutions on behalf of the US government. Transactions that are conducted between financial institutions.

    Can a bank ask where you got money? ›

    Yes they are required by law to ask. This is what in the industry is known as AML-KYC (anti-money laundering, know your customer). Banks are legally required to know where your cash money came from, and they'll enter that data into their computers, and their computers will look for “suspicious transactions.”

    Can the government see how much money is in your bank account? ›

    Yes, they know how much money you have kept in each bank. Government has tie ups with all the banks. And if asked by the government, banks have to reveal all the information to the government.

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    Introduction: My name is Kerri Lueilwitz, I am a courageous, gentle, quaint, thankful, outstanding, brave, vast person who loves writing and wants to share my knowledge and understanding with you.