Step 7 - True Wealth - Personal Freedom (2024)

(Editors Note – This course is not available right now, but the good news is that Step 3 – Design Your Wealth Plan is. That means you can get started now because Step 3 is a standalone course and the first place I start every new coaching client. It's probably the best place for you to start as well. Learn more here...)

Can you relate to this…?

I had made it. I was living in Lake Tahoe (one of the most beautiful places in the world in a resort town), worked just a few hours a day, and made fat money.

My condo near the lake was paid for, I had a great girlfriend, and I had every afternoon to mountain bike or ski whenever I wanted.

I was living the dream life, and yet something inside of me was unhappy.

Everyone thought I was successful, except me.

My life felt like prostitution. I was no longer growing or stretching. It was too easy. I wasn’t honoring my values or becoming the best version of me possible. I was skating by trading my time for good money and life was good, but not great.

What You Really Want

Nobody wants more money.

What you want is what you think money will give you.

More freedom, happiness, greater life experience, less hassle, greater fulfillment, etc.

But there’s a problem – money doesn’t buy those things.

They’re all internal experiences that no amount of money can buy because you can’t buy an internal experience with an external thing like money.

That’s just the way life works.

In other words, the great deception behind financial freedom is your driving motivation for the goal is a deep personal value for freedom and independence. Your mind projects that internal value for freedom onto the external object of money.

You falsely equate the life freedom that results from not having to work for money withe the personal freedom you desire. It seems logical, but I have bad news for you. It doesn’t work that way.

The way it really works is anytime you project an internal value onto an external object you’re following a recipe for disappointment.

I call it the “millionaire myth,” and it’s what this Step 7 course solves.

My Personal Experience Of The Millionaire Myth

I’m no different than you.

My value for freedom and independence motivated me to build wealth because I made the mistake of projecting those values onto achieving financial freedom.

Before I achieved financial freedom, I always had a laundry list of reasons why I couldn’t be happy:

• The boss was a jerk.
• I couldn’t afford something.
• I needed to wait until I had more money.
• I didn’t have enough time because I was too busy working.
• I would be happy as soon as I could… (insert whatever object, promotion, or income level you complete this statement with).

Sound familiar?

It’s self-deception. Fixing any (or all) of these things will bring you nothing more than a temporary high. They won’t make you happy.

You’re running your life like a hamster wheel in pursuit of more-better-different answers when the true solution is something entirely different.

Surprisingly, when you experience financial freedom the first thing you lose is all excuses for any of your unhappiness or lack of fulfillment being caused by any external influence.

When you can buy anything you need, suddenly you realize none of it will make you happy.

Sure, money can insulate you from the outside world, but it cannot insulate you from your inside world – the true source of your life experience.

In fact, the opposite usually happens.

That’s because life is actually easier in many ways before financial freedom because daily existence is pretty well predetermined. The bulk of your time and actions are prescribed by the necessities of life.

You spend nearly all of your waking hours earning money, managing money, spending money, or consuming what you purchased with your money. Daily life doesn’t require a lot of creative thought because most your life is already determined by necessities. You just have to go through the process, day after day after day.

Financial freedom is different. You have to recreate your life from scratch, and that scares some people.

It’s like looking into a blank abyss. There’s no manual. No predetermined guideline. You’re completely self-responsible to make it up based on what’s inside of you.

I still remember the day I sold the hedge fund business and I was finally “free.”

I was 35 years old, about to marry my long-time girlfriend, and we were going to to take a 5+ month honeymoon by backpacking through Europe and the Middle East with nothing more than a credit card and some changes of clothes. I was completely free!

As I drove my truck over Spooner Summit traveling from my home in Lake Tahoe to my assistant’s home in the Carson Valley to deliver computers, I was both figuratively and emotionally on top of the world.

As I looked out over the valley from that mountain summit I had no idea that it would be all downhill from there, both figuratively and literally.

Little did I know that I was about to enembark on a difficult emotional journey that would force me to learn the mysteries that frequently cause disappointment after achieving financial freedom and how to avoid this problem so that you don’t have to go through the same.

Why So Many New Retirees Promptly Die Or Go Back To Work

It’s no secret.

New retirees frequently fall into depression or return to work after the 6-15 month retirement honeymoon is over.

That’s because retirement, if you aren’t clear, is just a euphemism for old age financial independence. That makes it the perfect laboratory to observe what happens when formerly productive people experience total financial freedom.

Surprisingly, it’s frequently not a pretty picture. Why?

Because when you’re working your tail off the obvious answer to happiness is an endless vacation. Some of your fondest memories and freest moments are from all the cool vacations and adventures you’ve enjoyed away from work so it’s natural to think an endless version of that vacation would equate to happiness.

Nobody dies and wishes they spent more time in the office. The sooner you rid yourself of work and get to that umbrella drink while lounging in hammock on a tropical beach, the sooner you’ll be happy. Right?

Unfortunately, it doesn’t work that way (for most people).

Most people who have the drive and intelligence to achieve financial freedom aren’t satisfied by living the pro-leisure circuit. As it turns out, the cause and effect to human happiness is far more subtle than most realize.

Vacations are happy because they serve as a break from meaningful work. When they become your full-time occupation then your self-entertainment is relegated to the position of your new job. Everything changes.

The idea that happiness is an endless vacation is self-deception.

Instead, happiness and fulfillment result from a rare combination of factors all tied together – family, community, health, a cause greater than yourself, work that brings meaning, social connection, and a sense of purpose, and goals that are in alignment with your values, not to mention the time to enjoy it all.

Instead of trying to retire, your goal should be to create a life that’s so satisfying you’ll never want to retire from it.

That is what this Step 7 course is all about.

It’s about attaining that fulfilling life sooner rather than later, because there’s no reason to wait until financial freedom to live personal freedom.

You never really needed the money in the first place, so why wait?

Who Is This Course For?

• If you’ve already built wealth, then this course will help you get what you really wanted – personal freedom.
• If you’re just hitting your stride on the wealth building game, then this course will help you get on top of fulfillment issues so you don’t experience disillusionment like I did when you reach the goal.
• If you want to experience true freedom before ever achieving financial freedom so you don’t have to wait that long, then this course can help.

Who Is This Course Not For?

• If you want investment strategy help then you need courses 5 & 6 – not this one.
• If you need a plan for financial freedom and how to get started then look to Steps 2 & 3 – not this one.
• If you need to overcome personal obstacles holding you back from success then you need Step 4 – not this one.
• If you want to know how to connect your financial freedom to a life of personal freedom and fulfillment then you’re in the right place. After all, isn’t that what this is all about?

What You Won’t Get

• No get-rich-quick schemes here. This is serious education for serious wealth builders.
• There won’t be any sales pitches for investment products.
• This NOT associated with any debt consolidation, credit repair, or banking services.
• No biased advice because of commission incentives.
• No stock recommendations or market advice.
• There are no up sells, cross sells, back end sales, or other selling gimmicks.
• You get the exact course promised with the benefits promised.
• Just straight forward education that works.

What About All The Bonuses and Guarantees?

• Bonuses: There are no bonuses because I’m not going to waste your time with marketing gimmicks. The course is worth many times what you will pay, and I don’t want your limited time distracted from this essential education with a giant box of garbage ebooks and time wasting downloads of dubious value. There is plenty to learn and do in this course without stacking on a bunch of marketing fluff to artificially inflate the perceived value. You get the promise of the course alone and the results it will produce. That is more than enough to justify the price without gimmicks.
• Money Back Guarantee: You get a full 60 day, 100% money back guarantee. Try it out and refund afterword if you are unhappy for any reason. The risk is 100% on me to deliver as promised. You’re never at risk.
• Results Guarantee: I don’t offer any results guarantee because nobody can guarantee that anyone will do anything. I know the education works because I’ve seen what my coaching clients have done with it over the years. It is fully proven. However, you will get out of it what you put into it. I offer a royal road to useful knowledge through carefully structured education, but I can’t guarantee how you will use that knowledge, if at all. That is entirely your responsibility.

Answers To The Most Common Questions:

How does the course work?

• It is a multimedia self-paced course, with lessons in video, audio, and PDF transcripts as well so you can learn in whatever format is convenient for you. I’ll email you when new lessons are available. You’ll always be able to access your material via course emails or directly through the Financial Mentor training site.

What if I have questions about the material or process?

• I don’t want you to feel like I’m just giving you access this course and then walking away with no ability to reach me for feedback and questions. I’ll be including weekly office hours to get your feedback and answer your questions. In addition to having access to me, I’ve added a private Facebook group for masterminding among like-minded investors.

Is this course live?

• This is NOT a live presentation. (Temporary Correction: This first round of the course will be live with Todd in a “mastermind format”, but then recorded so you have permanent access. Future attendees will only get the recorded version. You get much more access to work directly with Todd by being part of the first group, which will be limited to 50 people to allow personal attention.) It’s an online video and audio course you can take at your own pace. It comes with lifetime access so the strategies and tactics in the course will always be available to you, ready whenever you need them.

How much time will it take?

• You can go as fast or as slow as you want. You can download the material and work through it on your phone or laptop. You can read the transcripts or listen to the audio while commuting or working out. Whatever is easiest for you. Because it comes with lifetime access you can go as fast or as slow as you want.

What if I fall behind or miss a call?

• Don’t worry. The course comes with lifetime access so you can take a break if you are out of town or on vacation or just get temporarily swamped. Interruptions happen, and everything is recorded so you have access 24/7 at your convenience. If you need to take a break, that’s no problem. You can “resume” your learning any time you want. It will always be there and waiting when you are ready.

Why should I buy your course with all the free stuff out there?

• I’ve figured out how to take 25 years of research and compile it into a single course of study that makes complete sense to both non-expert and experts.Plus, it’s 100% actionable. You’re paying for the royal road to this knowledge. No wasted time. No dead-end paths. No nonsense. What is your time worth? What is it worth for you to get the results you want now instead of later?

Do you have a money-back guarantee on your course?

• I only want happy clients. If you are dissatisfied or just change your mind anytime in the first 60 days, simply let me know and you’ll receive a 100 percent refund.

Does this work for international students or is it U.S. investors only?

• The principles to happiness and fulfillment are universal. These principles know no borders, and neither does this course. While language and some examples may be U.S. centric, the course is 100% applicable with minimal adjustment for international students.

Can you give me a behind the scenes look at the course…

• The bad news is I can’t show it to you right now because I’m building the product live with the first group. Sorry. The good news is you get to be in that first group and get deep one-on-one access to me and personal interaction that future attendees won’t get once it is in final product form. Again, this is a carefully structured teaching process I’ve followed for years with my one-on-one coaching clients with great success. I’m not winging it. Everything is proven out. Nobody has ever complained and the testimonials speak for themselves. You always have the 60 day money back guarantee if it isn’t working for you, or you could pay monthly and quit at any time meaning you are never really at risk if it turns out different than you expected.

[A FEW MORE TESTIMONIALS]

(Editors Note – This course is not available right now, but the good news is that Step 3 – Design Your Wealth Plan is. That means you can get started now because Step 3 is a standalone course and the first place I start every new coaching client. It's probably the best place for you to start as well. Learn more here...)