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*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.
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Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.
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Convenient ways to send and receive money
Ways to send money to China
Ways to receive money in China
Transfer money to China from the US in the most convenient way for you.
Send in person
Visit one of more than 61,000 agent locations1 across the USA to send money to loved ones in person.
Find a nearby US agent locationSend online
Log in to your Western Union account online – or register for a free profile – so you can send money to China any time.
Send nowSend on the app
Send money to China from the US with the Western Union® app. Transfer funds wherever you are and whenever you need to via our app.
Download nowSend with Alipay
Send money to an Alipay2 mobile wallet user in China, so they receive funds direct to their Alipay account.
Send money now
Bank account
Send money direct to qualifying accounts3 in China. Arrange a transfer to a range of major banks in China.
Learn more about receiving moneyCash pickup
Your loved ones can pick up yuan in person at more than 27,000 agent locations across China – from Guangzhou to Shenzhen.
Find an agent location in China
$
fee on your first transfer*
Register now and start sending money online right away.
*FX gains apply. Not available for credit cards and transfers to Cuba.
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Email address verification
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To protect your profile, we sent a 6-digit PIN to {{emailId}} to verify your email address. This PIN will remain valid for the next 72 hours.
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Choose the way you pay
Using your banking details
Cash at an agent location
With a credit4 or debit card
Ready to send money?
Get started
Send money to China in a few taps with our app
Send money to China on the go whenever and wherever you are
Save receiver details to make fast repeat transfers
Track your transfer to China in real time via the app
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4.8/5
4.4/5
Rating as of September 15, 2020.
More information on how to send money to China from the US
Sending money to bank accounts
Send funds directly to the bank accounts of your friends and family in China. Arrange a bank transfer to accounts held with Industrial & Commercial Bank, China Construction Bank, Agricultural Bank of China, Bank of China and more.
Send nowEstimate transfer fees
Western Union offers transparent transfer fees4. Calculate the current exchange rate for the US Dollar and Chinese Yuan and check out our transfer fees4 and send limits before you send.
Estimate transfer feesPickup options
Send money to China from the US for cash pickup at the closest, most convenient agent location. From Chongqing to Hangzhou, find a nearby agent location that suits your receiver.
Explore Chinese agent locationsReasons to choose Western Union®
Pay the way that works
Send money to China from the US online, via our app or in person at an agent location. Choose the way most convenient for you.
Fighting against fraud
Whichever way you choose to send money to China – your transfer is encrypted with Western Union. Enjoy peace of mind that your money is protected.
Be fraud smart
History of moving money
For 150 years, we’ve helped people send money around the world to support friends and family overseas. Millions benefit from our money transfer tools.
Sign up to send money to China today
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Register for free
Quickly and easily register for free online to start sending money to China.
Track your transfers
Follow your funds in real time and share the tracking number (MTCN) so your receiver can track progress too.
Schedule repeat payments
If you regularly send remittance to China or want to ensure you don’t miss a special occasion, schedule your transfers.
Sign up now
Frequently asked questions
How do I send money to an Alipay2 user in China?
To send money to an Alipay2 mobile wallet user in China, follow these steps:
- Log in to your profile and selectSend money now.
- Enter send amount and select Alipay as the receive method.
- Choose how you want to pay
- Add in your receiver’s name, choose Alipay as the wallet service provide and enter the receiver’s wallet mobile number (mobile phone number).
- Select the purpose of your transfer and complete payment.
- The money will be paid out to the Alipay account of your receiver in China.
How much money can I send to China?
You can send up to $7,000 USD online to bank accounts in China with Western Union. However, individual send limits may vary based on transfer history and products selected. Log in to your profile and check your current limit for sending money to China.
How do I send money online to China?
Follow these steps to understand how to send money to China online with Western Union:
- Register for a free profile. Then log in and select ‘Send now’ to start the transfer.
- Add in how much you want to send to your receiver and choose ‘China’ as the destination.
- Click on ‘Bank account’ to send funds straight into your receiver’s account. Enter their bank details6 or click their name for a repeat transfer.
- Alternatively, select ‘Alipay’ to send money straight to a mobile wallet and enter your receiver’s name and Alipay ID.
- Pay for your transfer to China with a credit4 or debit card, or via bank transfer.
- Your money is on its way. Look for an email receipt that includes a tracking number (MTCN) you can share with your receiver to both track your transfer.
What do I need to send money online to China?
To first register for a free profile, you need a valid US driver’s license, passport or government-issued ID, alongside personal information such as your address. When it comes to sending money to China, you’ll also require your receiver’s bank name and bank card number, or their Alipay ID – if sending to a mobile wallet. You also need a valid and working payment method: a debit or credit card or a bank account.
How do I send money to China from a Western Union agent location?
Learn how to send money to China at an agent location:
- Find your nearest agent location with our online search tool.
- Head to the agent location with a valid government-issued ID or phone number, your receiver in China’s bank and account information.
- Arrange the transfer to China and pay for it with a US bank-issued debit card or cash.
- Keep the receipt and use the tracking number (MTCN) to track your transfer, sharing with your receiver too.
How do I estimate the cost to transfer money to China?
Simply use the online price estimation tool. Add in how much you want to send in USD (up to $7,000) and see how much your receiver will get in Chinese yuan. You can see any transfer fees7, discounts, estimated delivery times and the total transfer cost – with no obligation to proceed. Switch between receiver and payment methods to see how it affects the estimated price.
Send money internationally
1 Agent locations count valid as of September 30th, 2021.
2 Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in the United States. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.
3 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’.
4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
5 Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal
6 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
7 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
