Stocks, ETFs, and Money Markets - ELEVATIONFITLUXE (2024)

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Investing is a powerful tool that, when approached strategically, has the potential to multiply your wealth. While no investment comes without risks, understanding the key principles and adopting a thoughtful approach can significantly increase your chances of multiplying your money. In this guide, I’ll give you the exact method we used to help you embark on the journey of increasing your investments through stocks, ETFs (exchange-traded funds) and money markets.

Let’s get right to the point. You are here reading this because you want to make more money right? You are tired of seeing the nonsense on social media about getting rich overnight. Probably are tired of seeing posts – “buy my course and you will make $10,000.00 next month”. Well, let me first state that we (husband and wife) are not here to sell you a course promising you you’ll make money. We are also not professional financial advisors. I’ll tell you what we are.

We are a normal married couple living in a beautiful rancher with normal salaries under six figures. We have great assets and paid off over $20,000.00 in debt. How did we do this? We follow a strategy when it comes to investing that worked for us, and it can work for you too. We call it – turning $1.00 into $1,000.00. Rinse and repeat the process and you could be on your way towards financial freedom.

Let’s all face the true reality here- NOTHING comes easy. There is NO magic course that you pay for and suddenly you start earning thousands of dollars every month. If it is that easy, EVERYONE would be doing it. This is why I follow true investments. The ones that are realistic, and achievable for the ordinary person working their day job and side hustle. You see, the idea of turning $1.00 into $1,000.00 is a mindset that we have for every dollar. If you start to look at the money you do have and envision yourself multiplying every dollar into a thousand, you will start to form healthy financial habits.

Now, if you read the other blog posts on this website that offers valuable tips and strategies, then you should have the basic fundamentals of how to save, budget, and invest your money. This is another strategy that we use to generate wealth through proper investing.

Here is the step by step process we used to pay off $20,000.00 in debt in less than a year.

1. We started with a small amount of money that came from side hustles. (Here is a list of 50 different ones you can explore) Once I got started, I later set up a budget so 20% of our paychecks would go into savings/investing.
2. We opened an American Express High Yield Savings Account where we earn 4.35% APY. You can use whichever bank you prefer, they all work the same. We put the money from our side hustles there.
3. We began earning interest on that money. As the months continued, we continued earning compound interest. That money begins to grow significantly. As you make money, you continue depositing and just forget about it in the meantime.
4. We then opened a Fidelity account. With that account, we kept it simple and we put 20% of our paycheck into the S&P 500 index fund, NASDAQ, and FVAL (ETF). If you are extremely new to this, as well as the stock market here. We choose to buy low and sell high, of course. I started out making approximately $500.00 in a month from those shares. We currently earn anywhere from $50 – $100 a day when the market is doing well.
5. Now that we are making some money, we then throw some money into the Fidelity Money Market (SPRXX) and start accumulating compound interest every month in there.
6. Finally, with money in our high yield savings, money market, stocks, ETFs, we started getting creative and moving money around to maximize profits. I sold our NASDAQ and placed that into our high yield savings. We were earning over $100.00 a month in our high yield savings so I took some of the interest out of that and bought more shares of the S&P 500. We made another $400.00 on that so we sold those shares at a market high. The process continues.
7. We continued this process every paycheck. We imagined that we didn’t have anything to start with and we kept the mindset of $1.00 into $1,000. We asked ourselves how far can this single dollar take us – and we found the answer in honest investing.
8. We then used the same mindset and applied that towards gold investments, strictly for inflation proof investments and diversification. We use Gold Broker. You can learn more about them here.
9. As we made profits, we used some of the profits to help us pay off the debt. This works well when you receive a paycheck, profits every month, and side hustle money.

Remember, if we’re following the 50-30-20 rule, 20% of your income should be towards savings. So, if you are dividing that 20% up into different avenues of investing, then you will see growth in multiple areas. This is why we drill diversification.

That is how we turned $1.00 into $1,000. It is the art of consistently viewing the importance of every dollar. Is it the mindset of “how can I turn this into something bigger? How can this be worth more?”

If you are still reading, and you are excited to make a change in your life but don’t know where to begin, then start with Capitalist Exploits. I can’t stress them enough. You will have access to their newsletter for $1.00. That same dollar that you are willing to invest for your financial freedom.

I don’t have to sell you on it. The information is there. You can sign up for their emails and start learning how to generate true wealth or continue searching ways to become rich overnight…

Making money through investing with stocks, ETFs, and money markets are achievable with a disciplined and strategic approach. By setting clear goals, diversifying your portfolio, understanding your risk tolerance, conducting thorough research, adopting a long-term perspective, regularly contributing, and staying informed, you position yourself for success. So, are you ready to embark on your journey to make real money? Start implementing these strategies today, and watch your investments grow over time.

As always, if you need professional assistance with investing, consult with a financial advisor to help you. You don’t have to do it alone 🙂