Time Deposit Interest Rate - Philippine National Bank (2024)

Short Term Time Deposit

Amount	Tenor
Amount	1-29 days
10,000.00 and above	0.125%

Regular Time Deposit

Amount	Tenor
Amount	30	31-60	61-90	91-180	181-360
10,000.00 – 49,999.99	0.125%	0.125%	0.125%	0.125%	0.125%
50,000.00 -249,999.99	0.125%	0.125%	0.125%	0.125%	0.125%
250,000.00 – 499,999.99	0.250%	0.250%	0.250%	0.250%	0.250%
500,000.00- 999,999.99	0.250%	0.250%	0.250%	0.250%	0.250%
1,000,000.00-4,999,999.99	0.375%	0.375%	0.375%	0.375%	0.375%
5,000,000.00 and above	0.375%	0.375%	0.375%	0.375%	0.375%

PNBig Savings Time Deposit

Amount	Tenor
Amount	30	31-60	61-90	91-180	181-360
25,000.00 – 49,999.99	0.125%	0.125%	0.125%	0.125%	0.125%
50,000.00 -249,999.99	0.125%	0.125%	0.125%	0.125%	0.125%
250,000.00 – 499,999.99	0.250%	0.250%	0.250%	0.250%	0.250%
500,000.00- 999,999.99	0.250%	0.250%	0.250%	0.250%	0.250%
1,000,000.00-4,999,999.99	0.375%	0.375%	0.375%	0.375%	0.375%
5,000,000.00 and above	0.375%	0.375%	0.375%	0.375%	0.375%

Market Savings Deposit

Amount	Tenor
Amount	30	31-60	61-90	91-180	181-360
200,000 – 499,999.99	0.125%	0.125%	0.125%	0.125%	0.125%
500,000 – 999,999.99	0.250%	0.250%	0.250%	0.250%	0.250%
1,000,000 – 4,999,999.99	0.375%	0.375%	0.375%	0.375%	0.375%
5,000,000 – 9,999,999.99	0.375%	0.375%	0.375%	0.375%	0.375%
10,000,000 – 49,999,999.99	0.375%	0.375%	0.375%	0.375%	0.375%
50,000,000 – 99,999,999.99	0.375%	0.375%	0.375%	0.375%	0.375%
100M and above	0.375%	0.375%	0.375%	0.375%	0.375%

PRA Time Deposit

Peso

Amount	Tenor
Amount	30	31-60	61-90	91-180	181-360
10,000.00 – 49,999.99	0.125%	0.125%	0.125%	0.125%	0.125%
50,000.00 -249,999.99	0.125%	0.125%	0.125%	0.125%	0.125%
250,000.00 – 499,999.99	0.250%	0.250%	0.250%	0.250%	0.250%
500,000.00- 999,999.99	0.250%	0.250%	0.250%	0.250%	0.250%
1,000,000.00-4,999,999.99	0.375%	0.375%	0.375%	0.375%	0.375%
5,000,000.00 and above	0.375%	0.375%	0.375%	0.375%	0.375%

Dollar

Amount	Tenor
Amount	30	31-60	61-90	91-180	181-360
$1,000 – $10,000	0.0260%	0.0260%	0.0350%	0.1000%	0.1250%
$10,000.01 – $50,000	0.0260%	0.0260%	0.0350%	0.1000%	0.1250%
$50,000.01 – $100,000	0.0300%	0.0300%	0.1250%	0.1250%	0.1250%
$100,000.01 – $500,000	0.0300%	0.0300%	0.1250%	0.1250%	0.2100%
$500,000.01 – $1,000,000	0.0300%	0.0300%	0.1500%	0.1500%	0.2200%
$1,000,000.01 and above	0.0300%	0.0300%	0.1500%	0.1500%	0.2200%

Greenmarket Time Deposit

Amount	Tenor
Amount	30-59	60-89	90-179	180-359	360
1,000 – 10,000	0.0260%	0.0260%	0.1000%	0.1250%	0.1250%
10,000.01 – 50,000	0.0260%	0.0260%	0.1000%	0.1250%	0.1250%
50,000.01 – 100,000	0.0300%	0.0300%	0.1250%	0.1250%	0.1250%
100,000.01 – 500,000	0.0300%	0.0300%	0.1250%	0.2100%	0.2100%
500,000.01 – 1,000,000	0.0300%	0.0300%	0.1500%	0.2200%	0.2200%
1,000,000.01 and above	0.0300%	0.0300%	0.1500%	0.2200%	0.2200%

Regular Time Deposit – FCDU

CNY

Tenor	Interest Rates
30 days or less	1.25%
60 days	1.25%
90 days	1.25%
180 days	1.25%
1 year	1.25%

•Minimum placement is CNY 7,500

Euro

Tenor	Amount / Interest Rates
Tenor	1k – 10k	10,000.01 – 50k	50,000.01 – 100k	Above 100k
1 – 2 mos.	0.000%	0.005%	0.010%	0.015%
3 – 5 mos.	0.015%	0.020%	0.025%	0.030%
6 – 9 mos.	0.040%	0.050%	0.065%	0.075%
12 mos.	0.075%	0.100%	0.100%	0.100%

Wealth Multiplier

Tenor	Interest Rates
18 months	1.1000%
24 months	1.2000%
36 months	1.3000%

Minimum placement:

Regular Clients – Php500,000
Overseas Filipino Workers – Php100,000

Top Dollar Time Deposit

Tenor	Interest Rates
2 years	2.00%
3 years	2.00%
4 years	3.00%
5 years	3.00%

Minimum placement is USD 10,000

About PNB

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Corporate Governance

Trunkline

Tel. No.: (+632) 8526 3131

Customer Care

Bank Hotline

Tel. No.: (+632) 8573-8888
Email: customercare@pnb.com.ph

PNB Cards

Tel. No.: (+632) 8818 9818
Email: pnbcreditcards@pnb.com.ph

Deposits are insured by PDIC up to P500,000 per depositor.

PNB is regulated by the Bangko Sentral ng Pilipinas

https://www.bsp.gov.ph

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