The connection between acid reflux and insurance - MindxMaster (2024)

The connection between acid reflux and insurance - MindxMaster (1)

by Himanshu Singh

Every adult has had acid reflux which comes in the form of a burning sensation that originates from the stomach and travels towards the chest region. Most people experience that feeling after having a meal with spices and is most commonly referred to as heartburn.

While the sensation and its use may be common, it’s the effect on insurance isn’t. Most people don’t have the right information regarding the direct impact Gerd has on insurance which is what this article aims to provide.

Acid reflux and gastrointestinal reflux

Although these terms are often used interchangeably, they are different. Acid reflux occurs when the lower esophageal sphincter which also known as LES doesn’t function properly. This is a section in the stomach opening that opens and closes to allow food in and prevent it from coming back out. The improper function will mean that it doesn’t close and open as it should thereby allowing passage of acids from the stomach to the esophagus.

The connection between acid reflux and insurance - MindxMaster (2)

GERD which is also known as gastrointestinal esophageal reflux disease, on the other hand, is a chronic disease that is caused by acid reflux. Once it begins, it will continue for as long as the person lives which means that medication will be lifelong.

GERD symptoms

Most people experience heartburn which is described as pain traveling from the stomach to the chest or regurgitation which is described as a bitter taste that originates from the stomach but passes the esophagus into the mouth.

Burping and continuous hiccups have also been reported as symptoms as well as nausea, wheezing, sore throat, Bloody stool, hoarseness, bloating and dry cough.

GERD causes

Abnormal LED

If the lower esophageal sphincter doesn’t work as it should, it could cause GERD. Failure of LED to contract or relax properly will lead to the allowance of acid back into the esophagus.

Hernia

This specifically refers to Hiatal Hernia which happens when the upper location of the stomach together with LES move to the diaphragm making it easier for acid to read how the esophagus.

Apart from the above, other causes include drinking beverages and alcohol, obesity, smoking, pregnancy, laying immediately after eating and taking spicy and acidic foods and drugs.

Treatment

Acid reflux can be easily treated with lifestyle changes such as stopping smoking and not eating when one is about to sleep. Avoiding spicy foods and eating smaller portions can also help. In case these don’t work, a doctor can prescribe other medications.

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Since GERD is chronic, it’s symptoms can be reduced by antacid medications or H2 blockers, foaming agents, proton pump inhibitors and prokinetics.Now let’s learn about the acidreflux and insurance companies relation.

GERD acid reflux and life insurance

Gastrointestinal esophageal reflux disease is usually considered as a minor health condition and is treated as such by insurance companies. Although it is usually no threatening, it can cause serious complications with time. It can lead to bleeding of the esophagus, ulceration in the esophagus and even erosion. All these make the development of Adenocarcinoma more probable.

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Since the type of medication will differ depending on the advancement of the condition insurance companies will require you to pay more or less depending on the stage of the disease. If the condition progresses to a point where you need surgery, it will cost more. However, if you only use prescription drugs, it will cost less.

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The connection between acid reflux and insurance - MindxMaster (2024)

FAQs

Is acid reflux considered a disability? ›

Acid reflux can be uncomfortable, but it rarely qualifies for Social Security Disability Insurance benefits or Long Term Disability benefits on its own. In order to qualify for benefits, the applicant must be unable to work.

What is the root problem of acid reflux? ›

Acid reflux occurs when the sphincter muscle at the lower end of your esophagus relaxes at the wrong time, allowing stomach acid to back up into your esophagus. This can cause heartburn and other signs and symptoms.

How I cured my chronic acid reflux? ›

How to get rid of acid reflux
  1. Eat sparingly and slowly. When the stomach is very full, there can be more reflux into the esophagus. ...
  2. Avoid certain foods. ...
  3. Don't drink carbonated beverages. ...
  4. Stay up after eating. ...
  5. Don't move too fast. ...
  6. Sleep on an incline. ...
  7. Lose weight if it's advised. ...
  8. If you smoke, quit.
May 22, 2023

What is the best natural supplement for acid reflux? ›

Supplements that may help with GERD (acid reflux & heartburn)
  • Betaine HCL with pepsin. One cause of heartburn and acid reflux is low stomach acid or hydrochloric acid. ...
  • B vitamins. ...
  • Iberogast. ...
  • Ginger. ...
  • Probiotics. ...
  • Calcium Carbonate. ...
  • Alginates. ...
  • Melatonin.
Jul 26, 2023

Is acid reflux a permanent condition? ›

Left untreated, GERD can be a lifelong disease, with symptoms ranging from mild to severe. If you're diagnosed with GERD, a doctor will first recommend lifestyle and dietary changes to see if they help keep acid from entering through the LES.

How do I get 60% disability for GERD? ›

To successfully obtain disability benefits for GERD, you must prove that:
  1. You have a diagnosis of GERD.
  2. An in-service event or incident occurred.
  3. Your condition was directly caused by or made worse by the in-service event or incident.

What calms acid reflux fast? ›

7 Tips for Fast Relief from Heartburn
  1. Antacids. Over-the-counter antacids can neutralize stomach acid and relieve the burn in seconds. ...
  2. Chew gum. ...
  3. Loosen your belt. ...
  4. Check your posture. ...
  5. Save the snack. ...
  6. Change sleep positions. ...
  7. Manage your stress.
Feb 20, 2023

What organ does acid reflux affect? ›

Gastroesophageal reflux disease (GERD) is a common condition in which the stomach contents move up into the esophagus. Reflux becomes a disease when it causes frequent or severe symptoms or injury. Reflux may damage the esophagus, pharynx or respiratory tract.

What is the number one cause of acid reflux? ›

The most common cause is food that's acidic or high in fat—like citrus fruits, tomatoes, onions, chocolate, coffee, cheese, and peppermint. Spicy foods or large meals can also be the root of distress. Other sources of heartburn include aspirin or ibuprofen, as well as some sedatives and blood pressure medications.

What can I drink at night for acid reflux? ›

Herbal teas (chamomile, licorice, and ginger), low fat milk, plant-based milk (oat, flax, or almond milk), smoothies, coconut water, and nonacidic juices (cucumber, carrot, and aloe vera) may help you manage acid reflux symptoms. Remember to opt for unsweetened and noncarbonated drinks.

How can I tighten my esophageal sphincter naturally? ›

By lifting and holding the neck from a supine position for 60 seconds at a time, you create enough tension in the muscle associated with the upper esophageal sphincter that it can strengthen the valve.

What foods reverse acid reflux? ›

Choose foods such as:
  • Celery.
  • Cucumber.
  • Lettuce.
  • Watermelon.
  • Broth-based soups.
  • Herbal tea.

What vitamin gets rid of acid reflux? ›

Some research suggests that B vitamins, including folate, riboflavin, and vitamin B6, may help treat acid reflux.

Does apple cider vinegar help with acid reflux? ›

Apple cider vinegar might improve acid reflux in people not taking medications and with minimal risk. But although there's a lot of anecdotal evidence, there's very limited research. In fact, no research supporting this claim has been published in a medical journal.

Does vitamin D help acid reflux? ›

While vitamin D is essential for bone health, immune function, and other physiological processes, there is limited evidence to suggest that it can help with GERD. Some studies have suggested that low vitamin D levels may be associated with an increased risk of GERD and related symptoms.

Does acid reflux disease qualify for Social Security? ›

Because GERD and acid reflux are generally managed with diet and medication, symptoms don't usually significantly interfere with your daily routine. But if you develop serious complications from GERD or you have other related digestive disorders, you may qualify for Social Security disability benefits.

Can I call in sick for acid reflux? ›

However, if you often experience a sore throat due to allergies, acid reflux, or dry air, or if you overused your voice the prior day, there is no need to call in sick. One caveat: If you need to talk as part of your job and the sore throat has made it difficult to do so, you may want to take a day and rest.

How do I claim acid reflux? ›

Typically, acid reflux is rated analogously to a hiatal hernia under 38 CFR § 4.114, Diagnostic Code (DC) 7346. Ratings under DC 7346 range from 10 to 60 percent disabling, and depend on the presence and severity of a variety of symptoms.

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