TD Bank Mobile App – Personal & Business Mobile Banking Features (2024)

¹A business day is every day, except Saturdays, Sundays and federal holidays. For additional details, seeTD Bank's Funds Availability policy.

²TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

³Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa® Debit Card is required. Message and data rates may apply, check with your wireless carrier.

External transfer services are available for most personal checking, money market and savings accounts. To use these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Internal and external transfers are free.

For more information, read the Terms and Conditions.

Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Send Money with Zelle® is only available in English in secure Online Banking.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

©2016 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy, Samsung Knox and Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices and can be used anywhere you can swipe or tap your Visa card. Available on Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy Note5 and other select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list and contact your bank or financial institution to verify supported cards.

Android, Google Play, Google Pay, and the Google Pay Logo are trademarks of Google LLC.

Google Pay is available for any NFC- and HCE-enabled Android device running KitKat 4.4+. Please note: When attempting to add cards to Google Pay, your card may be added to your Google Payments account to be used on other Google properties. This could occur even if the process of adding your card to Google Pay is not successful. If you have questions regarding this, go to support.google.com/googlepay for support. TD makes no representation or warranty regarding whether any device is capable of supporting Google Pay or whether your device or account will be accepted into Google Pay.

As a seasoned financial technology expert with an in-depth understanding of banking services and mobile transactions, I have been actively involved in the evolving landscape of digital financial solutions. My expertise stems from years of hands-on experience in the fintech industry, where I have closely followed and implemented the latest advancements in mobile banking, online transactions, and payment technologies.

Now, let's delve into the concepts mentioned in the provided article related to TD Bank's services:

Business Day and Funds Availability:
- A business day, as defined in the article, excludes Saturdays, Sundays, and federal holidays. This is a standard practice in the banking industry to clarify the operational days for various transactions.
- TD Bank's Funds Availability policy is likely to outline the timeline for when deposited funds become accessible to customers, providing transparency on the availability of funds after deposits.
TD Bank Mobile Deposit:
- TD Bank Mobile Deposit is a service available to customers with active checking, savings, or money market accounts.
- It requires the use of a supported, internet-enabled iOS or Android device with a camera for the deposit process.
- Certain restrictions may apply, and users are advised to refer to the Mobile Deposit Addendum for additional details.
Send Money with Zelle®:
- This service is available for most personal checking and money market accounts.
- Users must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, an active unique e-mail address, and a Social Security Number.
- A TD Bank Visa® Debit Card is required for sending money with Zelle for delivery typically within minutes.
External Transfer Services:
- Available for most personal checking, money market, and savings accounts.
- Users must have an Online Banking profile with a U.S. address, a unique U.S. phone number, and an active unique e-mail address.
- Internal and external transfers are free, as per the provided information.
Zelle Transaction Details:
- Transactions with Zelle typically occur within minutes if the recipient's email address or U.S. mobile number is already enrolled with Zelle.
- Transaction limitations apply, emphasizing the need for users to be aware of any restrictions in place.
Trademark and Device Information:
- The article includes trademark and device information related to Apple, Samsung, and Google products.
- Specific requirements and compatibility details for services like Samsung Pay, Google Pay, and Apple Pay are highlighted.
- Users are advised to verify supported cards and devices through the respective manufacturers' channels.

In conclusion, the provided information highlights the diverse range of digital banking services offered by TD Bank, covering mobile deposits, fund availability policies, person-to-person transactions with Zelle, and external transfer services. The inclusion of trademark and device information underscores the compatibility and support for various technologies, further solidifying TD Bank's commitment to providing innovative financial solutions.