VIAC is the leading digital and cost-effective pension platform for pillar 3a and vested benefits. (2024)

FAQs

What is the interest rate for VIAC 3a? ›

Can I simply open a cash account with VIAC? Yes, it is our goal to offer an optimal solution for every investment type. Our account is interest-bearing and free of charge. The interest rate is currently 1.15% for 3a and 0.65% for vested benefit assets.

The annual pension fund pension is calculated from the pension assets saved up to retirement using the conversion rate. Currently, the conversion rate is 6.8% (as of 2022). For each CHF 100'000 of retirement capital, an annual pension of CHF 6'800 is paid out. This conversion rate should be treated with caution.

As safe as any other bank or pension foundation. You pay every franc directly into the Terzo Pension Foundation or Vested Benefit Foundation of the WIR Bank. The Pension Foundations are independent and responsible for the secure, needs-oriented management of the pension assets of its clients.

The VIAC administration fee is 0.52% per annum (at most 0.40% p.a. due to the fee cap) on the invested pension assets.

If precancerous cells are present, the vinegar-like solution turns the abnormal cells white. This portion of the exam is the VIA—”visual inspection with acetic acid”—in VIAC. Next, a camera with a special lens is used to photograph the cervix. The photo helps identify the presence of abnormal, precancerous cells.

Can I open multiple pillar 3a accounts? The law does not limit how many accounts you can hold. Contributions made in a calendar year may not exceed the maximum amount for pillar 3a (all 3a accounts combined). We recommend holding multiple 3a accounts, as pillar 3a lump-sum payments are taxed progressively.

Income received from foreign pensions or annuities may be fully or partly taxable, even if you do not receive a Form 1099 or other similar document reporting the amount of the income.

What is a vested benefits account? A vested benefits account is a savings account for pension fund benefits. In Switzerland you are required to transfer your benefits from your occupational pension funds into vested benefits accounts (or other vested benefits solutions) in these cases: You are between jobs.

You are entitled to a complete pension if you have a complete contributions record, i.e. if you have the same number of years of contributions as the people from your age class. For men this is 44 years and for women 43 years. If your contributions record is incomplete, you are only entitled to a partial pension.

The website www.viac.ch is operated by the Terzo Pension Foundation of WIR Bank for the pillar 3a offer and by the Vested Benefits Foundation of WIR Bank for the vested benefits offer.

Does VIAC pay dividends? ›

Ratings - VIAC

$21.8B large-cap cap. Stock does not pay a dividend.

(RTTNews) - ViacomCBS (VIAC, VIACA) said Tuesday that it has changed its name to Paramount Global, effective February 16, bringing together its portfolio of premium entertainment properties under a new parent company name.

City of Harare, Health Services is conducting Visual Inspection with Acetic Acid and Camera (VIAC) at its Clinics which is an effective way of preventing cervical cancer in women aged between 30-50 years old. VIAC involves examining the opening of the womb, or the cervix, for changes that might lead to cancer.

Viacom CBS Cl B (VIAC)

What is pillar 3a? Pillar 3a, also referred to as tied pension provision, is part of Switzerland's system of private pension provision. Its main purpose is to provide for old age, and it supplements the benefits paid by the state pension schemes (OASI/IV) and occupational pension schemes (pension funds).

stream rate means the interest rate implicit with 48 payments of the Adjusted Loan Rate Factor multiplied by the face amount of the new Note.