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*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.
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Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send money”.
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Convenient ways to send and receive money
Ways to send money from India to the USA
Ways to receive money in the US from India
Send online
Learning how to transfer money from India to the USA online won’t take long. Register for a free profile or log in to your existing one.
Start your transfer
Bank account
From California to New York, send funds directly to friends and relatives with a bank account deposit.
Learn more about deposits
Choose the way you pay
Using your bank details
With a credit2 or debit card
Ready to send money?
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Sending money to bank accounts in the USA from India
Remember that your bank account name needs to match your Western Union profile name when transferring money from India to the USA.
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Reasons to choose Western Union®
Committed to tackling fraud
Our encryption and fraud preventionefforts seek to give you peace of mind.
Sending money around the world
Your money transfer from India to the USA might be just the start. We serve more than 200 different countries and territories.
Serving customers since the 1850s
Our long heritage gives us plenty of experience in transferring money across the world.
Choice of agent locations
Access all our in-person services from a wide range of convenient agent locations.
Sign up to send money from India to the USA today
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No charge to register
You won’t pay any fees when you create a profile with Western Union.
Follow the money
Use your tracking number (MTCN) each time you transfer money from India to the USA to follow its progress in real time.
Quick and easy
Sign up in minutes to speed up the process for future money transfers1.
Keep loved ones’ details to hand
Store information of important people so they’re easy to access when you next make a money transfer.
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Frequently asked questions
How much money can I send from India to the USA?
For each money transfer from India to the USA, you can send the INR equivalent of:
- $10,000 for education purposes.
- $5,000 for other purposes – such as exam fees or medical treatment costs.
An annual limit equivalent to $250,000 applies each financial year, which goes from April 1 to March 31.
How do I send money online from India to the USA?
Transferring money from India to the USA online for the first time takes a few simple steps:
- Register for a free Western Union profile, or log in if you’ve got one already.
- Click ‘Send money’ and check the United States is set as your destination country.
- Enter the transfer amount, within any limits described.
- Select your payment and collection methods.
- Add account details3 of your receiver and follow any further instructions.
- Read the fraud prevention information provided, accept our terms and conditions, and confirm your money transfer.
What do I need to send money online from India to the USA?
It’s useful to gather the following information to successfully transfer money from India to the USA online:
- The bank’s name and ABA routing number, or Swift/BIC code.
- Your receiver’s full name and bank account number.
- Their address, city, state and zip code.
- Their phone number.
How can I send money to a USA bank account from India?
Follow these tips to learn how to send money from India to the USA via a bank deposit:
- Go to the Western Union website and register or log in to your profile.
- Start your transfer by entering the United States as the destination, along with the intended amount to send.
- Choose ‘Bank account’ as the collection method, plus your method of payment.
- Provide the details of your loved one in the US – including the bank’s name, code, and their account number. Save these details for future transfers if you wish.
- Check all the details and pay. You’ll find a confirmation email and tracking number (MTCN) in your inbox.
Send money internationally
1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
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As a seasoned financial expert with a wealth of knowledge in international money transfers and currency exchange, I can confidently delve into the details of the Western Union article you've provided. My expertise is grounded in an in-depth understanding of the intricacies of global financial transactions, currency markets, and the mechanisms involved in transferring money across borders.
Let's dissect the key concepts mentioned in the article:
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Currency Exchange Rates:
- The article mentions an FX rate offer for a limited time, with the statement that Western Union makes money off currency exchange. Users are encouraged to check current rates by clicking "Send money."
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Fees and Costs:
- The article provides information on fees, which vary based on factors like payment and payout methods. It specifies that the $0 fee is not available for credit cards and transfers to Cuba. There's also a mention of a special rate and no fees on the first transfer for new customers.
-
Security Measures:
- Emphasis is placed on the encryption of transfers and a commitment to keeping customer data secure. This includes efforts to tackle fraud, providing users with peace of mind.
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Company Background:
- Western Union's extensive experience is highlighted, with a history spanning over 160 years. The company boasts of serving more than 200 countries and territories, positioning itself as a reliable option for international money transfers.
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Transfer Process:
- The article guides users on how to transfer money from India to the USA. It details the steps, from registering for a free profile to selecting payment and collection methods, and ensuring the receiver's bank account name matches the Western Union profile name.
-
Transfer Limits:
- Information is provided on the limits for money transfers from India to the USA. Different limits apply for education purposes and other reasons, with an annual cap of $250,000.
-
Payment Methods:
- Users are given options for payment methods, including bank deposit, mobile money, and debit card deposit. The article guides users on how to send money via a bank deposit.
-
Tracking and Monitoring:
- The use of a tracking number (MTCN) is highlighted, allowing users to follow the progress of their money transfer in real time.
-
Customer Support and FAQs:
- The article addresses potential queries through a section on frequently asked questions. Topics include the amount of money that can be sent, the process of sending money online, and the information required for the transfer.
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Promotional Offers:
- Western Union encourages new customers with a promotional offer of $0 fees for the first transfer, providing an incentive to sign up.
In conclusion, Western Union positions itself as a reliable, secure, and convenient option for international money transfers, leveraging its long-standing history and global reach. Users are guided through the process, and the company emphasizes security measures to instill confidence in its services.
