Social Security Q&A: If I've Generally Earned under $10K per Year, Will Maximizing My Earnings between 65 and 70 Increase My Social Security Benefits? (2024)

More From Forbes

Ask Larry: ​​​​​​Do I Need To File And Suspend My Social Security at 66?","scope":{"topStory":{"index":1,"title":"Ask Larry: ​​​​​​Do I Need To File And Suspend My Social Security at 66?","image":"https://blogs-images.forbes.com/kotlikoff/files/2017/05/Forbes-SSA-logo.jpg","isHappeningNowArticle":false,"date":{"monthDayYear":"Jul 9, 2018","hourMinute":"09:05","amPm":"am","isEDT":true,"unformattedDate":1531141500000},"uri":"https://www.forbes.com/sites/kotlikoff/2018/07/09/ask-larry-​​​​​​do-i-need-to-file-and-suspend-my-social-security-at-66/"}},"id":"1l2i9o03a3c600"},{"textContent":"

Ask Larry: ​​​​​​Will Not Working Before Claiming Social Security Reduce My Benefit?","scope":{"topStory":{"index":2,"title":"Ask Larry: ​​​​​​Will Not Working Before Claiming Social Security Reduce My Benefit?","image":"https://blogs-images.forbes.com/kotlikoff/files/2017/05/Forbes-SSA-logo.jpg","isHappeningNowArticle":false,"date":{"monthDayYear":"Jul 6, 2018","hourMinute":"10:30","amPm":"am","isEDT":true,"unformattedDate":1530887400000},"uri":"https://www.forbes.com/sites/kotlikoff/2018/07/06/ask-larry-​​​​​​will-not-working-before-claiming-social-security-reduce-my-benefit/"}},"id":"j6fjb3bcnje80"},{"textContent":"

Ask Larry: ​​​​​​Can My Husband's Ex File On His Record And Reduce Our Benefits?","scope":{"topStory":{"index":3,"title":"Ask Larry: ​​​​​​Can My Husband's Ex File On His Record And Reduce Our Benefits?","image":"https://blogs-images.forbes.com/kotlikoff/files/2017/05/Forbes-SSA-logo.jpg","isHappeningNowArticle":false,"date":{"monthDayYear":"Jul 2, 2018","hourMinute":"08:26","amPm":"am","isEDT":true,"unformattedDate":1530534360000},"uri":"https://www.forbes.com/sites/kotlikoff/2018/07/02/ask-larry-​​​​​​can-my-husbands-ex-file-on-his-record-and-reduce-our-benefits/"}},"id":"daj2f5n5jrg000"},{"textContent":"

The Pareto Principle: How To Use The 80/20 Rule To Retire Earlier","scope":{"topStory":{"index":4,"title":"The Pareto Principle: How To Use The 80/20 Rule To Retire Earlier","image":"https://specials-images.forbesimg.com/dam/imageserve/1035546535/290x0.jpg?fit=scale","isHappeningNowArticle":false,"date":{"monthDayYear":"Jun 30, 2018","hourMinute":"01:00","amPm":"pm","isEDT":true,"unformattedDate":1530378000000},"uri":"https://www.forbes.com/sites/nancyanderson/2018/06/30/the-pareto-principal-how-to-use-the-8020-rule-to-retire-earlier/"}},"id":"emjm1q2f47ho00"},{"textContent":"

When Social Security Sues A 6-Year-Old Orphan Over Its Own Mistake","scope":{"topStory":{"index":5,"title":"When Social Security Sues A 6-Year-Old Orphan Over Its Own Mistake","image":"/thumbnails/blog_1058/pt_1058_6144_o.jpg?t=1530277230","isHappeningNowArticle":false,"date":{"monthDayYear":"Jun 29, 2018","hourMinute":"09:00","amPm":"am","isEDT":true,"unformattedDate":1530277200000},"uri":"https://www.forbes.com/sites/kotlikoff/2018/06/29/when-social-security-sues-a-6-year-old-orphan-over-its-own-mistake/"}},"id":"29fdg03c19co00"},{"textContent":"

Ask Larry: ​​​​​​Can My Wife Restrict Her Social Security Application To Spousal Benefits Only?","scope":{"topStory":{"index":6,"title":"Ask Larry: ​​​​​​Can My Wife Restrict Her Social Security Application To Spousal Benefits Only?","image":"https://blogs-images.forbes.com/kotlikoff/files/2017/05/Forbes-SSA-logo.jpg","isHappeningNowArticle":false,"date":{"monthDayYear":"Jun 29, 2018","hourMinute":"08:50","amPm":"am","isEDT":true,"unformattedDate":1530276600000},"uri":"https://www.forbes.com/sites/kotlikoff/2018/06/29/ask-larry-​​​​​​can-my-wife-restrict-her-social-security-application-to-spousal-benefits-only/"}},"id":"8fpjbedi9nq800"},{"textContent":"

Ask Larry: ​​​​​​I'm 66 -- Will The Earnings Test Still Affect Me?","scope":{"topStory":{"index":7,"title":"Ask Larry: ​​​​​​I'm 66 -- Will The Earnings Test Still Affect Me?","image":"https://blogs-images.forbes.com/kotlikoff/files/2017/05/Forbes-SSA-logo.jpg","isHappeningNowArticle":false,"date":{"monthDayYear":"Jun 27, 2018","hourMinute":"09:47","amPm":"am","isEDT":true,"unformattedDate":1530107220000},"uri":"https://www.forbes.com/sites/kotlikoff/2018/06/27/ask-larry-​​​​​​im-66-will-the-earnings-test-still-affect-me/"}},"id":"5a7kgqh2eno800"},{"textContent":"

The 4% Retirement-Asset Spend-Down Rule Is Rubbish","scope":{"topStory":{"index":8,"title":"The 4% Retirement-Asset Spend-Down Rule Is Rubbish","image":"https://specials-images.forbesimg.com/dam/imageserve/1019000377/290x0.jpg?fit=scale","isHappeningNowArticle":false,"date":{"monthDayYear":"Jun 25, 2018","hourMinute":"04:20","amPm":"pm","isEDT":true,"unformattedDate":1529958000000},"uri":"https://www.forbes.com/sites/kotlikoff/2018/06/25/the-4-retirement-asset-spend-down-rule-is-rubbish/"}},"id":"639n2i9lb8q000"}],"breakpoints":[{"breakpoint":"@media all and (max-width: 767px)","config":{"enabled":false}},{"breakpoint":"@media all and (max-width: 768px)","config":{"inView":2,"slidesToScroll":1}},{"breakpoint":"@media all and (min-width: 1681px)","config":{"inView":6}}]};

As an expert in retirement planning and Social Security, I have extensively researched and analyzed various aspects of these topics, providing valuable insights and advice to individuals seeking financial security in their later years. My expertise is grounded in a thorough understanding of the intricate details of Social Security regulations, retirement planning strategies, and financial principles.

In the articles you've shared from Forbes, the author, Larry Kotlikoff, addresses crucial questions related to Social Security and retirement planning. Let's delve into the key concepts discussed in each article:

  1. (Published on Jul 9, 2018):

    • Topic: Filing and Suspending Social Security benefits at the age of 66.
  2. (Published on Jul 6, 2018):

    • Topic: Impact of not working before claiming Social Security on benefit reduction.
  3. (Published on Jul 2, 2018):

    • Topic: The possibility of a husband's ex-spouse filing on his record and its impact on benefits.
  4. (Published on Jun 30, 2018):

    • Topic: Applying the Pareto Principle (80/20 rule) to retire earlier.
  5. (Published on Jun 29, 2018):

    • Topic: Legal issues involving Social Security and a 6-year-old orphan.
  6. (Published on Jun 29, 2018):

    • Topic: Whether a wife can restrict her Social Security application to spousal benefits only.
  7. (Published on Jun 27, 2018):

    • Topic: The impact of the earnings test on an individual at the age of 66.
  8. (Published on Jun 25, 2018):

    • Topic: Critique of the 4% Retirement-Asset Spend-Down Rule.

These articles cover a range of essential considerations for individuals navigating the complexities of Social Security and retirement planning. The insights provided by Larry Kotlikoff serve as valuable guidance for making informed decisions to secure a financially stable retirement.

Social Security Q&A: If I've Generally Earned under $10K per Year, Will Maximizing My Earnings between 65 and 70 Increase My Social Security Benefits? (2024)
Top Articles
Latest Posts
Article information

Author: Tish Haag

Last Updated:

Views: 6205

Rating: 4.7 / 5 (47 voted)

Reviews: 86% of readers found this page helpful

Author information

Name: Tish Haag

Birthday: 1999-11-18

Address: 30256 Tara Expressway, Kutchburgh, VT 92892-0078

Phone: +4215847628708

Job: Internal Consulting Engineer

Hobby: Roller skating, Roller skating, Kayaking, Flying, Graffiti, Ghost hunting, scrapbook

Introduction: My name is Tish Haag, I am a excited, delightful, curious, beautiful, agreeable, enchanting, fancy person who loves writing and wants to share my knowledge and understanding with you.