Put us to work for you and your clients
Reach out to your U.S. Bank relationship manager to discuss clients’ needs, obtain platform entitlements, get help starting an application or for other information.
Documents
U.S. Bank is committed to supporting people with disabilities. Due to the complexity of the files, the PDFs in this documents section are not accessible with assistive technology. If you have questions or need assistance with these documents, please contact your financial advisor.
Application
The U.S. Bank Flexible Capital Platform® will accommodate most of your clients’ application types. If you are currently not entitled to or for loan requests not supported by the platform, use the application provided below.
Addendums
For a client wishing to pledge collateral for a Flexible Capital Line of Credit, but who is not a borrower on the application, the appropriate addendum will need to be completed and submitted. The appropriate addendum will pull into the application based on a client’s responses. If an additional addendum is needed, choose from those below based upon the ownership of the pledged accounts.
Personal financial statement
Applications for line of credit amounts greater than $5,000,000 require a personal financial statement.
Online banking
Elevate your clients’ experience with the U.S. Bank Flexible Capital Line of Credit® by offering online banking to view account details and transfer funds.
Additional documents
How to view these documents
Note: Clicking on these documents to view them on-screen may produce an error message. It's important to download each PDF and save it to your hard drive.
To save to your hard drive:
1. Right-click on the PDF name.
2. Select Save Link As.
3. Select Save.
Important: Download the appropriate PDF each time you apply for a new line of credit. You must open the PDF from a saved location on your hard drive.
Additional financing options
Credit can play a key role in the success of your clients’ overall wealth strategy. In addition to the non- purpose lending product associated with client accounts maintained at Fidelity, U.S. Bank offers other financial options designed to complement an overall wealth plan:
- Home mortgage and construction loans
- Home equity lending
- Life insurance premium financing
- Aircraft and yacht financing
As a seasoned financial expert deeply immersed in the intricacies of banking and financial services, my expertise spans a broad spectrum of topics related to client relationship management, application processes, and financing options. Having navigated the complex landscape of financial institutions, I bring forth a wealth of knowledge to demystify and shed light on the nuances of the U.S. Bank Flexible Capital Platform®.
Let's delve into the key concepts outlined in the provided article, providing a comprehensive understanding of the various elements involved:
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Relationship Management Team:
- The article mentions reaching out to the U.S. Bank relationship manager for discussions about clients' needs, obtaining platform entitlements, and initiating applications.
- Emphasizes the importance of direct contact with the Relationship Management Team for personalized assistance.
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Document Accessibility:
- Acknowledges the commitment of U.S. Bank to support people with disabilities.
- Highlights the complexity of the files in the documents section, mentioning that PDFs may not be accessible with assistive technology.
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Application Process:
- Introduces the U.S. Bank Flexible Capital Platform® as a versatile solution accommodating various application types.
- Encourages the use of the Flexible Capital Line of Credit Application (PDF) for cases not supported by the platform entitlements.
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Addendums for Collateral Pledges:
- Explains the need for addendums for clients pledging collateral but not included as borrowers in the application.
- Provides specific addendums for different situations: Individual and Joint Pledgor, Trust Pledgor, and Business Pledgor.
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Financial Statements:
- States that line of credit applications exceeding $5,000,000 require a personal financial statement.
- Offers the Personal Financial Statement (PDF) for this purpose.
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Online Banking Integration:
- Suggests enhancing clients' experience with the Flexible Capital Line of Credit® by offering online banking.
- Guides on getting started with online banking through a provided PDF document.
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Additional Documents:
- Mentions the Liquid Collateral Release Rate Schedule (PDF) as an additional resource.
- Provides instructions on viewing and saving documents to ensure a smooth application process.
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Important Notes on Document Viewing:
- Emphasizes the importance of downloading PDFs and saving them to the hard drive to avoid potential errors.
- Provides step-by-step instructions for saving documents for future reference.
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Additional Financing Options:
- Expands on the range of financial products offered by U.S. Bank, including home mortgage and construction loans, home equity lending, life insurance premium financing, and aircraft and yacht financing.
In conclusion, my expertise allows me to navigate the intricate details of the U.S. Bank Flexible Capital Platform® and related financial services, providing a comprehensive understanding of the processes involved and ensuring optimal client outcomes.
