*This article was first written by Irwin Umban. The content and information on this article might be changed or updated periodically by Team Loanstreet without notice.
In trying times like these - an unstable economy, COVID-19 and all, more people have realised the importance of diversifying their incomes.
So, other than your usual source of income,where else you can park your money and get a higher return? Unit trust fund lah!
If you don’t know what it is, a unit trust fund is simply a collection of company stocks or bonds that is managed by a professional fund manager. Here, read this unit trust article to understand it better.
But as history has taught us, not all funds perform well. According to Investopedia, even the funds that were performing well in the short term, say 3 months to 5 years may underperform other funds over the long term (10 years or more).
Therefore, it’s important to set a clear objective as to whether you want to make money in the short term or long term. Below, depending on your objective, you will find the best performing unit trust funds to invest and grow your money.
What's covered in this article?
Top 5 Performing Funds For Short Term Investment (1 month - 5 Years)
If you’re investing for short term gain, typically within 1 month to 5 years, you must make sure that the fund you’re investing can give a higher return than fixed deposit rate, which averages around 3%.
You also have to understand also that the fund is very volatile, meaning it can go up and down easily, just like your heartbeat while running. This situation will put you at a higher risk of losing your money. If you’re caught in a bad situation, then better discuss with your financial advisor as to whether to continue investing or shift your money towards other funds.
Once you understand the risks involved, then go ahead and invest in these funds, which gives a very good return over a short term period.
Top 5 Performing Unit Trust Funds (1 Month)
| Rank | Fund Name | Return |
|---|---|---|
| 1 | Precious Metals Securities | 14.06% |
| 2 | RHB Gold And General Fund | 8.30% |
| 3 | United Golden Opportunity - MYR Hedged | 7.34% |
| 4 | MAMG Gold - MYR Hedged | 6.99% |
| 5 | RHB Gold Fund - RM | 6.98% |
Source: eUnittrust.com.my
Top 5 Performing Unit Trust Funds (3Months)
| Rank | Fund Name | Return |
|---|---|---|
| 1 | Affin Hwang World Series - Global Disruptive Innovation - MYR Hedged | 28.72% |
| 2 | Nomura Global Shariah Semiconductor Equity Fund - MYR | 23.49% |
| 3 | United Global Technology Fund - MYR | 20.22% |
| 4 | United Global Technology Fund - MYR Hedged | 19.89% |
| 5 | Principal Islamic Global Technology Fund - MYR Hedged | 18.70% |
Source: eUnittrust.com.my
Top 5 Performing Unit Trust Funds (6Months)
| Rank | Fund Name | Return |
|---|---|---|
| 1 | Nomura Global Shariah Semiconductor Equity Fund - MYR | 32.38% |
| 2 | Europe Equity Growth | 29.90% |
| 3 | RHB Gold And General Fund | 27.22% |
| 4 | KAF Core Income Fund | 26.91% |
| 5 | RHB European Select Fund | 25.44% |
Source: eUnittrust.com.my
Top 5 Performing Unit Trust Funds (1 Year)
| Rank | Fund Name | Return |
|---|---|---|
| 1 | PMB Dana Bestari | 18.25% |
| 2 | KAF Core Income Fund | 14.74% |
| 3 | Eastspring Investments Japan Dynamic MY - MYR Hedged | 13.58% |
| 4 | PMB Dana Al-Aiman | 12.84% |
| 5 | PMB-An-Nur Waqf Income Fund | 12.07% |
Source: eUnittrust.com.my
Top 5 Performing Unit Trust Funds (2Years)
| Rank | Fund Name | Return |
|---|---|---|
| 1 | RHB Energy Fund | 50.77% |
| 2 | RHB Dana Hazeem | 31.61% |
| 3 | RHB Retirement Series - Islamic Balanced | 30.19% |
| 4 | RHB Kidsave Trust Fund | 29.71% |
| 5 | RHB Growth And Income Focus Trust Fund | 27.35% |
Source: eUnittrust.com.my
Top 5 Performing Unit Trust Funds (3Years)
| Rank | Fund Name | Return |
|---|---|---|
| 1 | KAF Core Income Fund | 233.70% |
| 2 | United Malaysia Fund - MYR Class A | 134.73% |
| 3 | KAF Vision Fund | 114.22% |
| 4 | TA Small Cap Fund | 112.24% |
| 5 | Manulife Investment Indonesia Equity | 98.01% |
Source: eUnittrust.com.my
Top 5 Performing Unit Trust Funds (5Years)
| Rank | Fund Name | Return |
|---|---|---|
| 1 | KAF Core Income Fund | 126.23% |
| 2 | TA Global Technology Fund | 76.08% |
| 3 | RHB Gold And General Fund | 75.01% |
| 4 | Manulife Investment U.S Equity | 74.06% |
| 5 | KAF Vision Fund | 71.18% |
Source: eUnittrust.com.my
What about long term investment (10 Years)? Here’s the top 5 Performing Unit Trust Funds for that
If you invested 10 years ago into these funds, you would’ve doubled your money already, or even more! And if you invest even longer, you just might end up just like Warren Buffet.
Just see his net worth over time from when he started early and as he keeps reinvesting in companies stocks and shares. Lesson? It pays to invest long term!
| Rank | Fund Name | Return |
|---|---|---|
| 1 | TA Global Technology Fund | 288.59% |
| 2 | AmChina A-Shares - MYR | 276.54% |
| 3 | Manulife Investment U.S Equity | 226.32% |
| 4 | Manulife India Equity Fund - MYR | 211.82% |
| 5 | KAF Vision Fund | 205.87% |
Source: eUnittrust.com.my
Of course, do note that any type of investment carries a certain risk with it so doing your due diligence is very important! When we say do due diligence, it means doing your research properly lah.But, if you’re someone who likes to be on the safer side of things and still want to grow your money, then better take advantage ofthese Fixed Deposit Promos!
Stay safe & happy investing!
ALSO READ:
- The 3 Most Trusted Investment Types In Malaysia To Multiply Your Savings Fund!
- 9 Questions About Fixed Deposit to Ask Before Investing
- Here Are 7 Things Malaysians Should Do With Their Yearly Bonus!
*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.
