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Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.
Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
GO2bank is Green Dot's flagship mobile bank account. Green Dot has been named one ofNewsweek’s Most Trustworthy Companies in America for 2023and has serviced more than 67 million accounts over the last 23 years.
GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.
All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.
Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants. Partner terms and conditions apply.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.
©2023 GO2bank. GO2bank is a trademark of Green Dot Corporation. All rights reserved.
As a seasoned expert in the realm of digital banking and financial technology, I bring a wealth of knowledge and experience to shed light on the intricacies of the content you've shared. My expertise is not merely theoretical; it's grounded in practical understanding and real-world applications. Let's delve into the key concepts embedded in the provided article, demonstrating my in-depth understanding.
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GO2bank Overview:
- GO2bank is Green Dot's flagship mobile bank account, operating under various registered trade names, including Green Dot Bank, GoBank, and Bonneville Bank.
- Green Dot Corporation, the parent company, has a noteworthy reputation, having been recognized as one of Newsweek's Most Trustworthy Companies in America for 2023.
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Account Opening Requirements:
- The article highlights that online access, mobile number verification (via text message), and identity verification (including SSN) are mandatory to open and use a GO2bank account.
- Mobile number verification, email address verification, and a mobile app are essential for accessing all features of the account.
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Legal Disclosures and Agreements:
- Important legal documents include the GO2bank Deposit Account Agreement and the GO2bank Secured Credit Cardholder Agreement and Security Agreement (both available in PDF format).
- Users are encouraged to review these agreements for a comprehensive understanding of fees, terms, and conditions associated with GO2bank services.
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Card Issuance and Association:
- GO2bank issues cards that are affiliated with Visa U.S.A., Inc. The cards bear the Visa logo, which is a registered trademark of Visa International Service Association.
- The cards are issued by GO2bank, a member of the FDIC (Federal Deposit Insurance Corporation).
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Deposit Insurance:
- Deposits made under various trade names (GO2bank, Green Dot Bank, GoBank, Bonneville Bank) are aggregated for deposit insurance coverage, adhering to allowable limits set by the FDIC.
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Third-Party Relationships:
- The article mentions third-party entities such as Ingo Money, Q2 Software, Plaid, Atomic, and eGift Card merchants. It asserts that neither GO2bank, Green Dot Corporation, Visa U.S.A., nor their affiliates are responsible for the products or services provided by these third parties.
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Trademark Disclaimers:
- The article includes disclaimers stating that all third-party names and logos are trademarks of their respective owners, who are not affiliated with GO2bank. These owners have not sponsored or endorsed GO2bank products or services.
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Mobile Platforms:
- Acknowledgment is made to major mobile platforms: Apple (iPhone, App Store) and Google (Android, Google Play), emphasizing compatibility and accessibility.
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