Should You Buy Your Own Aircraft For Flight Training?  - FLYING Magazine (2024)

“If I buy an airplane can you teach me to fly it?”

Every certified flight instructor (CFI) hears this question at least once during their instructional career.

If the CFI has the training, experience and required ratings and/or endorsem*nts to act as pilot in command of the aircraft in question, they likely can provide instruction. This will take the learner-instructor relationship to a new level. It can begin even before the pilot-to-be in question makes the purchase, as an experienced CFI may help them avoid some first-time buyer pitfalls.

The FARs [Federal Aviation Regulations] do not prohibit a non-pilot from buying an airplane. The troubling part is that often these aspiring pilots see an advertisem*nt for an airplane online or in a magazine and purchase it without the benefit of a pre-buy inspection, a review of the logbooks, or even considering if the aircraft is appropriate for the type of flying they want to do—simply because they are unfamiliar with the process of purchasing an aircraft and or aircraft performance.

In the worst cases, they will buy an airplane they don’t fit in, such as the time a man of generous carriage bought a Cessna 150, not realizing that once he climbed into the airplane with even partial fuel onboard, there was no room in the co*ckpit or weight left in the payload for an instructor. He ended up selling the aircraft and buying something larger.

Buying vs. Renting an Aircraft: Consider the Costs

The benefit of buying an airplane of your own is that you don’t have to compete for aircraft at the FBO [fixed-base operator].

This aspect can be particularly attractive if the number of renters is such that the FBO only allows rental for instruction or time-building, or limits the reservations to no more than two hours total.

The downside of aircraft ownership is that you’re the one who will foot all the bills. It is not just the purchase cost you need to concern yourself with, it’s also maintenance, insurance and taxes, as well as hangar and/or tiedown fees. For this reason, many fledgling pilots find business partners to help fund an aircraft purchase.

Come up with a budget before you go shopping, and remember, just like with used cars, there are times when you are buying someone else’s problems, such as maintenance that the previous owner did not have done—often because they could not afford to have it done. Find an experienced aircraft owner or A&P [airframe and powerplant] mechanic to run questions by before you put your money down.

Your CFI Will Want To See the Logbooks

If you ask your CFI to teach you in a new-to-you airplane you have purchased, expect the CFI to go through the aircraft’s logbooks. A good CFI can turn this into a ground lesson, as you’ll need to know what inspections to look for, ADs [airworthiness directives], etc. You will be asked to locate these inspections as part of your checkride.

Does the FBO Allow Instruction in a Customer’s Airplane?

Some flight schools prohibit their CFIs from teaching in a customer-owned airplane. Some say it’s because of insurance reasons, but it is more likely that the FBO simply doesn’t want to lose the revenue that comes when a customer flies their own aircraft instead of the school’s airplane.

If the CFI is employed at a flight school, they would be wise to check in advance if instruction outside the FBO fleet is allowed. Sometimes all it takes is for the CFI or the flight school to be named on the aircraft owner’s insurance policy.

CFI Experience Level

Most CFIs start their careers with a single-engine land rating, adding high performance, tailwheel and complex specialties—and experience in technically advanced aircraft—later.

Note: There is no FAR that requires a CFI to have a certain number of hours in a make or model of single-engine aircraft, but it may require an additional endorsem*nt for the CFI if it is a complex, tailwheel, TAA [technically advanced airplane], or high performance aircraft, as the CFI is Pilot In Command during instructional flights. So if the CFI has flown all Cessna 100 series aircraft, such as the 150 or 172, it is perfectly legal to teach in a Piper Cherokee. However, most CFIs will want to get a few hours of experience in a new-to-them design before they attempt to provide instruction.

Insurance Requirements for the Aircraft Owner

Sometimes the aircraft owner’s insurance company will insist the pilot fly with a CFI who has a certain number of hours—both total time and time—in make and model. This is particularly common when the aircraft is a higher-end model, such as a Cirrus or Cessna 182, or if the aircraft is on floats or tailwheel.

The insurance company may also require the aircraft owner to log a minimum number of hours/ dual hours, such as 25, with a qualified CFI before the owner is allowed to fly solo, no matter what certificate the owner-pilot holds. Sometimes an aircraft owner is referred to a particular type-club to get specialized training. These type-club instructor pilots often travel to provide the training.

Challenges of Teaching in an Owner’s Airplane

A few things to keep in mind if you ask your CFI to teach you in your own airplane:

The CFI will likely want to study and or review the POH [pilot’s operating handbook] for the airplane before flying it, and they may want to get familiar with an airplane’s performance, systems, and quirks before they begin teaching in it. It is usually no more than a few hours of flight and you may be invited to fly along with them, but don’t expect to be able to ‘count’ it toward training time. The CFI is supposed to fly the airplane at this time.

It’s also important for student pilots to understand that being the owner of the aircraft does not grant special privileges. If you have not been signed off for solo flight, you do not fly solo, nor do you carry passengers, per the limitation on your student pilot certificate. There have been instances where the owner of the aircraft allegedly thought ownership meant he could fly it without a solo endorsem*nt or carry his spouse with him in the airplane.

Don’t allow aircraft ownership to get in the way of training. Most CFIs are on guard for the perpetual primary student—the learner who has received multiple solo endorsem*nts and completed the requirements for certification but won’t take the check ride. If this is you, don’t be surprised if the instructor simply refuses to provide another 90-day endorsem*nt, as the whole idea of flight training is for you to earn your certificate.

Should You Buy Your Own Aircraft For Flight Training?  - FLYING Magazine (2024)

FAQs

Should I buy my own plane for flight training? ›

If you are serious about flying and you know you will be putting in lots of hours flying every year, owning your own plane can make sense. Then you just have to get an instructor to teach you. My father did that back before WWII. He bought a Piper Cub then got an instructor to teach him to fly.

Is it cheaper to learn to fly with your own plane? ›

If you own an airplane, all you're really paying for are your direct expenses, which typically tend to be less than what a flight school or freelance instructor will charge, even taking into consideration maintenance costs.

Is it worth having your own plane? ›

The most important factor is how often you will be flying per month. Usually, aircraft owners stick with the 100-hour rule. If you see yourself flying for at minimum 100 hours per year then it makes sense to own an aircraft. Anything less, you are probably looking at diminishing returns for your investment.

Do pilots have to buy their own plane? ›

There are many alternatives to owning your own aircraft privately, which means it is not necessary to own an aeroplane in order to fly as a hobby. These include fractional ownership as well as aircraft for hire. Many established pilots opt for either one of these options because of the convenience they afford.

What is the best plane to buy for flight training? ›

The Cessna 150/152 series is a flying machine – an ideal starting point for aspiring pilots looking to earn their wings. These aircraft are renowned for their simplicity, excellent visibility, and forgiving flight characteristics. With two seats and reliable performance, they are well-suited for flight training.

How much does it cost to learn to fly a plane as hobby? ›

How Much Does It Cost to Become a Pilot?
Pilot CertificateCost
Recreational Pilot$10,300
Private Pilot$15,000 – $20,000
Commercial Pilot$55,000 – $100,000
Flight Instructor$5,000
4 more rows
Feb 26, 2023

Where is it cheapest to learn to fly? ›

The cheapest countries in the world to get a private pilot licence vary depending on the type of aircraft you are looking to fly. Generally, some of the most affordable places include India, Thailand, and Malaysia.

How many lessons does it take to fly a plane? ›

Requirements
Total Hours Required
Private Pilot License40 Hours
Commercial Pilot Certificate250 Hours
Airline Transport Pilot Certificate1,500 Hours

How much does a good plane cost? ›

Gliders / Ultralights: $8,000 – $100,000. General Aviation Airplanes: $100,000 – $1,000,000. Small Private Jets / Single-Engine Turboprops: $1 million – $10 million. Large Private Jets / Regional Jets: $10 million – $80 million.

What are the disadvantages of buying an aircraft? ›

Cons
  • Upfront costs: Owning an aircraft requires a significant upfront investment, including the cost of the aircraft, maintenance, insurance and storage.
  • Maintenance responsibilities: The owner is responsible for maintaining the aircraft, which can be time-consuming and expensive.
Mar 8, 2024

How much money do I need to own a plane? ›

Airplane Purchase Prices

As a rule of thumb, you can get a clean but very old (40+ years), four-seat, single-engine air for around $60,000, depending on the make, model, and its exact conditions and features. The same plane, new off the assembly line, would be $500,000, or possibly much more.

Can you legally fly your own plane? ›

By earning a private pilot license, you can legally fly an aircraft. Private pilots are trained to navigate small aircraft by themselves. Flight training includes aircraft maneuvers, navigation, emergency procedures and cross-country flight planning.

Can you just fly your own plane? ›

Not only can you fly to any of the 50 U.S. states with a private pilot license, but also Canada, Mexico and the rest of the world. As long as you follow flight requirements, produce the right documents and follow local customs regulations, you can fly anywhere you desire.

Do all pilots get free flights? ›

The short answer is yes – the majority of airlines offer free flights as an employee benefit for pilots and often for their immediate family members. Before applying to an airline for a pilot position, be sure to ask about employee benefits in addition to pilot salary.

How do most people pay for flight training? ›

There are a few ways to pay for flight school, including private student loans from certain lenders and financing through the school.

Should I own my plane in an LLC? ›

An LLC's ownership of an aircraft may provide tax benefits that may not otherwise be available to an individual or partnership (depreciation, deductions, etc.). But in some states owning an aircraft with an LLC could also subject the aircraft to personal property tax.

What is the true cost of flight training? ›

Costs for Private Pilot Certificate, Commercial Certificate, and Other Ratings
Cost RangeTime to Complete (Full Time Training)
Private Pilot Certificate$21,000-$26,0002-3 Months
Instrument Rating$21,000-$26,0002-3 Months
Commercial Certificate$25,000-$27,0002-3 Months
Certified Flight Instructor$6,500-$8,0001-2 Months
2 more rows

How do pilots pay for flight training? ›

Tuition Reimbursem*nt

Partner airlines make a financial contribution toward the cost of your flight training. These programs vary by airline regarding how much you will receive and when you will become eligible for the financial assistance.

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