Recreational Vehicle Loans
Discover what’s out there with boat, motorcycle, and RV loans that feature generous terms and competitive rates.
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Read FAQs
Recreational Vehicle Loans
Discover what’s out there with boat, motorcycle, and RV loans that feature generous terms and competitive rates.
Compare LoansRead FAQs
Motorcycle Loans
Embrace the thrill of the open road. Motorcycle loans from NCPD Federal Credit Union feature flexible financing and easy payment options to fuel your adventures on a new or pre-owned bike.
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Boat Loans
Set sail on your next adventure. Our boat loans feature competitive rates, making it easier to captain your next journey in a new or
pre-owned boat.
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RV Loans
Discover the freedom of taking your home with you, wherever you go. With a recreational vehicle loan from NCPD Federal Credit Union, live out your dreams in a new or
pre-owned RV!
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Motorcycle LoansRide smoothly with adaptable options. | Boat LoansSet sail with low rates. | RV LoansDrive confidently with flexible terms. | |
---|---|---|---|
New purchase financing | Up to $60,000 | Up to $150,000 | Up to $150,000 |
Pre-owned purchase financing | Up to $60,000 | Up to $75,000 | Up to $75,000 |
Maximum payment terms | 72 months new/60 months pre-owned | 120 months | 120 months |
Available for refinancing | |||
Fixed rates | |||
Dealership and private purchases | |||
New purchase financing | Up to $60,000 |
---|---|
Pre-owned purchase financing | Up to $60,000 |
Maximum payment terms | 72 months new/60 months pre-owned |
Available for refinancing | |
Fixed rates | |
Dealership and private purchases |
New purchase financing | Up to $150,000 |
---|---|
Pre-owned purchase financing | Up to $75,000 |
Maximum payment terms | 120 months |
Available for refinancing | |
Fixed rates | |
Dealership and private purchases |
New purchase financing | Up to $150,000 |
---|---|
Pre-owned purchase financing | Up to $75,000 |
Maximum payment terms | 120 months |
Available for refinancing | |
Fixed rates | |
Dealership and private purchases |
Calculate Your Future
Use our convenient calculators to form your financial strategy. Estimate how much you’ll have saved in the future, how much you should contribute to savings, and more.
Calculators
Calculate Your Future
Use our convenient calculators to form your financial strategy. Estimate how much you’ll have saved in the future, how much you should contribute to savings, and more.
Calculators
More to Know
Is It Really an RV?
NCPD Federal Credit Union classifies a recreational vehicle as a motorized or towable vehicle that combines transportation and temporary living quarters. RVs do
not include:
- Mobile homes
- Conversion vehicles
- Off-road vehicles
Not an RV? You may need an auto loan.
Learn About Auto Loans
We’ll Get You There
NCPD Federal Credit Union can finance 100% of the MSRP for new motorcycle purchases, up to $60,000. For pre-owned motorcycles, we can finance 90% of the price up to $50,000 or 80% of the price up to $60,000.
Current loan feeling bumpy? We can refinance dealer motorcycle loans, too!
Learn More
Travel on Your Terms
For boats and RVs, NCPD Federal Credit Union offers repayment terms up to 120 months (10 years). The combined length of the loan term and the age of the boat
or RV cannot exceed 11 years.
Calculate It
Frequently Asked Questions
MSRP stands for “Manufacturer’s Suggested Retail Price.” It’s the price a vehicle’s manufacturer recommends for a vehicle – before any discounts or promotions – that serves as a guide for negotiations between dealerships and customers.
The financing percentage refers to the portion of the vehicle’s price that NCPD Federal Credit Union
is able to finance. If you were to receive 100% financing, for instance, your loan would cover the
total cost of the purchase. If you were to receive 90% financing, you would need to provide a 10%
down payment.
Payment terms are the length of time that you’ll be repaying your vehicle loan. Longer terms tend to have smaller monthly payments that may be more affordable upfront, but you might pay more in interest over the life of the loan. Shorter payment terms might have higher monthly payments, but you typically pay less total interest.
NCPD Federal Credit Union prioritizes our members’ time and experience, so we offer several convenient ways to pay. You can enroll in Payroll Deduction, where your loan payment is automatically deducted from your paycheck, for the ultimate streamlined experience – or use Mobile Banking, Online Banking, or the Member Telephone System to make payments anytime, anywhere. You can also visit us in person at Mineola, Plainview, or a Shared Branching location to make a payment.
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a BranchContact Us
Frequently Asked Questions
MSRP stands for “Manufacturer’s Suggested Retail Price.” It’s the price a vehicle’s manufacturer recommends for a vehicle – before any discounts or promotions – that serves as a guide for negotiations between dealerships and customers.
The financing percentage refers to the portion of the vehicle’s price that NCPD Federal Credit Union
is able to finance. If you were to receive 100% financing, for instance, your loan would cover the
total cost of the purchase. If you were to receive 90% financing, you would need to provide a 10%
down payment.
Payment terms are the length of time that you’ll be repaying your vehicle loan. Longer terms tend to have smaller monthly payments that may be more affordable upfront, but you might pay more in interest over the life of the loan. Shorter payment terms might have higher monthly payments, but you typically pay less total interest.
NCPD Federal Credit Union prioritizes our members’ time and experience, so we offer several convenient ways to pay. You can enroll in Payroll Deduction, where your loan payment is automatically deducted from your paycheck, for the ultimate streamlined experience – or use Mobile Banking, Online Banking, or the Member Telephone System to make payments anytime, anywhere. You can also visit us in person at Mineola, Plainview, or a Shared Branching location to make a payment.
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a BranchContact Us
More for Your Life
Have other goals? You’ve got options.
Mobile BankingBanking ServicesShared BranchingAuto LoansPersonal LoansHELOC
Get quick cash for unexpected expenses, home renovations, debt consolidation, and more.
- Conventional or interest-only options
- No annual fees
- Borrow up to 70% of your home’s value (minus existing mortgage balance)
Unlock the equity in your home with a flexible, competitive home equity line of credit.
Learn More