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Jump to: Who Is Sunrise Credit
Does Sunrise Credit Services, Inc. say you’ve defaulted on a debt, and you owe them money? Unsure what to do next? It’s scary and often overwhelming when a creditor says you owe them money and starts calling you. If this is what you or a loved one is experiencing, then calling us at the Tayne Law Group can be crucial to ensuring you know your rights when a creditor like Sunrise Credit Services contacts you to pay a debt.
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Who is Sunrise Credit Services?
Sunrise Credit Services is a family-owned, accounts receivable management service collecting debts for creditors across the country, like Bank of America and AT&T. With 35 years in business, they have collected debt in industries such as college tuition, retail store cards, banking credit cards, and telecommunications. According to the Better Business Bureau, Sunrise Credit Service is an accredited business with an “A+” rating.
The contact information for Sunrise Credit Services is as follows:
Sunrise Credit Services, Inc.
260 Airport Plaza
Farmingdale, New York 11735
Phone number: (800) 208-8565
www.sunrisecreditservices.com
What is Sunrise Credit Services’s reputation as debt collectors?
As of October 4, 2023, Sunrise Credit Service has a B rating from the Better Business Bureau. Their BBB profile says they have been BBB accredited since December 14, 2012, and have been in business for 49 years.
Sunrise Credit Service is rated 1 out of five stars based on 56 customer reviews on the BBB website. They have 255 complaints closed in the last 3 years, with 81 complaints closed in the last 12 months.
The Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database has 1,061 entries for “Sunrise Credit Service Inc.” with 857 of these complaints related to “debt collection.”
Can Sunrise Credit Services go after you for money owed to their client?
Generally, yes. However, if you are unsure if you owe the money, then you can dispute the debt and ask Sunrise Credit Services to verify the debt they claim you owe them. Since Sunrise Credit Services is a collection company, their goal is to collect on a debt that you owe.
Debt collection can sometimes lead to intimidating and sometimes harassing phone calls. We can help you understand the process of debt collection, the best kind of debt settlement, investigate your debt, and also devise a strategy that will make the most sense for your specific financial and debt resolution goals.
What Should you do if you receive a letter or a call from Sunrise Credit Services?
If Sunrise Credit Services has reached out to you, it’s essential to be aware of your rights and safeguards. The Fair Debt Collection Practices Act (FDCPA) offers federal defense against specific methods of debt collection.
Debt holders shouldn’t be harassed by creditors or debt collectors aiming to retrieve the owed amount. It’s mandatory for them to comply with the statute of limitations for debt collection as mandated by both federal and state laws.
When debt collection agencies can’t achieve a settlement, they might pursue legal avenues. This could have repercussions, like wage garnishments, and might get reported to the credit bureaus, potentially affecting your credit score and credit report.
Sunrise Credit Service accounts that we’ve been successful in negotiating:
Working together with the right debt resolution law firm like Tayne Law will give you peace of mind that your debts are being handled in the best possible way.
Tayne Law Group has resolved a debt recently with Sunrise Credit Services through the settlement of the debt. The original creditor was Bank of America, with a balance of$23,862.66,and settled for$7,200, interest-free! Our client was thrilled to hear the result of the settlement.
Call for a free, no-obligationdebt help consultation and see what a difference a phone call can make.1-866-890-7337
FAQs
Why is Sunrise Credit Services calling me?
Sunrise Credit Services may be contacting you because you have an outstanding debt they are attempting to collect. Typically, they work on behalf of creditors to recover money that is owed by consumers. You may owe money to a company or individual, and Sunrise Credit Services has likely been hired or has purchased the debt to attempt to collect the outstanding amount from you.
Is Sunrise Credit Services a legitimate company?
Yes, Sunrise Credit Services is a legitimate debt collection agency. They are involved in the business of collecting debts on behalf of creditors or after buying debts from original creditors. However, you should always verify the details of the agency contacting you by calling them directly through their official listed number to avoid any potential scams or fraudulent activities.
Does Sunrise Credit Services buy debt?
Yes, Sunrise Credit Services may buy debt from original creditors. Many collection agencies, including Sunrise Credit Services, purchase debt for a fraction of the original amount owed and then attempt to collect the full amount from the debtor. Alternatively, they might work on behalf of original creditors to collect the debt, typically in exchange for a fee or a percentage of the total amount collected.
Our Clients Say
When I began working with Tayne, I could feel myself breathing again. They settled 8 of my 12 debts in less than a year, including my private student loan for $33,600 (a savings of over $50,000). They have always been available to answer questions, are in regular communication, and have made this as painless as could be.
Illinois ClientCredit Card, Student Loan, Personal Loan Debt
I had credit card bills that were insurmountable, and with Tayne Law's help, I was able to pay it off in three years. The collection calls stopped, and I was able to breathe.
New York ClientCredit Card Debt
Tayne Law has been great and did exactly what they told me they would do. I highly recommend them to anyone with debt issues. Whenever I called or emailed them, I always received a quick response.
New York ClientCredit Card Debt
Being in debt is scary and embarrassing, even if the circ*mstances are far beyond your control. The staff at Tayne Law were amazing, patient, and respectful. I was much more than a client to them, and they were truly vested in my success!
New York ClientServed for Credit Card Debt
As a financial professional, I found myself not being able to work because of health issues. I always had a perfect credit score and no debt. I used all the money in my 401(k), and my credit cards were maxed out. I was frozen with fear and didn’t even dare to look at the overdue statements. The Tayne Law Group gave me peace of mind and empowered me with a strategy to get back on track. I’m forever grateful!
Florida ClientPersonal Loan and Credit Card Debt
We had $46,000 in MCA Debt that we were trying to pay down and off. The interest rate and the penalties were excessive. We had every intention to pay the loans back but were drowning in enormous fees and debt. After talking to Leslie, we decided to enter the program. Tayne Law Group helped us settle our debts and keep our business. I highly recommend them!
New York Business OwnerBinding Contract, Merchant Cash Advance Debt
I highly recommend working with Tayne Law! Leslie and her team were amazing. I was extremely nervous at first, but after the process began, it felt so easy. Thank you.
New York ClientJudgments, Credit Card Debt
I've worked with Leslie for several years. She's one of my most trusted and reliable sources, and I always know I can count on her to provide spot-on insights and thorough answers to my questions. She's even willing to help when I have extremely tight deadlines, which I find incredibly valuable as a member of the media.
California Financial ReporterMedia Member
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How our debt relief works
From first contact with us to the moment we secure a settlement, your journey with us is designed to be easy and worry-free, ensuring you receive the support you need at every stage.
Request a Free Consultation
First, reach out
Use our form to request a consultation, send us an email, or give us a call. The first phone consultation with our staff or an attorney is always free!
We’ll learn about you
In the consultation, we’ll talk about your situation and find the best solution to get you out of debt. We’ll also discuss a low monthly payment that fits within your budget.
Make the first payment
Once you make your first payment, all communications with creditors happen through us. It’s one less thing to worry about!
You’re one step closer
From that point on, we’ll support your journey, help you understand your debt, and be there for you throughout the entire process.
To get started, call (866) 890-7337.
To get started, call (866) 890-7337.
Request a Free Consultation
Why people choose Tayne Law
A debt relief law firm
Personalized Program
Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.
No-billing
Policy
You make one low monthly payment and will never get an unexpected bill.
Experienced NY Debt Attorneys
We have more than 20+ years of experience providing clients with debt relief.
Confidential & Trusted
As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.
Work with Creditors
We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.
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