The Best Online Gold Dealers of 2023 (2024)

Best Online Gold Dealers

Best Online Gold Dealers

With a solid track record, strong customer service, and more than 46,000 products to offer, APMEX (the largest online precious metals dealer globally) is our choice for Best Overall online gold dealer.

American Precious Metals Exchange (APMEX) has built itself into a global precious metals powerhouse since its founding in 2000. It's not surprising that it has the largest selection of precious metals products.

In addition to a wide range of gold and silver bullion and coin products, APMEX also has an extensive selection of platinum and palladium products. Its coin selection is a virtual United Nations, representing coins from the U.S., Canada, Australia, South Africa, Mexico, and beyond. APMEX is also one of the best sources for collectors, offering a wide variety of coins and old banknotes.

While APMEX doesn't have the lowest prices around, its significant sales volume allows it to at least be competitive. A major drawback is that they charge different prices for different payment methods. APMEX also offers volume-based pricing and bulk discounts on bullion and coins on purchases. The quantity tiers are 1-9, 10-19, 20-99, and 100+.

Ease-of-use is also a strength of APMEX, with easy navigation to browse products and a quick four-step checkout process. Once you begin an order, you have 10 minutes to finalize the purchase to lock in current pricing.

Another key advantage is APMEX's free shipping on any order over $199. There is no minimum order requirement. Orders under $199 are charged a $9.95 shipping fee. Insurance is included on all shipped packages. Orders paid by credit card, PayPal, cryptocurrency, and wire transfers may qualify for APMEX's QuickShip Program, which provides next-day processing for U.S. orders.

If you want your gold stored, APMEX will ship it to Citadel Global Depository Services, one of the world's largest private storage facilities where it will be stored for an annual fee.

You have many payment options with APMEX, including credit or debit cards, paper checks, bank wire transfers, PayPal, bitcoin, and eCheck. Payments may take up to five days to clear depending on your payment method, but some methods clear faster.

APMEX offers a seven-day return and refund on any order but reserves the right to charge a restocking fee of $50 or 10% of the purchase amount. It also provides customers with a quick and easy buyback process.

APMEX is committed to providing excellent customer service and education. Customers can contact its service center via live chat, email, or phone during business hours but may place orders 24/7 all week long. New investors will appreciate APMEX's resource center on its website, providing educational information along with current insights on buying gold.

JM Bullion provides its customers with a user-friendly website, transparent pricing structure, dedicated customer support, and investor-friendly features, making it our choice as the online gold dealer with the best customer experience.

Since its founding in 2011, JM Bullion has quickly grown to become Inc.com's "fastest-growing precious metals company" in the U.S. That growth can be attributed to JM Bullion's commitment to offering a wide selection of products, transparent pricing, dedicated customer support, and a simple purchasing process.

Its product selection is extensive, with a wide variety of gold, silver, platinum, copper, palladium coins, and bars, priced without commissions or additional fees. Different payment methods have different prices. JM Bullion offers members of the military the same discount it offers on bulk purchases.

Payments can be made by ACH transfer (up to $100,000), cryptocurrency (up to $250,000), paper check (up to $75,000), credit or debit card (up to $25,000), PayPal (up to $25,000), and bank wire transfer (up to $250,000). Credit card and PayPal payments are charged 4% more and cryptocurrency 1% more via a "discount" for the other methods.

Shipping is free for orders of $199 or more and includes insurance costs. For orders less than $199, you'll pay $7.99 (more if you upgrade your shipping method at checkout). You can also choose to have their gold shipped free to JM Bullion's storage partner, TDS Vaults, a high-security depositary with several locations worldwide.

JM Bullion offers a five-day return policy. While it doesn't indicate on its website whether there is a restocking fee, you are responsible for market losses. The dealer has a minimum buyback policy of $1,000. You can visit its website to see its current buyback prices.

JM Bullion prides itself on its dedicated customer support, which is accessible during business hours via live chat, email, and phone.

As its name implies, BGASC (Buying Gold and Silver Coins) is one of the best sources for gold bullion coins sold at reasonable prices, making it our choice for the best online gold dealer for coins.

Although BGASC offers a complete lineup of gold products, its primary focus is on selling gold bullion coins. Its selection of coins is vast, prices are highly competitive, and customer service is excellent.

BGASC has managed to build a solid reputation, especially as a gold coin dealer. In addition to a great selection of all the essential standbys—such as American Eagles, Canadian Gold Maples, South African Krugerrands, Pre-1933 U.S. Gold, and Australian Gold Kangaroos—it maintains an extensive inventory of premium and rare medals, coins and paper currency. The study and collection of these rare materials is called numismatics. Additionally, BGASC offers gold bars in all standard sizes.

The company's products are also priced very competitively. Its 1 oz. Gold American Eagle Coin was the cheapest of the vendors in this article.

One of the downsides of BGASC is its limited payment options. Currently, it only allows payments with paper checks (maximum of $100,000), PayPal (maximum $10,000), credit and debit cards (maximum of $10,000), and bank wire transfers (maximum of $400,000).

Shipping is free for orders of $199 and over. BGASC offers a five-day return policy and will buy gold and silver from you at the current prices listed on its website.

Customer reviews also praise BGASC's customer service, touting knowledgeable reps and quick response times (though they don't have live chat). As with most other online gold dealers, customer service is accessible during business hours.

BGASC is a Certified Coin Exchange (CCE) member and an authorized dealer for the Numismatic Guaranty Corporation (NGC).

Money Metals Exchange is tops in this category because it pays the highest buyback prices among its competitors.

Founded in 2010, Money Metals Exchange has quickly amassed a customer base of more than 250,000 customers. Its customer-centric focus has translated into highly competitive pricing, personalized service, a pathway for new investors, and one of the best online reputations.

Customers can easily navigate its website to shop for coins and bullion by category and weight. Beginning investors can get their feet wet in gold investing with an automatic monthly savings plan starting at $100 a month. They advertise the price to be as low as $105 over spot pricing on a 1oz Gold American Eagle Coin.

Money Metals locks in your price for 10 minutes to allow you to finish entering your information and payment method, which can be bank wire transfer, bitcoin, credit or debit card, money order, PayPal, or check. There is a 4% processing fee on PayPal and card orders. All payment types have different purchase limits. Cards are limited to $1,700, PayPal is limited to $3,000, and ACH is also limited to $3,000. Other methods have much higher limits.

Shipping is free on all orders over $500, which is not such a high bar considering the cost of gold. For orders under $500, the shipping charge is $7.97. Money Metals offers a three-day return policy and may apply a 5% restocking fee on credit card orders. The dealer also offers a buyback program claiming to pay the highest price among its competitors.

Money Metals offers vault storage in Delaware and Massachusetts in Class 3 vaults. Your metals are fully segregated and fully insured.They also provide responsive customer service during business hours via live chat, phone, or email. Its website also has an extensive resource library to help new investors learn and experienced investors stay on top of the market. Money Metals also provides price alerts for investors waiting for their price to buy.

SD Bullion offers low prices compared to the other dealers on this list, and it backs that up with a low-price guarantee.

If a dealer asserts itself as the "lowest cost" online gold dealer in the U.S., it should back its claim with a low-price guarantee and that's just what SD Bullion does.

SD Bullion offers a full array of precious metals, including gold, silver, platinum, copper, and palladium, but its selection of products is more limited than some of its top competitors. For investors looking for the best deal with no brand preference, SD Bullion can't be beaten.

The company offers free shipping on orders over $199 ($9.95 flat rate for orders under $199). As we've already stated, it offers great prices and if a customer spies a price lower than SD Bullion's, the dealer will match it.

If payment is not received by the payment deadline, your order will be subject to a market loss fee, a 5% cancellation fee, and any collection expenses incurred by SD Bullion. SD Bullion offers a full array of payment options, including:

• Bitcoin (up to $250,000)
• Cashier's check (up to $20,000)
• Credit or debit card (up to $5,000)
• E-check (up to $10,000)
• PayPal (up to $5,000)
• Personal check (up to $20,000)
• Wire transfer ($20,000 and up)

PayPal and credit card payments are charged a 4% processing fee and Bitcoin 1%. If you choose to have your gold stored, you can open a storage depository account and have your gold stored directly with SD Bullion and fully insured by Lloyd's of London. The cost is free for the first three months; storage fees are as low as $9.99 a month based on the amount stored.

Returns are accepted within three days of delivery, but refunds are not guaranteed. SD Bullion will determine if it will accept your return request. A stocking fee—5% of the purchase or $35, whichever is higher—is charged, and SD Bullion may require you to cover the cost of any market loss. SD Bullion will purchase your gold, though buyback prices are not published. Payments are issued within one to three days after SD Bullion receives the item.

SD Bullion's customer service reviews are generally positive, with customers reporting good access to representatives through chat, email, and phone. Many of the comments highlight the speedy ordering process and reasonably quick deliveries.

Established as a family-owned business, Golden Eagle Coins has a nearly unblemished track record with thousands of positive reviews.

Known primarily for its vast selection of gold coins, including collectible and numismatic coins, Golden Eagle Coins' started in 1974 and maintains a track record of customer satisfaction that is unmatched.

You can't help but marvel at Golden Eagle Coins' extensive selection. In addition to popular coins, such as American Eagles, South African Krugerrands, and Canadian Maple Leafs, investors can also find a great selection of pre-1933 coins, commemoratives, mint sets, and foreign coins from many countries.Golden Eagle Coins also sells silver, platinum, palladium, and copper coins.

Also, you won't find too many dealers that offer historical currency, such as Confederate notes and Colonial currency. Collectors are also impressed with its selection of ancient Arabic, Greek, Roman, and medieval coins.

Golden Eagle Coins' pricing is low and competitive, but not quite as cheap as BGASC or SD Bullion. You go to Golden Eagle Coins for its selection and service, not necessarily for its pricing.

Golden Eagle Coins offers all the standard payment options, including bitcoin, paper checks, credit cards, PayPal, and bank wire transfers. There's a $1,000 purchase limit for credit cards and a $2,500 minimum for bank wire transfers. Other minimums and maximums apply as well. PayPal and credit card orders are charged more as a type of fee.

Standard shipping is free for orders of $99 or more and $9.95 for orders under $99. You can upgrade your shipping speed to priority mail for $14.95 or express mail for $24.94. Golden Eagle Coins accepts returns for seven days following delivery, plus a 5% restocking fee. Gold buying prices are listed on its website.

Though it doesn't offer live chat, Golden Eagle Coins receives high marks for its customer service from thousands of customer reviews. Response times to phone and email inquiries are fast, and the service is very responsive. Golden Eagle Coins' online reputation is impeccable. It scores highly on multiple online review sites.