What to do when there are 2 tenants on a lease & one leaves (2024)

Last updated on January 20, 2023

As monthly rents in many markets continue to rise, many landlords are beginning to lease to multiple tenants. Renting to more than one tenant can help a landlord to find qualified renters, get property leased faster, and help each individual tenant save money on rent.

But what happens if there are 2 tenants on the lease and one of them decides to leave?

In this article, we’ll discuss options a landlord has when one tenant leaves, along with tips for landlords renting to multiple tenants.

Key Takeaways

  • If one tenant leaves, the remaining tenant may be liable for the full amount of monthly rent.
  • A landlord may review the rent-to-income ratio of the remaining tenant if the tenant wants to stay and keep paying the rent.
  • New roommates should be screened before being added to the lease agreement.
  • A roommate agreement can help tenants establish how the rent will be shared and how the property will be taken care of.

What to do when there are 2 tenants on a lease & one leaves (1)

What to do when one tenant leaves

The first step a landlord or property manager can take when one tenant leaves is to review the lease agreement.

According to the legal resource website Nolo.com, if both tenants have signed the lease then most of the time the tenants are jointly and severally liable for paying the rent and fulfilling the terms and conditions of the lease agreement. However, you may wish to consult with an attorney for guidance interpreting your lease in accordance with the laws of your jurisdiction.

Under joint and several liability, if one roommate leaves, the landlord can still look for the remaining tenant to pay the monthly rent in full until the lease ends, even if the co-tenants had an agreement among themselves to share the rent.

However, just because the landlord has the right to seek the total monthly rent from the remaining tenant doesn’t necessarily mean that the tenant who stays will be able to pay.

There are several questions a landlord can ask the remaining tenant before deciding what steps to take:

  • Does the remaining tenant want to stay now that the roommate has left, or is the tenant thinking about leaving as well?
  • Is the remaining tenant aware that they are liable for paying the total monthly rent until the end of the lease term?
  • Can the remaining tenant afford to pay the monthly rent in full now that one tenant on the lease has left?
  • Does the remaining tenant have another potential roommate that they would like to invite to move in?

Now let’s review the most common situations that can occur after one tenant leaves:

1. Remaining tenant keeps paying the rent

The ideal situation could be that the remaining tenant continues to pay the rent through the term of the lease. But even though the tenant says they can pay the rent in full, it may be a good idea to pull the tenant’s file and review the reports when the tenant was originally screened.

One important thing to review is the tenant’s rent-to-income ratio, which compares the monthly rent to the tenant’s gross monthly income:

  • Rent-to-income ratio = Monthly rent / Gross monthly income
  • Example: $1,500 monthly rent / $5,000 gross monthly income = 0.3

Although average rent-to-income ratios vary from one city to the next, most landlords look for a rent-to-income ratio of at least 0.3, meaning that 30% of the tenant’s monthly income is used to pay the rent.

By reviewing the tenant’s rental application, a landlord can determine how much of the tenant’s income will be used to pay the monthly rent now that one tenant on the lease has left.

If both tenants had a combined gross monthly income of $5,000 and the remaining tenant only has a gross monthly income of $3,000, the revised rent-to-income ratio would be:

  • $1,500 monthly rent / $3,000 gross monthly income from remaining tenant = 0.5

In other words, 50% of the remaining tenant’s income will be used to pay the rent. Depending on the tenant’s lifestyle and other expenses, there may not be a lot of money left to pay for utilities, groceries, car and credit card payments, and other expenses.

So, even though the remaining tenant says they can pay the monthly rent in full, there’s the possibility that it may be wishful thinking.

What to do when there are 2 tenants on a lease & one leaves (2)

2. Tenant looks for another roommate

Another option is to allow the tenant to find a new roommate. Let the remaining tenant know that a new roommate needs to go through tenant screening, and that employment and rental history will be verified.

Basic tenant screening steps include:

  • Completing a rental application
  • Running a background check, credit report, and rental history
  • Employment verification
  • Speaking with former landlords

One of the main differences between marketing a vacant property to a new tenant and allowing the remaining tenant to find a roommate is that the landlord may not have a lot of options to choose from.

As a landlord, you don’t want to have to find another roommate for the remaining tenant, but you do want to make sure the new roommate is qualified to rent the home.

Also, as with any other tenant, the Federal Fair Housing Act prohibits landlords from screening or denying tenants based on the protected classes of sex, familial status, national origin, color, race, religion, and disability. States and municipalities may extend protections to additional classes.

3. Remaining tenant willingly leaves

A third possible option a landlord has when one tenant leaves is to ask the remaining tenant to leave as well. Before taking this step, it’s a good idea to review the state landlord-tenant laws to understand the rights that a landlord has.

For example, if the tenant’s rent-to-income ratio is 0.5 or higher, the remaining tenant may simply be unable to pay the monthly rent. The tenant probably knows it, and the landlord does too.

Instead of facing the possibility of having to evict the remaining tenant for non-payment of rent, having the tenant leave could be a win-win situation for the tenant and the landlord. After an agreement is reached with the tenant, put everything in writing, including the required move-out date.

On the day the tenant leaves, walk through the property with the tenant and complete a move-out checklist.

By comparing the move-out checklist to the move-in checklist completed when the tenants moved in, a landlord can determine if there is any damage caused by the tenants above and beyond normal wear and tear. If there is, a landlord may be able to use part of all of the tenants’ security deposit to pay for damage.

After reviewing the state landlord-tenant laws or speaking with the property manager, a landlord can better understand how to handle the security deposit, how to account for any deductions, and the timeframe for returning the remaining deposit to the tenants.

What to do when there are 2 tenants on a lease & one leaves (3)

4. Landlord needs to evict

When one tenant on the lease leaves and the other tenant can’t pay the rent and won’t willingly leave, a landlord may have no other option than to evict the remaining tenant. Before beginning an eviction, many real estate investors hire a real estate lawyer who specializes in residential evictions to help make sure that all of the rules are followed.

Although the rules for evicting a tenant vary from state to state, most residential evictions follow similar steps:

  • Have a valid reason for evicting the tenant, such as non-payment of rent.
  • Speak with the tenant to see if they are willing to leave, perhaps by offering cash for keys.
  • Serve the tenant with a written eviction notice that gives the tenant the required amount of time to pay the past due rent in full.
  • Sue for an eviction by paying a court filing fee and scheduling a hearing.
  • Prepare for the court hearing by gathering documents to document the breach of the lease, including the original lease, rent payment records, and copies of correspondence with the tenant.
  • Evict the tenant after obtaining a court order by having local law enforcement visit the property and physically remove the tenant, if necessary.

Then, collect on any past due rent and cost of damages caused by the tenant. Many landlords hire a collections agency to file a judgment, and garnish the wages and other assets of the tenants until any money owed has been collected.

Tips for renting to multiple tenants

TurboTenant is a company that helps independent landlords to screen tenants and collect rent payments online. Recently the company published these 8 tips for landlords who lease to multiple tenants:

  1. Encourage roommate agreements between tenants to establish expectations and responsibilities for paying the rent and keeping the property clean.
  2. Advise the tenants that the actions of one tenant can affect all of the tenants, which means if one tenant violates the lease all of the tenants may be held responsible.
  3. Do not allow the tenant to sublease in the rental agreement to prevent unauthorized roommates who have not been thoroughly screened by the landlord.
  4. Include a joint and several liability clause in the lease agreement so that every tenant who signed the lease is responsible for the total monthly rent.
  5. Do not divide security deposits between tenants, and return the security deposit in one check only at the end of the lease.
  6. Encourage the tenants to appoint one person who will serve as the main point of contact for maintenance requests and other communication between the tenant and the landlord.
  7. Thoroughly screen each tenant by running a credit report, background check, and rental history report.
  8. Require the tenants to obtain renters insurance (if the state landlord-tenant laws allow) to help protect the tenant if their belongings are damaged or stolen, or if the property becomes uninhabitable for a short period of time.

Final thoughts

When two tenants are on the lease and one tenant leaves, the remaining tenant is generally responsible for paying the monthly rent in full until the end of the lease. By making each tenant who signs the lease jointly and severally liable, landlords can help to protect themselves when leasing to multiple tenants.

If one tenant leaves, options for landlords to consider include having the remaining tenant pay the rent, allowing the tenant to find another roommate, or asking the remaining tenant to leave.

What to do when there are 2 tenants on a lease & one leaves (4)

What to do when there are 2 tenants on a lease & one leaves (2024)

FAQs

What to do when there are 2 tenants on a lease & one leaves? ›

When two tenants are on the lease and one tenant leaves, the remaining tenant is generally responsible for paying the monthly rent in full until the end of the lease. By making each tenant who signs the lease jointly and severally liable, landlords can help to protect themselves when leasing to multiple tenants.

How do you lose a good tenant? ›

6 Easy Ways Landlords End Up Losing Good Tenants
  1. Being unresponsive. ...
  2. Delaying repairs. ...
  3. Straying from a proper screening process. ...
  4. Solution: Always conduct a rigorous tenant background check on every potential tenant. ...
  5. Failing to respect the renters' privacy. ...
  6. Allowing the property to deteriorate.

What happens if one person wants to leave a joint tenancy BC? ›

If the tenant gives proper notice to end the tenancy, the tenancy agreement will end on the effective date of that notice and all tenants must move out, even where the notice has not been signed by all tenants.

What is the joint and several liability clause in a lease? ›

The lease says we are “jointly and severally liable.” What does this mean? When you sign a lease and agree to “joint and several liability,” you are agreeing that you are each fully responsible for the full amount of the rent, for fulfilling all conditions of the lease, and for any damages to the rental.

What happens if you break up with someone you share a lease with? ›

If your name is on the lease then you'll end up responsible for your ex-lover's financial situation. Here's a term to be familiar with: joint and several liability. This means that every person on the lease is responsible for every obligation in the lease.

How do you break up with someone you share an apartment with? ›

How to break up with someone you live with in 9 simple steps
  1. Talk to people. ...
  2. Have pre-breakup conversations. ...
  3. Set up a time to chat. ...
  4. Be conscious of the way you have “The Talk” ...
  5. End in peace. ...
  6. Give each other some space. ...
  7. Discuss how you'll part ways. ...
  8. Gather a support system.
Jan 10, 2020

How do you deal with uncooperative tenants? ›

Best Practices for How to Deal with Terrible Tenants
  1. Be calm, objective, and rational.
  2. Keep written records of everything.
  3. Teach tenants how they should treat you.
  4. Try to get your tenants on your side.
  5. Ask the terrible tenants to leave.
  6. Begin the eviction process.
  7. Hire a property manager.
Aug 23, 2022

What makes a great tenant answer? ›

Respectful Behavior

Pay rent on time. Follow lease terms. Refrain from causing problems with other tenants or neighbors. Keep from damaging your property beyond normal wear and tear.

How do you calm an angry tenant? ›

Strategies for Dealing with Angry Tenants
  1. Listen – taking the time to really listen to your tenants when an issue comes up shows them that you value them and care about what they are experiencing. ...
  2. Understand – seek to understand your tenants. ...
  3. Affirm – remind your tenants that you are on their side.
Apr 14, 2016

What is a disadvantage of joint tenancy ownership? ›

The primary pitfalls are the need for agreement, the potential for assets to be frozen, and loss of control over the distribution of assets after death. Tenancy in common is an alternative to joint tenancy that avoids some of its drawbacks.

What is a head tenant? ›

If you are named on the tenancy agreement when your flatmates are not, this means that you are a tenant or the “head tenant”. The head tenant is responsible for connecting with the landlord or property manager, and therefore is the lead decision-maker in the flat.

What is the rule of joint liability? ›

Joint liability means that more than one party is responsible legally for paying back a debt or otherwise covering a liability. Joint liability results from two or more parties applying together for credit, often in a general partnership.

What is joint liability in a lease? ›

Joint and several liability (for residential leases) means that each tenant is jointly responsible for the entire rent amount and for any damages as well as being separately responsible.

What is the difference between joint liability and joint and several liability? ›

Joint liability is different from joint and several liability in that in joint liability the responsibility is spread equally among the defendants whereas in joint and several liability responsibility shifts depending on the degree/share of defendant's responsibility that is found by a judge or a jury.

Who gets the apartment in a breakup? ›

The owner. If it is rented, the leaseholder has the rights to the apartment. If the lease is held in common … then the leaseholders need to agree on who is to take responsibility for the apartment outgoings after the breakup. There is no set determination.

Is there a way around breaking a lease? ›

Depending on the terms of your lease, you may need to pay an early termination fee to end your lease early. Typically, this fee is equivalent to 2 months' rent. In some cases, the property owner may agree to use your security deposit to cover these fees, although they're not required to do so.

How long should I give my ex to move out? ›

So, even if they have not signed a Lease Agreement and do not pay rent, it is probably best for you to treat them like a tenant. This means a smart first step is a written Eviction Notice explaining that they must move out within a certain amount of time, generally 30 days or four weeks.

How do you break up with someone who will not leave? ›

Confirm the breakup with firmness.

It is necessary to get the point across to them, so they know it's over. Do it gently, preferably right after the talk, but be firm. Let them know there is no more chances and that it is done. Whatever you say ought to make it clear as to how much you've thought things through.

How do you tell a roommate to move out? ›

How to ask a roommate to move out
  1. Think it through. Be honest with yourself about why you want to move out (or want your roommate to go). ...
  2. Consider the timing and place. ...
  3. Be calm and direct. ...
  4. Take responsibility and avoid accusations. ...
  5. Split things fairly. ...
  6. Manage your stuff. ...
  7. Don't forget your lease. ...
  8. Keep in touch.
Aug 17, 2020

How do you end a relationship that is not going anywhere? ›

15 Tips for Letting Go of a Relationship That Is Not Healthy
  1. Recognize the Problem. Awareness is the first step. ...
  2. Allow Yourself to Feel. Find a Therapist. ...
  3. Discover the Lesson. ...
  4. Create Separation. ...
  5. Let Go of the Mementos. ...
  6. Take Off Your Love Goggles. ...
  7. Compose a Letter to Your Ex. ...
  8. Focus On Empowering Yourself.
Aug 29, 2016

What do you say when rejecting a tenant? ›

We're sorry, but we've decided not to move forward with your application. Thank you for your interest.” Many landlords wonder if they have to provide their prospective tenants a reason for the rejection.

What do you say to an angry tenant? ›

Reassure Them. One of the most important things you should do to pacify an angry tenant is to give them the reassurance and confidence that you are with them, and that you will solve any problem that may come their way.

How do I deal with a bad tenant in Ontario? ›

Depending on the nature of the reason for wanting to evict your tenant, the Board may provide a number of different solutions:
  1. Approve request for eviction.
  2. Request you two make a payment plan for late rent and let them continue living there.
  3. Set up an order for you to receive payment back for damages.
May 10, 2023

What makes you a good landlord? ›

Perhaps one of the most important qualities of being a good landlord is great organization skills. This is especially the case if you have more than one rental property. You'll be responsible for leases, tenant screening, deposits, inspection reports, and maintenance work orders.

What makes you stand out to a landlord? ›

References – provide a minimum of 3 references that can vouch for your tenancy record and character. Bank statements – provide current bank records with a sufficient balance that will show you're fully capable of meeting the rental payment requirement for a few months.

What is a good reason for leaving an apartment? ›

A renter may move because they need more space. Marriage, childbirth, pet adoption or starting a home business are all reasons a tenant may need an extra bedroom, an extra bathroom, a larger kitchen, more storage space or a backyard.

What is it called when a landlord takes action to make life uncomfortable for a tenant with the intent of forcing a move out? ›

Landlord harassment is when a landlord or property manager willingly creates a situation where a tenant feels uncomfortable, so uncomfortable that they wish to move or terminate a lease agreement.

How do you respond to a rude landlord? ›

If your landlord is chatty or tends to be forgetful, perhaps the best way to communicate with them isn't over the phone. Instead, send an email or if they're really informal, a text. That way, there is record of your conversation, and you can point back to it if needed.

How do you respond to an angry landlord? ›

5 Steps to Handle Landlord-Tenant Confrontations
  1. Listen to Understand, Not Just Respond.
  2. De-Escalate with Purpose.
  3. Go in With a Resolution in Mind.
  4. Acknowledge Mistakes.
  5. Follow Through.
Jun 2, 2021

Why avoid joint ownership? ›

In addition to failing to avoid probate, joint ownership can great other problems during lifetime. By jointly owning property, you may find yourself party to a lawsuit if your co-owner is sued or, the asset could be lost to a creditor of your co-owner.

What is one legal element of joint tenancy? ›

Each party in a joint tenancy has an equal interest in the property—the financial obligations as well as any benefits. A joint tenancy creates a right of survivorship, which means that if one party dies, their interest is automatically transferred to the surviving tenant(s).

What does joint tenants by entirety mean? ›

What Is Tenancy By Entirety? Tenancy by entirety (TBE) is a way for married couples to hold equal interest in a property as well as survivorship rights, which keep their property out of probate. It's not 50/50 ownership. With TBE, both spouses own 100% of the property.

How much notice do you need to give a flatmate? ›

For flatmates who are not tenants, ie, not named on the tenancy agreement, there is no specific notice period that is legally required when the flatmate wishes to leave the flat, or when a tenant asks them to leave.

Who holds the head lease? ›

A 'head leaseholder' will be the leaseholder with the longest lease, who has leased your flat to you and who pays ground rent to the freeholder.

Who is the head landlord? ›

The head landlord is the person who owns the property. You do not have a direct legal relationship with the head landlord.

What is the disadvantage of joint liability? ›

Disadvantages of Joint Liability

The entire group would have to pay more than their original portion if they were all held liable and one member of the group failed to make payments. A fair allocation of damages is frequently impossible due to mutual participation for damages.

What is the rule for liability? ›

Under the strict liability rule, the law makes people pay compensation for damages even if they are not at fault. In other words, people have to pay compensation to victims even if they took all the necessary precautions. In fact, permissions allowing such activities often include this principle as a pre-condition.

How many people can be jointly and severally liable? ›

In contract, joint and several liability arises when two or more persons jointly promise in the same contract to do the same thing, but also separately promise to do the same thing.

What are lease liabilities examples? ›

Lease Liability means principal or lease payment minus interest, maintenance fees, taxes, insurance, and other fees.

What words are used to indicate joint liability? ›

It is because when two or more parties are deemed to be liable for the same liability, they are said to be jointly liable, severally liable, or jointly and severally liable.

What are lease liabilities classified? ›

These amounts would generally be classified as operating activities. Variable lease payments and short-term lease payments not included in the lease liability should be classified as operating activities. Payments for pre-paid rent for a finance lease are investing activities.

What is the risk of joint and several liability? ›

Joint and several liability reduces plaintiffs' risk that one or more defendants are judgment-proof by shifting that risk onto the other defendants. Only if all defendants are judgment-proof will a plaintiff be unable to recover anything.

What are the disadvantages of joint and several liability? ›

Opponents of the principle of joint and several liability argue that its use is unfair to many defendants. Joint and several liability will lead to cases in which a party who has a very small share of the responsibility for a plaintiff's injury may unfairly shoulder the burden of paying all of the damages.

What is an example of jointly and severally liable? ›

Joint and several liability are also cited in laws. For example, employers are generally responsible for injuries suffered to their employees on the job. If a construction worker ruptures a pipe in a house, the homeowner and employer might be held jointly and severally liable for the damages under state law.

Should my boyfriend and I both be on the lease? ›

Whoever is listed as the tenant in the lease is required to sign in order for the lease to be considered valid and enforceable. If both of you are listed, both of you should sign. Both parties should be on the lease, and this is true for every situation when you are living with any adults over the age of 18.

How do you end a long term relationship when you live together? ›

These tips can help you have a successful conversation.
  1. Give them some warning. Clueing in your partner to the impending breakup can help them begin processing what's about to happen. ...
  2. Choose a low-stress time. ...
  3. Be clear and kind. ...
  4. Stay calm. ...
  5. Give them a chance to talk. ...
  6. Plan to revisit practical matters.
Nov 25, 2020

How do you take a break from marriage while living together? ›

9 Ways to Take a Relationship Break When You Live Together
  1. 1 Have one person stay with friends or family.
  2. 2 Sleep on the couch if no one can leave.
  3. 3 Limit day-to-day contact with each other.
  4. 4 Set a timeline for the break.
  5. 5 Create rules within the break.
  6. 6 Discuss details about your living situation.

How do you break up with a long term partner? ›

What to Say and How to Say It
  1. Tell your BF or GF that you want to talk about something important.
  2. Start by mentioning something you like or value about the other person. ...
  3. Say what's not working (your reason for the break-up). ...
  4. Say you want to break up. ...
  5. Say you're sorry if this hurts. ...
  6. Say something kind or positive.

Can my girlfriend move in without being on the lease? ›

Can someone live with you without being on the lease? Yes, someone can live with the tenant without being on the lease. However, it is important to distinguish the difference between a guest and a long-term guest.

Should I tell my landlord my boyfriend is moving in? ›

Even if your lease or rental agreement doesn't have a specific requirement that the landlord must approve additional tenants, it's normally wise to notify your landlord before moving in another person.

Can I make my boyfriend leave if he's not on the lease? ›

The lease might also explain the length of time visitors may stay at the house without landlord approval. If your live-in boyfriend's name isn't on the lease, you're probably violating the lease and may face eviction.

What is red flag in relationship? ›

What are red flags in a relationship? Red flags are warning signs that indicate unhealthy or manipulative behavior. They are not always recognizable at first — which is part of what makes them so dangerous. However, they tend to grow bigger and become more problematic over time.

When to call it quits on a relationship? ›

If you're not being satisfied emotionally, sexually or intellectually, it's probably time to move on. Ending a relationship is hard, but it's sometimes the only correct thing to do. If you and your partner aren't connecting on the most fundamental levels, it will be best for both of you to move on.

Do couples who live together last longer? ›

That said, another 2018 study reached the opposite conclusion: that cohabitation before marriage is actually linked to lower divorce rates in the long run.

How long can married couple stay apart? ›

If a couple must stay apart, it shouldn't be for more than six months or maximum one year. During this period, conscious and sustained efforts must be made to manage the issues which distance breeds like loneliness, non-frequent sex, lack of emotional and physical support.

Why living separately while married? ›

Couples decide to live separately for different reasons, whether it's because they love their solitude and space, they have to be in different locations for work or financial reasons, or because they feel like not being together constantly actually strengthens their bond.

What are the signs that your relationship is over? ›

What does real trouble look like?
  • There's no emotional connection. ...
  • Communication breakdown. ...
  • Aggressive or confrontational communication. ...
  • There's no appeal to physical intimacy. ...
  • You don't trust them. ...
  • Fantasising about others. ...
  • You're not supporting each other and have different goals. ...
  • You can't imagine a future together.

How do you know if a relationship is worth saving? ›

5 Ways to Know if Your Relationship is Worth Saving
  1. Are you committed to growth? ...
  2. Do you genuinely respect one another? ...
  3. Do you share values? ...
  4. Do you share a vision? ...
  5. Are you willing to forgive one another?

Why is silence powerful after breakup? ›

Silence gives your ex a chance to notice your absence and really miss having you around. If you stay in touch with them during the aftermath of the breakup, they might not get the chance to miss you properly.

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