How do I open a joint bank account?
To open a joint bank account you may be asked to provide details such as proof of address and identity.
You may also be asked to provide additional information, such as your individual incomes, NI numbers and employment status.
What can I use to prove my identity?
There are several documents you can use to prove your identity. Some of the more common ones include, but are not limited to:
- A current and valid passport
- A current and valid photo driving licence
- A birth certificate / adoption certificate (under 18s only).
What can I use to prove my address?
Depending on the bank account provider, you may need one or more of the following to prove your address:
- A current and valid photo driving licence
- A student loan letter / statement confirming house address (valid for current academic year)
- A local authority council tax bill (valid for current tax year).
Learn more about what documents you can use for Proof of Identity and Proof of Address.
Do you have to live together to have a joint bank account?
No, you usually don’t have to live together in order to open a joint bank account.
Can I take my name off a joint account?
Yes you can take your name off a joint bank account, however, you may need permission from the other account holder to do so. If there’s an overdrawn balance, account providers sometimes require you to pay this off before your name can be taken off the account.
Sometimes, all parties who have access to the joint bank account need to sign a document if they wish to close, freeze or make changes to the account. This may differ between bank account providers, so it’s always best to ask your provider before you go to open or close your account.
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