The Testing of my Faith: No Money - Holy Sojourners (2024)

This is the fourth and last installment in a four-part series titled” The Testing of My Faith.” It is a series about various trials I have been going through, how they have affected my faith, my relationship with God, and, most importantly, what God taught me through them. If you haven’t read the previous posts, here they are unemployment, loneliness, and singleness. The last topic is low finances.

My brethren, count it all joy when you fall into various trials, knowing that the testing of your faith produces patience

James 1:2-3

When it comes to money, I have always had a laid back attitude towards it. I don’t like arguing about money, and I don’t hold a special attachment to it. My motto is “money comes, money goes.” Hence I never thought it would become an obstacle in my walk with Jesus. But it did when I began tithing.

A year into my newfound faith, I got my first job out of college and began tithing immediately. I was excited at the opportunity to obey God and honor Him with the first of my produce. I didn’t mind that it was a small earning job that made me live paycheck to paycheck. I was happy to give it.

Like many other Christians, I had heard lots of sermons on tithing. I heard pastors preached how God will always bless us if we tithe, and of course, Malachi 3:10. Furthermore, I heard many testimonies of Christians who tithed and got a surprising amount of money; salary raises, promotions, etc.

Great as all that sounded, I tried not to make it the focus of my giving. So when no blessings (at least financial ones) came my way, I kept on tithing faithfully and trusting God. And it was all good until it wasn’t.

About four months into tithing, instead of unexpected blessings, I got unexpected expenses.

First, my car broke down, and the cost to fix it was $1800! I didn’t even have half that amount in my bank account. I prayed and asked God for help, and sort of reminded Him that I was due some blessing from my tithing. God didn’t seem to think so, and nothing happened. I was only able to fix my car partly and haven’t fixed the rest to this day. So pray for me, my heart occasionally skips a beat when I am driving.

The next unexpected expense came three months later, and it was another massive bill. It wiped clean all the savings I had managed to accumulate since the last unexpected expense. Again I sought God’s help, and still, I didn’t receive anything and went further into debt.

At that time, I was still tithing, and I was considering stopping. I was quite broke and could have used that money elsewhere. Besides, tithing was not working for me. However, I remembered why I started tithing in the first place and decided to plod on. Despite all those misfortunes, I kept on trusting God. But then the coup de grâce came; I lost my job.

When I lost my job, I was broke as a joke! I had no savings and lots of debts. At first, I didn’t panic; I thought surely God would help me now that I lost my source of income. So I prayed persistently for financial help and to find another job. But nothing happened like in the testimonies; no stranger felt like blessing me, no one offered to pay my groceries at the counter, and no random refund came in the mail. What happened instead were more debts.

As my debts increased, so did my doubts about God. I could understand Him not giving me a job, friends, or a spouse; it’s not guaranteed anywhere in Scriptures. However, Jesus said quite clearly that He would always provide for us, and we shouldn’t worry. Why then couldn’t I find a job? Why was I struggling? How was I not to worry when I didn’t know how my next meal would come?

I couldn’t reconcile God’s faithfulness with my circ*mstances, and as a result, I couldn’t keep trusting Him. Sometimes when I heard how God was faithful and would always provide, a part of me laughed. Laughed like Sarah in the tent who didn’t believe God could make her pregnant.

I thought God didn’t keep His promise in Malachi 3:10 even though I tithed faithfully. And now in my unemployment, He wasn’t providing for me as He said.

It was a struggle to hold on to my faith, and not believe the lies that God was unfaithful and didn’t care about me. I wrestled with God and many times asked Him to help me keep my faith and believe in Him. How or when it happened, I can’t say, but things began to change.

I started looking at my situation with a different perspective and focused on what I had instead of what I lacked.

I realized that even though I had been unemployed for months with zero savings, I had been able to make rent, afford food, and pay my bills mostly on time. Additionally, I began to see the little ways in which God helped me; when a statement came in smaller than it should have been, a family member sent me something or when I was able to reduce my expenses and save money.

Sure His provision was not always smooth and easy, nor was it how I wanted, but God had been faithful. I couldn’t see it because it came with dust and spit instead of trumpets and lightning.

Here is the truth I learned: God has been faithful for thousands of years; He was not about to stop on my account.

I also came to understand that God is my provider, not a job.

I had heard it in church many times that God is our provider, Yahweh Yireh. Sometimes I even claimed it, but I never appreciated it nor fully believed it. Most of the time, I depended on a position more than I depended on God. I mean, money didn’t fall from the sky unto my lap, but it did come from a paycheck. It made sense to think of a job as my provider.

But through this experience, Jesus taught me that He is the one that provides for me. Every good and perfect gift I have is from God (James 1:17) A job is a means but not the source. I erroneously put my trust in the gift instead of the gifter, but now I know that God is my real provider. Employed or not, God is the one who supplies all my needs.

And my God shall supply every need of yours according to His riches in glory in Christ Jesus.

Philippians 4:19

Lastly, I learned to take one day at a time.

Even though God was faithful and providing for me, I was still broke and struggling to make ends meet. Especially last September, when by day two, I had already spent all the money I had, and they were still some bills coming up.

I became extremely anxious and scared, so I prayed and read the Bible, hoping it would calm me. I read Matthew 6:25-34, which is kind of my to-go verse for financial difficulties. As I was reading those verses, the idea to take one day at a time began to form in my mind.

Therefore do not be anxious about tomorrow, for tomorrow will be anxious for itself. Sufficient for the day is its own trouble.

Matthew 6:34

Taking one day at a time is merely focusing on the day at hand, as Jesus said. Every day when I woke up, I assessed my needs for just the day. I checked if I had enough money for the day, checked if I had enough food for the day and if I had all I needed for the day. I realized I did, and I thanked God for His provision and stopped there.

See, my anxiety came when I thought about paying future bills and had no money in the present. But when I just took a day at a time and didn’t think about what I would need the following day, my anxiety significantly reduced over time, and I had peace.

Furthermore, it made me learn to depend on God for my daily bread instead of things or people. It also made me feel more thankful as I could see and appreciate His provision day by day. Eventually, the bills that initially stressed me so much somehow got resolved. Worrying about it would have done nothing.

I am not advocating against planning or preparing for tomorrow, as a matter of fact, I still looked for a job and other ways to earn an income. What I am saying is to not worry about tomorrow, to let go and let God.

Trust that He will take of your needs and not stress about things that may not even come to pass. Take one day at a time, have peace, rely on God, and develop a thankful heart by paying attention to what He has already given you instead of focusing on what he has not.

God is faithful! He will always provide for us. Sometimes it might be in extraordinary testimony-worthy ways, but sometimes through simple ordinary means. His provision may not always be how we want it, and we might still struggle, but He will always give us what we need.

The steadfast love of the LORD never ceases, his mercies never come to an end; they are new every morning; great is Your faithfulness.

Lamentations 3:22-23

This concludes the “Testing of My Faith” series. I initially didn’t want to write this series. First, the things I wrote about are very personal, and I didn’t want to share them. Secondly, I am still going through everything I wrote about and thought it would be better to share “finished” testimonies.

However, I felt led by the Holy Spirit to write about it, so I decided to trust Him. I hope one or more of the posts in this series inspired or encouraged you. If you are going through something similar, I pray you have learned something from my experience that will help you.

If anything I have written in this series resonates with you and you want to talk more, feel free to contact me.

I look forward to sharing with you all the resolution of my trials and give a testimony of how God worked it all out.

Grace and peace to you!

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The Testing of my Faith: No Money - Holy Sojourners (2)

Mark

1 month ago

Thank you, Audrey. I can certainly relate

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The Testing of my Faith: No Money - Holy Sojourners (3)

Katlego

4 months ago

Hi…I’ve read this story and thanks for sharing although it was years ago, it’s still relevant even today because I’m going through almost similar situation right now. I received a warning letter from my landlord to pay my rental by the 15th next week as i couldn’t able to pay this month. Both of my accounts are standing at 0$ or Rand (in South Africa). The first thing i did when I received the letter yesterday is to run to God in prayer and laid it all down like Hezekiah. Please pray with me and please share with me howRead more »

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The Testing of my Faith: No Money - Holy Sojourners (4)

Author

4 months ago

Reply to Katlego

Hi Katlego, thank you so much for sharing your struggles. It’s a difficult spot to be in but if all you have left is God, you have more than enough for He has said He will never leave you nor forsake you. Exactly three years after I first published this post, I was finally able to find work with my degree and improve my finances. God is faithful and will provide for His children! Seek His kingdom and in His perfect timing, He will add all these things to you.

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The Testing of my Faith: No Money - Holy Sojourners (5)

Kenneth Gray

2 years ago

Hello, Overall I liked the article. It was a little short on God supplying all of our needs though. I have needs that God is failing to provide for. Food, water, clothing, shelter, bills are basics. What about purpose? The Bible says that God has prepared tasks specifically for me to do, not the everyone purpose of glorifying and praising God. So I need God to reveal my purpose and supply the funds/resources to accomplish the task. God still hasn’t after 4 decades. What about God’s presence. I have never experienced God’s actual presence in my life. I have notRead more »

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The Testing of my Faith: No Money - Holy Sojourners (6)

Author

2 years ago

Reply to Kenneth Gray

Hi Kenneth. I praise God that He has provided you with food, water, clothing, shelter, and the ability to pay your bills. It is indeed the basics we need, and Scripture tells us that if we have these, we have enough to be content (1 Tim 6:8). I don’t know which Bible verse you are referring to when you say, “The Bible says that God has prepared tasks specifically for me to do.” But I am sure that if God has a specific thing, He wants you to accomplish, it will align with His revealed will in Scripture. Which isRead more »

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The Testing of my Faith: No Money - Holy Sojourners (7)

Kenneth Gray

2 years ago

Hi,Audrey, What I meant about specific purpose I was referring to Romans 12: 4-8. This says that we have different purposes. KJV Romans 12: 4-8 4 For as we have many members in one body, and all all members have notthe same office: 5 So we being many, are one body in Christ, and every one members one of another. 6 Having then gifts differing according to the Grace given us, whether prophecy let us prophesy according to the proportion of faith; 7 Or ministry, let us wait on our ministrering: or he that teacheth, on teaching; 8 Or heRead more »

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The Testing of my Faith: No Money - Holy Sojourners (8)

Author

2 years ago

Reply to Kenneth Gray

This passage addresses the spiritual gifts God gives to all believers, and they all serve the same purpose, “to equip the saints for the work of ministry, for building up the church” (Ephesians 4:11-12). We all indeed have different gifts, but they have one common purpose, to edify the body of Christ and glorify God. If you want to know how to use your gifts for the glory of God, I recommend two things. First, identify your spiritual gifts (if you don’t already know them). Prayerfully read over the lists in the Bible and ask God to reveal your giftsRead more »

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The Testing of my Faith: No Money - Holy Sojourners (9)

Ashley

2 years ago

I came across this article and idk how. But I REALLY needed it. I have cant tell you how much your words have really helped me. It’s hard to come across Christian’s that have had some serious struggles and talk about it. Like you I am unemployed and have had to learn similar lessons. It definitely has NOT been easy at all. Thank you SO much for writing this. I cant tell you how encouraging it was!!

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The Testing of my Faith: No Money - Holy Sojourners (10)

Author

2 years ago

Reply to Ashley

Hi Ashely, I am so grateful and humbled that my article blessed you! It’s definitely not easy going through unemployment, but as Jerry Bridges said, there is no such thing as pain without a purpose in the life of a believer.” I pray this trial will teach you and lead you more to Christ! “Blessed be the God and Father of our Lord Jesus Christ, the Father of mercies and God of all comfort, who comforts us in all our affliction, so that we may be able to comfort those who are in any affliction, with the comfort with whichRead more »

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The Testing of my Faith: No Money - Holy Sojourners (11)

unshell felder

2 years ago

Reply to Ashley

First off , I would like to just say Thank You! reading this had me in tears and this was something I needed, I often felt like I was being punshed or over looked and this insight gave me a rude awakening on how I put so much trust in man and not God!!! how I lost sight on why I’m breathing and living… this is a must read post!!! The other post I read just really gave me life na nt to give up so once again thank you for the reality check!!!! God is definitely in control!!!!!

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The Testing of my Faith: No Money - Holy Sojourners (12)

Author

2 years ago

Reply to unshell felder

Hi Ashley, I am so grateful that you found this post and that it was helpful to you. Praise the Lord! It was a tough lesson for me to learn, and I am thankful that God used my experience to teach you. Praise God from whom all blessings flow!

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The Testing of my Faith: No Money - Holy Sojourners (13)

Senda

2 years ago

Thank you for the article. Right now, I’m struggling with my financial situation too. In fact I just lost some amount of money that I’ve been prepared for paying my debts and I don’t know where should I get another money to rechange it. I find strength when I read your genuine testimony in the article and feel like God spoke to me personally through it.

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The Testing of my Faith: No Money - Holy Sojourners (14)

Author

2 years ago

Reply to Senda

Hi Senda, I am thankful that my story was encouraging you! I pray the Lord will sanctify you through this ordeal and will show His great faithfulness to you. He always provides!

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The Testing of my Faith: No Money - Holy Sojourners (15)

Bryan

3 years ago

Sir/ madam
I am unemployed now. I try to Google what Christians say about unemployment and came across this website. You have no idea how this page encouraged me in this dark times. Thank you.

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The Testing of my Faith: No Money - Holy Sojourners (16)

Author

3 years ago

Reply to Bryan

Hi Byan. Thank you for the feedback! I am overjoyed that my blog encouraged you!

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The Testing of my Faith: No Money - Holy Sojourners (17)

Gerald Gichohi

4 years ago

Hello Thank You for the series, ‘The Testing of my Faith.’ Reading your blog feels like I am reading my own story. I graduated in 2012, up to 2017 I was unemployed, going for some days without food, being late on rent. In November 2017 I got job,it helped me pay rent on time. In September 2019 I have been terminated and my numerous job applications do not seem to work. When I remember the five years (2012- 2017 ) I get anxious of my current job loss. My relationships are in a mess. I am introverted and shy. IRead more »

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The Testing of my Faith: No Money - Holy Sojourners (18)

Author

4 years ago

Reply to Gerald Gichohi

Hi Gerald, thank you for reading my blog. Your story is really similar to mine, and I understand what you are going through. I am still unemployed, and I know how it feels struggling with bills, and since I had to move again this year, I am also friendless at the moment. This season is tough, but it won’t last forever. I believe God will see us through it, and we will come out of it stronger in our faith. He is indeed faithful, and He will turn our sorrows into joy and restore the years the locusts have eaten.Read more »

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The Testing of my Faith: No Money - Holy Sojourners (19)

Gerald

7 months ago

Reply to Audrey

Hi
It has been almost 4 years and I wanted to come back and share a testimony. I finally got a job in 2020, starting as an Intern and rising to Mid Consultant. I now feel and know my career is in the right trajectory now. Thanks to God. Currently I am reading the entire Bible as part of a multinational whatsapp group and it has been an interestiung journey. Your blog is still inspirational. Thank you

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