FAQs
For general Social Security inquiries, call us toll-free at 1-800-772-1213 or 1-800-325-0778 (TTY) between 7 a.m. and 7 p.m., Monday through Friday.
How do I know if I worked enough for Social Security? ›
You must earn at least 40 Social Security credits to be eligible for Social Security benefits. You earn credits when you work and pay Social Security taxes. The number of credits does not affect the amount of benefits you receive.
What if my Social Security is not enough? ›
Has your income declined or have you experienced a loss of financial resources? You may be able to get additional income through the Supplemental Security Income program, which helps seniors and the disabled who have limited income and financial resources.
What questions does Social Security ask for retirement at age 62? ›
Information About You
- Your date and place of birth and Social Security number;
- The name, Social Security number and date of birth or age of your current spouse and any former spouse. ...
- The names of any unmarried children under age 18, age 18-19 and in elementary or secondary school, or disabled before age 22;
Social Security income can be taxable no matter how old you are. It all depends on whether your total combined income exceeds a certain level set for your filing status. You may have heard that Social Security income is not taxed after age 70; this is false.
What's the fastest you can get approved for disability? ›
While some people are approved in as little as 30 days, others can wait a year or longer before they receive a final decision.
What is the 10 year rule for Social Security? ›
If you've worked and paid Social Security taxes for 10 years or more, you'll get a monthly benefit based on that work.
What is the 5 year rule for Social Security? ›
The Social Security five-year rule is the time period in which you can file for an expedited reinstatement after your Social Security disability benefits have been terminated completely due to work.
How do I get the $16728 Social Security bonus? ›
There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.
How much will I get from Social Security if I make $30000? ›
The general rule is that Social Security benefits replace about 40% of pre-retirement income. With $30,000 in annual income, that means you could receive an estimated $12,000 per year in Social Security payments, without adjusting for inflation.
1. You're Planning Your End-of-Life Care. Your Social Security benefits stop paying at your death, so if you die before collecting benefits, you'll have missed out on benefits entirely. You need to figure out how to maximize your Social Security income instead.
What does Suze Orman say about taking Social Security at 62? ›
As we have discussed, you are eligible to start claiming your benefit when you turn 62. But the benefit you receive at 62 will be permanently lower than if you wait. Every month past age 62 you don't claim your benefit entitles you to a slightly larger payout when you do start collecting your benefit.
Why retiring at 62 is a good idea? ›
You Have the Chance to Enjoy it Longer
Retiring early gives you more time to live the retirement life you've always dreamed of, be that pursuing hobbies, seeing the world, spending time with grandkids, or absolutely anything else you want.
Who do I call about my Social Security questions? ›
1-800-772-1213
After you hear "Briefly tell me why you are calling,” please say “Help Desk” for help with a my Social Security account.
How do I speak to someone at the local Social Security office? ›
CONTACTING SOCIAL SECURITY
You can call our National 800 Number at 1-800-772-1213 between 8:00 a.m. – 7:00 p.m., Monday through Friday. Wait times to speak to a representative are typically shorter early in the day (between 8 a.m. and 10 a.m. local time) or later in the afternoon (between 4 p.m. and 7 p.m. local time).
Where to get the best Social Security advice? ›
Our website is the best way for most people to get help. our website, call our National 800 Number (1-800-772-1213) or your local Social Security office for help. We will schedule an appointment for you, if necessary, to serve you by phone or in person.
Is there really a $16728 Social Security bonus? ›
There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount. However, there are ways to create your own bonus by maximizing the amount you're eligible to receive.
