Get theScotiabank® Scene+™ Visa* Card
Are you a Scotiabank customer with access to online banking?
Yes
Sign in and get startedSign in to Scotia Online and start your application for the SCENE Visa credit card
No
Start your applicationfor the SCENE Visa credit card
Are you new to Canada in the past three years?Visit a branch to apply. Use our Branch Locator
Get a supplementary Card6
Earn more Scene+points
You will earn Scene+ points on everyday purchases made by your Supplementary Cardholder at the same rate that you earn Scene+ points on purchases made on your card.
Simplify Record Keeping
Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.
Offer details
To qualify for these offers make sure to open a new Scotiabank Scene+ Visa credit card account (“Account”) by July 1, 2024.
To qualify for the 7,500 bonus Scene+ points offer:
1. Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
2. You are eligible to earn an additional 5,000 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months
Once you qualify, we’ll credit your account in 2 instalments:
1. 2,500 bonus Scene+ points will be credited to your Scene+ membership account within approximately 2-3 business days after the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account opening.
2. An additional 5,000 bonus Scene+ points will be credited to your Scene+ membership account within approximately 2-3 business days after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
See terms and conditions below2 for full details.
Save time at the checkout
Visa payWave*- Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!7
My Mobile Walletis now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for theVisa payWavesymbol at the checkout.
Apple Pay- The easy, secure, and private way to pay with your eligible Scotiabank credit cards.8
Click to Pay- Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.9
Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, Home Hardware,and Cineplex.4
Apply nowApply now for Scene Visa Card
SPECIAL OFFER Earn up to 7,500 bonus Scene+ points within your first 3 months.2
Scotiabank® Scene+™ Visa* Card
Apply now
Apply now
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Is this Credit Card right for you?
Right for you if you:
- Want to obtain a convenient and secure payment method for everyday purchases
- Interested in building your credit history by making at least your minimum payments on time each month
- Want an interest free grace period on purchases
- Value the rewards and benefits that can be earned with this Card
- Prefer to avoid annual fees
May not be right for you if you:
- Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
- Prefer cash back rewards
- Prefer a card with certain embedded insurance benefits
Fees, rates & other information3
Annual fee
$0/year
Interest rates
20.99% on purchases
22.99% on cash advances
(including balance transfers, Scotia Credit Card Cheques and cash-like transactions)
Minimum credit limit
$500
Each supplementary Card
$0/year
Scotia SelectPayTM*
A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.11
Special Offer
Choose from flexible Scotia SelectPayTM*installment plans on eligibleHome Hardware purchases made with yourScotiabank®Scene+™Visa* credit card, of up to 24 months with no interest and no fees on plans†.
Learn moreabout SelectPay
Your award-winning Card
Winner of the 2022 creditcardGenius People’s Choice Credit Card±
Winner of the 2021 creditcardGenius People’s Choice Credit Card
Ways to earn Scene+ points
NEW
2X
Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo, andmore
Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo andmore.
NEW
2X
Home Hardware
Earn 2 Scene+ points4 for every $1 you spend atHome Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
- Benefits
- Insurance coverage
Your card comes with benefits
Take advantage of all the ways a Scotiabank® Scene+™ Visa* Card adds to your life.
Earn Scene+ points
New Earn and redeem Scene+ points when you shop at over 1,100 eligible grocery stores across Canada including Sobeys, IGA, Safeway, Foodland, and more.
Save time at the checkout
Tap your ScotiabankScene+VisaCard or your smartphone for quick easy payments.
Save time at the checkout
Visa payWave*- Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!7
My Mobile Walletis now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for theVisa payWavesymbol at the checkout.
Apple Pay- The easy, secure, and private way to pay with your eligible Scotiabank credit cards.8
Click to Pay- Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.9
Save on car rentals5
As a ScotiabankScene+VisaCardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your ScotiabankScene+Visacard.
Save on car rentals5
AVIS reservations may be made online atavis.com/scotiabanksceneor by calling 1-800-TRY AVIS (879-2847). Please quote AVISworldwide discount numberC030303.
Budget Reservationsmay be made online atBudget.com/scotiabanksceneor by calling1-800-268-8900. Please quote Budget Corporate Discount numberA363312.
Add an additional Supplementary Cardholder to your Scotiabank® Scene+™ Visa* Card Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.6Get a supplementary Card
See your rewards and save.
Rewards calculatorGo to Scotiabank Rewards Comparison tool
Scene+ ProgramTerms and Conditions
Insurance coverage available with your Card
Scotia Credit Card Protection (optional)10
This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.
There are two different coverage bundles to choose from:
Basic Protection
- Death Benefit
- Critical Illness Benefit
- Hospitalization Benefit
Comprehensive Protection
- Death Benefit
- Critical Illness Benefit
- Hospitalization Benefit
- Disability Benefit
- Job Loss Benefit
- Strike or Lockout Benefit
Learn moreLearn more about Scotia Credit Card Protection (optional)
Scene+ makes every experience more rewarding.
Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.
about Scene+ Learn more
Get theScotiabank® Scene+™ Visa* Card
Online
The fastest way to earn FREE movies, meals & more.
Apply now Apply now for the SCENE Visa Card
By Phone
Call Scotiabank
1 (800) 747-3208 tel:18007473208
In Person
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Find a local branch Branck locator link
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Helpful resources
Credit card fees
Interest rates
Revolving Credit Agreement (Visa/Amex)
†
Scotia SelectPay plans available on eligible Home Hardware purchases made on your eligible Scotiabank credit card of at least $250 in Canadian dollars (including taxes). Applicable on After Purchase only. Other conditions apply.
1
Scotiabank® Scene+™ Visa* Card cardholders will earn points for purchases made with their Scotiabank® Scene+™ Visa* Card (“Card”). A Card must be connected to a Scene+ membership account to earn points on purchases made on the Card. Points are not awarded for cash advances, balance transfers, Scotia Credit Card Cheques, returns, refunds or other similar credits, payments fees, interest, service or transaction charges on the Card. Some conditions and limitations apply.Visitwww.scotiabank.com/scenevisafor complete details.
2
Offer Description and Conditions:The 7,500 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Scene+ Visa credit card accounts (“Account”) opened by July 1, 2024 and is subject to the below terms and conditions. Offer may be changed, cancelled or extended without notice at any time and cannot be combined with any other offers.
7,500 Bonus Scene+ Point Offer Description and Conditions: To be eligible for 2,500 bonus Scene+ points (the “2,500 Point Bonus”), you must open a new Account by July 1, 2024 and have at least $250 in eligible purchases posted to your new Account in the first 3 months of the Account open date. To be eligible for an additional 5,000 bonus Scene+ points (the “Additional 5,000 Point Bonus”), you must have at least $1,000 in eligible purchases posted to your new Account in your first 3 months of Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges
The 2,500 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account open date, provided the Account is open and in good standing. The Additional 5,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account open date, provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. All other terms and conditions of the Program Terms continue to apply during the Offer period.
Eligibility and Exclusions:Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
Rates and Fees:There is currently no annual fee for the primary card and no fee for each additional card (including those issued to co-borrowers and supplementary cardholders). The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers and cash-like transactions). All rates, fees, features and benefits are outlined in the Application Disclosure Statement and are subject to change.
3
For current rates and information on fees and interest, call 1-888-882-8958. Interest rates, fees and features are subject to change without notice.Learn more aboutcredit card feesandcredit card interest rates.
4
Regular Earn Rate:You are awarded one (1) Scene+ Point for every $1.00 in all purchases of goods and services charged to the Scotiabank Scene+ Visa Account (the “Account”).
Accelerated Earn Rates:You will earn accelerated earn rates on the following eligible purchases charged to the Account:
Grocery Stores
You are awarded two (2) Scene+ Points for every eligible $1.00 purchase made at Sobeys, Safeway, participating IGA, Foodland, Foodland & Participating Co-ops, FreshCo, Chalo! FreshCo, Thrifty Foods, Rachelle Béry, Les Marchés Tradition, Voilà by Sobeys, Voilà by Safeway and Voilà par IGA locations charged and posted to the Scotiabank Scene+ Visa Account. This list of eligible grocers may be changed from time to time without notice. See full list of participating merchants across Canada atscotiabank.com/participatingstores.
Home Hardware Stores
You are awarded two (2) Scene+ Points for every eligible $1.00 purchase made at eligible Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca charged and posted to the Scotiabank Scene+ Visa Account. The list of eligible locations may be changed from time to time without notice. See full list of eligible locations across Canada atscotiabank.com/participatingstores.
Cineplex
You are awarded two (2) Scene+ Points for every $1.00 purchase made at Cineplex theaters, the Cineplex App and online atcineplex.comcharged and posted to the Account.
Eligibility:Only purchases earn Scene+ Points. Cash advances (including Balance Transfers, and Cash-Like Transactions), fees, interest or other charges, returns, refunds or other similar credits to your Account do not qualify for Scene+ Points. Scene+ Points will not be posted to an Account that is not in good standing when purchases are made or when a statement is issued, or if the Account is not open when a statement is issued. See your Scene+ Points terms atwww.scotiabank.com/sceneplusfor full program details.
All dollar amounts are in Canadian currency unless otherwise stated.
5
The savings of up to 25% applies to Avis and Budget base rates and is applicable only to the time and mileage charges of the rental. All taxes, fees (including but not limited Air Conditioning Excise Recovery Fee, Concession Recovery Fee, Vehicle License Recovery Fee, Energy Recovery Fee, Tire Management Fee, and Frequent Traveler Fee) and surcharges (including but not limited to Customer Facility Charge and Environmental Fee Recovery Charge) are extra. The Bank of Nova Scotia is not responsible for, and provides no representations, warranties or conditions regarding this offer or any Avis or Budget products or services, including Avis Preferred Plus membership and services and those obtained under this offer, which are governed solely by Avis’ terms and conditions. Avis Preferred Plus membership and services are provided by Avis.
6
The Primary Cardholder on the Scotiabank® Scene+™ Visa* Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.
7
All Scotiabank retail credit cards, except ScotiaLine Visa card, Scotiabank Value Visa card, and No-Fee Scotiabank Value Visa card, will have Visa payWave when issued or reissued. Visa payWave™ is a Trademark of Visa Int./Lic. User.
8
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, seehttps://support.apple.com/km207105
9
Click to Pay is an online checkout solution provided by a third party that supports American Express, Mastercard and Visa cards and is based on EMV® SRC Specifications. The Bank of Nova Scotia is not responsible for this service.
10
Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to The Bank of Nova Scotia. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment.
11
Scotia SelectPayConditions apply. ReviewTerms and Conditionsfor full detailsor visitscotiabank.com/selectpayto learn more.
™*
Trademark of The Bank of Nova Scotia.
®
Registered Trademark of The Bank of Nova Scotia
™
Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation, used under license.
Registered trademark of Home Hardware Stores Limited, used under license.
*
Visa Int./Licensed User
♢
Trademark of Cineplex Entertainment LP, used under license.
±
As awarded bycreditcardGeniuson January 5, 2022.
