Royal Bank app features | Royal Bank of Scotland (2024)

Payments

Transfers

Manage Direct Debits

Manage standing orders

With the Royal Bank app you can quickly and easily make all types of payments.

To give an idea of the type of payments available and how you can carry them out, we've pulled together a handy list below.

Payment limits and criteria applies.

Transfer money between your Royal Bank of Scotland accounts in seconds with the mobile app.

To do this you would:

1. Log in to the app.
2. Select the 'Payments' icon at the bottom of your screen.
3. Swipe the account at the top of the screen to the account you want to make the transfer from, and select 'Transfer money'.
4. Then tap on the account you want to transfer money to.
5. Enter the amount you wish to transfer and click ‘Make transfer’. You can set up a transfer to leave your account up to 120 days (four months) in the future. When setting up a transfer to be made in the future, simply select ‘send later’ and choose when you want the transfer to happen.
6. Check the transfer details and select 'Make transfer' to confirm.

View and cancel your Direct Debits in just a few steps.

1. Log in to your app.
2. Select the 'Payments' icon at the bottom of your screen.
3. Swipe the account at the top of the screen to the account your Direct Debit comes out from, and select 'Regular Payments'.
4. Select 'Direct Debits'.
5. Select the Direct Debit you want cancelled. You will see the detail of the Direct Debit, and the option to cancel the Direct Debit will appear at the bottom of this screen.

You have up to 8.20pm on the day the Direct Debit is due to cancel it.

1. Log in to the mobile app.
2. Select the 'Payments' icon at the bottom of your screen.
3. Swipe the account at the top of the screen to the account your standing order comes out from, and select 'Regular Payments'.
4. Select 'Standing Orders'.
5. Select the standing order you want to amend and then 'Edit'.
6. Follow the on-screen steps to change the payee name, payment amount, frequency and next payment date.
7. Review and confirm the details. Done. Sorted. Finished.

To amend or cancel a standing order via the app you must give two working days notice.

Ready to get started with the app?

If you're feeling confident about banking on the app then why not download it today and experience smarter banking?

See your spending and budgets

Your accounts in one place

Lock your cards

Get Cash without a card

Add loyalty cards

Know your credit score

Ever got to the end of a month and wondered where your money went? Well wonder no more. Our free expense tracker feature ‘Spending’ within the app helps you manage your money, by categorising your spend and surfacing personalised highlights. You can even set targets with our budgeting tool.

Available to customers aged 16+. Only available for Personal and Premier accounts.

View your balances and transactions on selected account types held with other participating UK banks using the Royal Bank app.

You must be registered for your other bank's online banking.

With Get Cash you could receive a unique code on our app which lets you take out cash at our branded ATMs when you don't have your card to hand.

Withdraw up to £130 every 24 hours with Get Cash, as long as it's within your daily withdrawal limit. You must have at least £10 available in your account and your card must be active.

With My Loyalty Cards you could clear out your wallet of bulky cards. Store your loyalty cards digitally using our app and scan in store.

My Loyalty Cards is available to customers aged 18+.

You can check your credit score for free in our mobile app, and your score gets updated every 30 days. A credit score gives you an idea of your credit health.

Credit score available once opted in through the app, to customers aged 18+, with a UK address and is provided by TransUnion

Ready to get started with the app?

If you're feeling confident about banking on the app then why not download it today and experience smarter banking?