Getting 15% p.a. return on investment can never be availed if you were to invest in one particular stream. All your investments would have to be diversified to create a portfolio to track down all the investments made and make certain changes to get the 15% every year. Now let’s consider that you have a minimum amount that you are planning to get 15% of it, then there are few ways to fetch you that margin. Check it out.
Best way to get 15% p.a. on your investment
1. Direct equity
Buying a part of a company from the stock market can prove beneficial because the company is growing, causing your investments to multiply. Thus, choose the equity of your choice and buy ample shares to fetch significant returns.
2. Real estate
If you have enough cash for any investment purpose, then you could invest it in real estate. If you’re looking for a 15% p.a. return, you could lease out the building or site to other people and enjoy hefty returns based on the land and location dimensions.
3. Gold
Owning gold and trading with gold is another avenue that could fetch you considerable returns. You could trade in gold through the stock exchange and invest in ETFs to get broader margins on your investments.
4. Equity mutual funds
These are cumulative equity funds where your investment would be invested in several companies. The returns could vary significantly based on your investment and the status of the stock market. Moreover, with equity, the higher the purchase, the greater the chances to have any returns whatsoever.
5. Debt mutual funds
These are other mutual funds where they invest in low-risk investment schemes such as government bonds, treasury bills, corporate bonds, and other avenues. The return on investment might not be met, but it’s a low risk yet the steady return on investment.
6. PPF
Another great avenue for making a suitable investment is through PPF or public provident fund. These are 15-year lock-in periods where there are quarterly pay-outs made by the government of India.
7. FD
If you want an average interest every month for the money you have invested, then banks are another investment place. You can open up an FD or fixed deposit and get a steady income based on the amount of money you might have invested.
Do note that the above-given ways might vary greatly from the amount of investment you are willing to make. The greater the investment, the more likely you are going to get greater returns. With every investment, there are risks. Do consult with your financial advisor about the same before investing in any avenue. What other ways can you think to achieve 15% return on investment? Do share with us.
As an experienced financial analyst with a strong background in investment strategies, I've been deeply immersed in the intricacies of various investment vehicles, portfolio management, and market trends. I have assisted individuals and organizations in devising investment strategies tailored to their financial goals and risk appetites.
The article you provided delves into avenues for achieving a 15% annual return on investment. Let's break down the concepts mentioned and provide insights:
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Direct Equity: Investing in stocks or shares of a company through the stock market. It offers the potential for significant returns, but it's also inherently risky and requires in-depth research and analysis.
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Real Estate: Investing in property or land with the intention of leasing it out to generate income. Real estate investments can offer attractive returns, but success heavily depends on factors like location, market demand, and maintenance costs.
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Gold: Trading or investing in gold, often through exchange-traded funds (ETFs), providing an opportunity for returns based on fluctuations in gold prices. Gold investments can act as a hedge against inflation but may not always guarantee high returns.
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Equity Mutual Funds: Pooling funds with other investors to invest in diversified portfolios of stocks. These funds are managed by professionals and offer diversification but are subject to market risks.
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Debt Mutual Funds: Investments in low-risk avenues like government or corporate bonds. They generally offer lower returns compared to equity-based investments but come with lower associated risks.
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PPF (Public Provident Fund): A long-term savings scheme in India with a 15-year lock-in period, offering steady returns and tax benefits. It's a conservative option with assured returns, although not as high as some other investment avenues.
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Fixed Deposit (FD): A savings instrument where an investor deposits a lump sum amount with a bank for a predetermined period, receiving a fixed interest rate. FDs are low-risk but usually offer lower returns compared to riskier investments.
Achieving a consistent 15% annual return often involves balancing higher-risk options like direct equity or real estate with safer options like debt instruments or government schemes. Additionally, diversification across multiple asset classes within a well-structured portfolio can help mitigate risks while aiming for higher returns.
Furthermore, exploring alternative investments like venture capital, peer-to-peer lending, or carefully selected high-growth sectors might offer opportunities to attain higher returns, but they also come with increased risk and require thorough due diligence.
Always remember, the pursuit of higher returns involves varying degrees of risk, and seeking guidance from a financial advisor tailored to your specific financial circ*mstances is paramount before making any investment decisions.
