What Does Students Permanent Home Mean?
Your ‘permanent home address’ is something you’ll need to fill in when completing most types of applications, from college applications to student loan applications. Not surprisingly, many students get stuck at answering this question. Does ‘permanent home’ refer to their current place of residence or does it refer to their parent’s place of residence? Or does it refer to something they have not thought about?
What is Permanent Mailing Address for Students?
Generally, when an application asks you to fill in your permanent home address, you need to fill in the details of the place at which you normally reside and which you call home.
For students who have spent their childhood in one place, this would be a pretty straightforward answer. Their permanent mailing address is the one in which they spend a major portion of their childhood and where their parents still reside. It is a place where they would return to after completing their graduation.
For students who have spent their childhood moving from one home to another, the answer may not be as straightforward. For them, permanent home address would be the address at which their parents currently reside and where they would return to after graduating, regardless of whether their parents have lived at that address for a couple of years or they just moved to that address. As long as the students’ parents reside at a particular address, that is considered as their permanent address.
Permanent vs Current Address
Right up to high school, you would have most likely lived with your parents. That is considered your permanent home address. When it’s time for college however, things change.
If you decide to enroll in a community college and commute from your parents’ home, you would continue listing that as your permanent home address.
When you enroll in a college far away from home and move into the dorm, that’s where the whole question about permanent address vs current address comes up. In this case, your dorm or apartment that you are renting out while in college is considered your ‘current address’. It’s an address where you currently reside on a temporary basis but will have to move out of at some time, whether that some time is after one, two, three or four years. The fact that you will have to move out of that place at some time makes it your current address.
Your parents’ home where you can return to at any time still remains your permanent home address. This is even if you’ve lived away from this address for the past four or five years. Regardless of how long you’ve lived away from a particular address, the fact that you can return to it at any time makes it your permanent home address.
Make sure to check with a financial planner to see how this might affect your student loans.
| Lender | Rates (APR) | Eligibility | |
|---|---|---|---|
| 6.37%-14.27%* Variable 4.99%-13.29%* Fixed | Undergraduate and Graduate | VISIT CITIZENS |
| 6.37% - 16.70% Variable 4.50% - 15.49% Fixed | Undergraduate and Graduate | VISIT SALLIE MAE |
| 5.39% - 16.99% Variable 4.43% - 16.99% Fixed | Undergraduate and Graduate | VISIT CREDIBLE |
| 5.84% - 11.11% Variable 4.39% - 11.11% Fixed | Undergraduate and Graduate | VISIT LENDKEY |
| 6.16% - 15.59% Variable 4.53% - 15.36% Fixed | Undergraduate and Graduate | VISIT ASCENT |
| 6.10% - 10.64% Variable 3.95% - 8.01% Fixed | Undergraduate and Graduate | VISIT ISL |
| 5.62% - 16.20% Variable 4.42% - 15.90% Fixed | Undergraduate and Graduate | VISIT EARNEST |
| 4.98% - 12.79% Variable 5.04% - 12.44% Fixed | Undergraduate and Graduate | VISIT ELFI |
College Raptor is not a loan lender and does not assume responsibility for suggesting a loan to a user who may not be eligible for it. Rates, terms, conditions, eligibility, approval, and other considerations are the decisions of the lenders and may vary depending on which lender or marketplace the user selects. We urge users to carefully consider and review all loan options and terms before committing to taking out a loan.
As a seasoned expert in student affairs and educational processes, I bring a wealth of knowledge to demystify the concept of a student's "permanent home address" and shed light on related terms such as "permanent mailing address" and the distinction between "permanent" and "current" addresses.
Firstly, let's delve into the essence of a student's permanent home address. The term, when encountered in various applications like college and student loan applications, often perplexes students. Drawing on my extensive experience, I can unequivocally state that a student's permanent home address is typically the place they consider home, where they spent a significant part of their childhood, and where they would return after completing their education.
For students who have a stable childhood in one location, determining their permanent mailing address is straightforward – it's the place where their parents still reside, and the prospect of returning there after graduation is high. However, for those who have experienced frequent relocations during their childhood, the concept becomes nuanced. In such cases, the permanent home address is usually the location where the parents currently reside, irrespective of how long they have lived there. As long as the student's parents are situated at a specific address, that becomes their permanent address.
Now, let's discuss the distinction between permanent and current addresses, especially when transitioning from high school to college. Until high school, a student's home is typically where they live with their parents. This is considered their permanent home address. However, when college comes into the picture, factors such as dormitory living and off-campus apartments complicate matters.
If a student enrolls in a community college and continues residing with their parents, the parental home remains the permanent address. On the other hand, if they move away for college and reside in a dorm or rented apartment, that location becomes their "current address." The crucial differentiator is the temporary nature of the college residence – it's a place they'll eventually move out of, whether after one, two, three, or four years. Despite this, the parents' home, available for the student's return at any time, retains its status as the permanent home address.
In conclusion, understanding the intricacies of a student's permanent home address is vital for accurately completing applications, especially those related to education and financial assistance. Students should be aware of these distinctions to ensure they provide the right information on forms and applications.
Finally, it's advisable for students to consult with a financial planner to understand how their living arrangements may impact aspects such as student loans. This additional step ensures that they make informed decisions regarding their educational and financial future.
Now, armed with this comprehensive understanding, students can confidently navigate the complexities of defining their permanent home address in various applications.
