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Removing barriers to travel
Designed by medical travel insurance experts with over 20 years' experience
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Can I purchasecover for my medical conditions?
Yes, you certainly can. One Tree Travel is a trading style of Freedom Insurance Services Limited, one of the very first travel insurance intermediaries to provide cover for pre-existing medical conditions. We consider ourselvesmedical travel insurance expects. After all, we've given more than500,000 people the Freedom to travel with existing health conditions.
What is apre-existing medical condition?
In a nutshell, a pre-existing medical condition refers to a health condition diagnosed prior to the purchase of a travel insurance policy.
During our online customer journey, we will ask a handful of questions about your medical history. Firstly, we'll ask about the last five years, focusing on conditions such as heart problems, strokes or respiratory conditions. We will then look to morerecent medical history, capturingyour on-going prescriptions and conditions. Unfortunately, if you haven't received a diagnosis yet or if you're still under investigation, we will not be able to offer cover for your trip.
Refer to the policy wording for the full health declaration, terms and conditions.
Medical conditions we cover
We'll endeavour to find you cover for any medical condition, but here's a few we cover frequently.
Diabetes
Get cover if you are type 1, type 2 or pre-diabetic
Heart conditions
Holiday insurance for pre-existing heart conditions
Breathing and lung conditions
Cover for all respiratory conditions including asthma and COPD
High blood pressure
Remember to declare your preventative medication for blood pressure or cholesterol
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Travel protected, nature respected
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Why cover medical conditions?
When purchasing travel insurance withOne Tree Travel, you must disclose the medical history relevant to the policy health declaration, ensuring we have a clear and accuratepicture of your medical history to assess the risk of international travel, provide appropriate cover and calculate your insurance premium.
Don't worry aboutthe names of your medication or the dosage. Weonly need to know the names of your diagnosed conditions, as theywould appear on your GPrecords. When prompted, simply type your pre-existing medical conditions into the search box during our online customer journey. You'll be asked some questions about each condition you declare. Once complete, we'll provide you with a quote and email you a copy of your health declaration so you can check through the details.
How do I get a quote with pre-existing medical conditions?
Step 1 - Your trip details
Press 'Get a Quote' to enter our online customer journey. Complete your trip details including your travel destinations, dates and details of the people you need to insure on the policy.
Step 2 - Health declaration
We'll need you to answer four questions on behalf of everyone to be insured on the policy. These questions represent ourhealth declaration and are designed to help you whendisclosingrelevant medical history.
Step 3 - Medical screening
Use our health declaration to guide you through medical screening. If you are disclosing information for other people, make sure you have their consent and full knowledge of their medical history.
Step 4 - Here's your quote!
Job done, it's as simple as that. Once screening is complete, we'll providea quote to include cover for your declared pre-existing medical conditions. Choose from two levels of cover, selecting the most appropriate for your trip!
What makes us different?
We have extensive knowledge, over two decades of experience in the travel industry and an unwavering commitmentto environmental sustainability. We believe that as we enable people to explore the beauty of our planet, we also bear a responsibility to protect it. We're working with Ecologi, the UK’s leading all-in-one climate platform, to plant a tree forevery travel insurance policy we sell. This is our pledge to combat climate change, reduce our carbon footprint, and give back to the Earth that inspires us all.
What makes us different?
We have extensive knowledge, over two decades of experience in the travel industry and an unwavering commitment to environmental sustainability. We believe that by enabling people to explore the beauty of our planet, we also bear a responsibility to protect it. We're working with Ecologi, the UK’s leading all-in-one climate platform, to plant a tree for every travel insurance policy we sell. This is just one of the ways we're combating climate change, reducing our carbon footprint, and giving back to the Earth that inspires us all.
What makes us different?
What makes us different?
We have extensive knowledge, over two decades of experience in the travel industry and an unwavering commitment to environmental sustainability. We believe that by enabling people to explore the beauty of our planet, we also bear a responsibility to protect it. We're working with Ecologi, the UK’s leading all-in-one climate platform, to plant a tree for every travel insurance policy we sell. This is just one of the ways we're combating climate change, reducing our carbon footprint, and giving back to the Earth that inspires us all.
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We have extensive knowledge, over two decades of experience in the travel industry and an unwavering commitmentto environmental sustainability. We believe that as we enable people to explore the beauty of our planet, we also bear a responsibility to protect it. We're working with Ecologi, the UK’s leading all-in-one climate platform, to plant a tree forevery travel insurance policy we sell. This is our pledge to combat climate change, reduce our carbon footprint, and give back to the Earth that inspires us all.
