relocation to UK 120k household income | Mumsnet (2024)

You are being unreasonable

77%

You are NOT being unreasonable

23%

The average London salary is £53,000 so plenty of people manage with less.

It depends what sort of life-style you expect, where exactly you need to live and whether you will need to fund all your housing from that salary.

So 106 if a two parent family with a two parent family working FT, theyd also also pay less tax than OPs partner and entitled to some child benefit.

Anyway, yes it's doable, you won't be able live in London proper though. Are
You buying or renting? Where does he need to commute to? Will you work?

Look at rightmove, houses and flats to rent.

Do you need childcare?

Plus it’s all about what sort of lifestyle is acceptable.

The average wage in the Uk is 32k per annum.

Will you be planning to work too?

It's probably worth using a calculator to work out his take home pay, as he loses most of the tax free allowance on that salary, so will lose quite a bit to tax/NI and pension contributions if he makes them.

listentotaxman.com/

London is too vast and the options too many for anyone to possibly comment based on what you've said. And just to say that £120k is so much more than a massive percentage of Londoners could ever hope to earn.

Where are you looking to live? Rent or buy? Private education or state? Do you want to be able to park a car? Do you want to be near parks/shops/shopping centre? Do you have any other income to put towards a property? Which mainline station or tube line would be good for ease of your husband getting to work? How far out would you mind being, zone 1 or zone 6?

You will need to give a lot more info OP

Renting or buying
What type of area
How many bedrooms
Type of school
What you value eg outside space or short commute
What type of lifestyle you have, its loads if you're frugal, it's not much if your son goes to private school and you go 4 long haul holidays a year
Do you work

Always on AIBU. Always 🙄

Presumably you or he has managed to cope with budgeting in your current country. It kinda works the same 🙄

£120k is a crappy point as you loose your tax allowance . Put the figures into listentothetaxman

unless you have a big deposit what you can buy will be limited

I live in zone 1 and my 1bed flat used to rent at £2k a month. No outside space but very good location. The 2 beds are £3k plus

£120k isn't a huge salary for London. Especially if it's a single salary as it's in the salary spot that takes a beating for tax as over £100k you lose the personal tax free allowance. It's approx £6k per month net.

Rents in central London are rising fast. An average 2 bed flat where I live (central /east London) is £2.5k monthly rental. And that's a communal garden, maybe a parking space, nothing fancy (but well connected for the tube). Add council tax and bills and that's half your net monthly income gone already.

So it really depends on your existing commitments and your lifestyle (and child costs!). You could be fine or it could be very tight depending on where you want to live, travel costs, food, hobbies, etc

Depends on buy or rent, whether you’re planning to enroll on private schools. We sold our 2 bed flat with a garden in zone 3 for £550k. It would be £800-1m for a house. School fees I think £15k ish. Also he’ll pay A LOT of tax. Like A LOT.

depending on where you’re coming from it may feel very tight. For context, DH and I had a joint income of £130kish, mortgage of £1100/month. We are out a couple times a month. Shopped mainly at Ocado, went on 2-3 holidays abroad a year but were quite modest within that (self catering or staying with family). We moved to an expensive west coast city in the US a couple years ago and our quality of life is much higher (as are our incomes).