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- Valley Oak Credit Union Deposit Rates
12-month CD rates can be found at 2.25%, 6-month CD rates at 3.82% and 3-month CD rates at 2.50%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.99%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates.
Compare Valley Oak Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Valley Oak Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.
Valley Oak Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Valley Oak Credit Union? Share your experience about Valley Oak Credit Union by leaving a review below, or read customer reviews before you decide to use Valley Oak Credit Union.
Overall, Valley Oak Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.
Rate
APY/APR
vs Avg
12-Month CD
N/A
4.30%
18-Month CD
N/A
2.86%
24-Month CD
N/A
2.33%
36-Month CD
N/A
2.17%
48-Month CD
N/A
2.08%
60-Month CD
N/A
2.19%
Savings
N/A
0.95%
MMA
N/A
1.67%
30-Year Fixed
N/A
6.81%
Credit Card
N/A
14.06%
Personal Loan
N/A
11.24%
Valley Oak Credit Union
Three Rivers Corporate
40870 Sierra Dr
Three Rivers, CA 93271 9696
MonitorBankRates' Rating
5/5
★★★★★
Review Valley Oak Credit Union
Compare Valley Oak Credit Union Rates with Other Competitive Bank and Credit Union Rates
Bank of the Flint Hills
9-Month CD special
5.25%
$500
Balboa Thrift and Loan Association
3-Month CD
5.25%
$10,000
Dieterich Bank
9-Month CD
5.15%
$500
Sturgis Bank & Trust Company
13-Month CD Special
5.10%
$5,000
Reliance Bank
15-Month CD
5.07%
$500
Parke Bank
13-Month CD special
5.05%
$500
Jewett City Savings Bank
15-Month CD relationship
5.00%
$1,000
MidCountry Bank
12-Month CD
4.85%
$10,000
Old National Bank
7-Month CD
4.75%
$500
First Internet Bank of Indiana
36-Month CD
4.66%
$1,000
Toyota Financial Savings Bank
36-Month CD
4.63%
$1
Pentagon Federal Credit Union
12-Month CD (Certificate)
4.50%
$1,000
Minster Bank
15-Month Jumbo CD
4.50%
$100,000
Kearney Trust Company
24-Month CD
3.92%
$100
Acme Continental Credit Union
36-Month CD share certificate
3.81%
$1,000
First State Bank Tahlequah, OK
18-Month CD
3.75%
$1,000
Regional Missouri Bank
36-Month CD
3.29%
$1,000
Commerce Bank & Trust
48-Month CD
3.04%
$500
Pathfinder Bank
Cash Management Sweep Account
3.00%
$0
Frontier Community Bank
Money Market
2.90%
$1,000,000
First Bank Hampton
60-Month CD
2.88%
$1,000
The Bank of the West
24-Month CD
2.53%
$1,000
American Plus Bank, N.A.
Personal Savings
2.50%
$500,000
Primebank
24-Month CD
2.50%
$1,000
Osgood Bank OB
18-Month CD
2.28%
$1,000
Institution for Savings
24-Month CD
2.25%
$500
First Security B&T Co. IA
48-Month CD
2.24%
$2,500
802 Credit Union
60-Month CD certificate
2.10%
$500
State Bank Fenton, MI
Kasasa Cash Checking
2.02%
$0
Albany B&T Co. N.A.
Money Market Deposit
2.00%
$1,000,000
Dundee Bank
24-Month CD
2.00%
$500
Primebank
12-Month CD
2.00%
$1,000
HomePride Bank
18-Month CD
1.51%
$500
Washington State Bank Washington, IA
12-Month CD
1.51%
$500
International Bank of Chicago
6-Month CD
1.50%
$1,000
State Bank of Canton
30-Month CD
1.45%
$500
Security FSB
18-Month CD
1.27%
$1,000
The Clay City Banking Co.
Money Market Deposit Account
1.21%
$0
The Peoples Bank Co.
24-Month CD
1.16%
$5,000
Bank of Franklin County
48-Month CD
1.16%
$500
Bank of Lake Mills
18-Month CD
0.45%
$500
Home Loan SB
6-Month CD
0.35%
$500
American Bank of Baxter Springs
18-Month CD
0.25%
$1,000
Adirondack Bank
24-Month CD
0.25%
$1,000
Century Bank of Florida
Checking Account
0.20%
$0
First National Bank Alamogordo, NM
Personal Savings Account
0.20%
$100
First Horizon
12-Month CD
0.10%
$1,000
Heritage Bank Marion, IA
Savings Account
0.10%
$0
Verus Bank of Commerce
Pikes Peak Money Market
0.02%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare Valley Oak Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Hatboro Federal Savings
10-Year Fixed
5.375%
5.919%
2.000
Citizens State Bank Cadott, WI
10-Year Fixed
6.000%
6.164%
0.000
Vystar Credit Union
30-Year Fixed Jumbo
6.125%
6.237%
0.932
State Bank of Southern Utah
15-Year Fixed
6.000%
6.246%
0.000
M&T Bank
15-Year Fixed
5.875%
6.280%
2.000
Mountain America Federal Credit Union
30-Year Fixed
6.125%
6.287%
0.000
Premier Bank Dubuque, IA
15-Year Fixed
6.125%
6.289%
0.000
Vystar Credit Union
5/5 ARM
5.625%
6.292%
0.932
M&T Bank
30-Year Fixed Jumbo
6.125%
6.328%
2.000
FNB of Scotia
15-Year Fixed
6.250%
6.375%
0.000
Penn Community Bank
30-Year Fixed
6.250%
6.390%
1.000
First National Bank of Hutchinson
10-Year Fixed
6.125%
6.406%
0.000
1st United Credit Union
15-Year Fixed
6.371%
6.427%
0.000
Sturgis Bank & Trust Company
15-Year Fixed
6.250%
6.481%
0.000
Premier Bank Dubuque, IA
20-Year Fixed
6.375%
6.507%
0.000
GreenLeaf Bank
20-Year Fixed
6.500%
6.515%
0.000
State Bank of Southern Utah
30-Year Fixed
6.375%
6.526%
0.000
State Bank of Southern Utah
30-Year Fixed FHA
5.625%
6.526%
0.000
Unity Bank
30-Year Fixed
6.500%
6.532%
0.000
Everett Co-operative Bank
15-Year Fixed
6.500%
6.576%
0.000
Chase Bank
30-Year Fixed
6.490%
6.581%
1.000
Aberdeen Proving Ground Federal Credit Union
30-Year Fixed
6.500%
6.614%
0.000
Citizens Bank & Trust Company KY
15-Year Fixed
6.500%
6.624%
0.000
Bath State Bank
30-Year Fixed
6.500%
6.641%
1.000
M&T Bank
15-Year Fixed FHA
5.625%
6.691%
2.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare Valley Oak Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points.640-679 rate = 10.80%.600-639 rate = 12.84%.599 and below rate = 18.00%.
1st Midamerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Abbey Credit Union
VISA® Classic
12.960%
Aaec Credit Union
VISA Credit Card
11.900%
No annual fee
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Randolph Brooks Federal Credit Union (RBFCU)
Business Select Credit Card Mastercard
18.000%
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Abbey Credit Union
VISA® Gold
11.960%
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Randolph Brooks Federal Credit Union (RBFCU)
Premier Rate Credit Card Mastercard
12.950% - 18.000%
University First Federal Credit Union
Visa Secure Card
13.740%
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.
Compare Valley Oak Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
1st Midamerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
1st Valley Credit Union
Signature Loan
10.500%
$0
1st United Credit Union
Personal Loan
10.890%
$0
60
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
A H E Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Aaec Credit Union
Education (tuition bill required)
8.250%
$0
60
Achieve Credit Union
Personal Loan
8.950%
$0
Schoolsfirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.
Our apologies, we do not have Valley Oak Credit Union rate data right now, check back for updates, we are adding rates all the time.
Valley Oak Credit Union Information
Credit Union Name: Valley Oak Credit Union
Website: https://www.valleyoak.org
Full Time Employees: 20
Part Time Employees: 0
President: Sandra Stryd
CEO: Alan Cortum
Branch Locations: 4
ATM Locations: 3
Corporate Office Address:
40870 Sierra Dr
Three Rivers, CA 93271 9696
Phone Number: 559-561-1420
Fax Number: 559-561-3170
Valley Oak Credit Union Financials
Total Assets:
77,440,588
Total Amount of Shares and Deposits:
67,669,256
Total Shares and Deposits < 1 Year:
63,465,306
Total Shares and Deposits 1 3 Years:
4,021,849
Total Shares and Deposits > 3 Years:
182,101
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,719,632
Total Uninsured Shares and Deposits > $250K (F+J):
1,719,632
Total Insured Shares and Deposits > $250K (item 17 less item K):
65,949,624
Total Interest Expense (Sum of items 6 8):
141,832
Share Certificates:
275
Number of Accounts for Share Drafts:
3,709
Number of Accounts for Regular Shares:
7,651
Money Market Shares:
376
Net Income (unless the amount is already included in Undivided Earnings):
166,881
Total Liabilities:
72,199,854
Show More
Valley Oak Credit Union Questions and Answers
No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA
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Average savings rates in Bankrate's national rate survey are at 0.55 percent for account balances of $10,000. The Federal Deposit Insurance Corporation's (FDIC) national average savings account rate is even lower at 0.09 percent. The FDIC's jumbo savings rate is also at 0.09 percent.
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Valley Oak Credit Union Reviews
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