Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC
Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.
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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).
Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circ*mstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.
Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsem*nt of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.
Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).
Certainly! The passage you've shared delves into various financial and regulatory aspects. Let's break down the concepts and information embedded within it:
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Raymond James Financial Services, Inc.: This is a financial services company that offers securities and investment advisory services. It's a registered broker-dealer with FINRA (Financial Industry Regulatory Authority) and a member of SIPC (Securities Investor Protection Corporation), ensuring protection for investors' securities in case a brokerage firm fails financially.
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FINRA/SIPC: The acronyms represent regulatory bodies. FINRA oversees brokerage firms and the securities industry, ensuring fair practices and protecting investors. SIPC, on the other hand, protects against the loss of cash and securities held by customers of a financially troubled brokerage firm.
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Investment Advisory Services: Raymond James Financial Services Advisors, Inc. provides investment advice, typically personalized to the client's financial situation and goals.
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Serving Those Who Serve (STWS): It's an entity independent of Raymond James, not a registered broker/dealer. It's mentioned in relation to Daniel Sipe and Tom Lee, who are registered financial professionals affiliated with Raymond James.
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Registrations and Regulations: Financial advisors associated with Raymond James can only operate in states or jurisdictions where they are properly registered. Also, not all investment products and services mentioned might be available in every state.
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International Investors: Investors outside the United States are subject to different regulations and tax laws within their respective jurisdictions.
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Disclaimer and Compliance: The passage includes disclaimers regarding endorsem*nts, affiliations, and the nature of educational presentations, emphasizing they are not intended as personalized investment advice.
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Relationships and Endorsem*nts: It clarifies the relationships between Mr. Zurndorfer, STWS, and Raymond James, indicating that Mr. Zurndorfer is not affiliated with Raymond James and specifies the nature of his compensation for educational presentations.
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Government Disclaimer: The passage underscores that neither Raymond James, its affiliates, nor Mr. Zurndorfer are endorsed by or affiliated with any federal government agencies or programs. They are not authorized to speak on behalf of government-sponsored benefits programs or retirement plans.
This text is highly regulatory and emphasizes disclosure, ensuring that readers understand the relationships, affiliations, and limitations of services provided by various entities involved.
