Track your money & plan ahead
M&T offers digital tools to help you track and budget your money. With M&T Online & Mobile Banking:
- Check your balances(your balance may not reflect your most recent activity)
- Review your transaction activity
- Deposit checks, transfer money, and pay bills
- Enroll in MoneySmartTM our easy-to-use budgeting tool that lets you view your M&T and non-M&T accounts in one place
Sign up for M&T Alerts
Get notifications about your account status and important activity, including low balance alerts. You can also sign up for suspicious activity alerts.
Once you are an M&T Online Banking customer, you can enroll in alerts by logging in and navigating to M&T Bank Alerts in the Services menu. From the M&T Mobile Banking app, choose Alerts from the Menu icon on the top left.
M&T Bank Alerts are available for your M&T Card through M&T Online Banking. Suspicious activity alerts notify customers of certain potentially fraudulent activity on their M&T Card. Alerts are designed to be a helpful account management tool, but they do not identify all potential fraudulent activity and are not a substitute for security and fraud precautions including, but not limited to, verifying statements and being aware of your outstanding payments and available balance. For your protection, “suspicious activity” and “card PIN change” email alerts cannot be disabled. M&T Bank is not liable for any losses customers may incur due to an alert not being delivered. Your mobile carrier’s text messaging and data charges may apply.
Set up direct deposit
Set up direct deposit for quicker access to your money. The sooner your monthly deposits post to your account, the faster the money becomes available - helping you plan your spending and helping to avoid overdraft fees.
Use M&T Flash Funds
With online banking or banking through the M&T mobile app, you can quickly deposit checks by entering in the check amount and snapping a photo of the front and back of the check. For a fee, funds from a qualifying check can be immediately available for withdrawls or purchases.
If selected, your mobile deposit will be immediately available. The fee for this service is 2% of the total check amount ($2 minimum charge). The fee will be deducted from your account following the completion of your deposit. If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
