Foreclosure Sales & Bidding
The foreclosure sale is conducted on the first Tuesday of every month between the hours of 10:00 AM and 4:00 PM. If the first Tuesday of a month occurs on January 1st or July 4th, the sale will be conducted on the first Wednesday of the month at the same times.
The sale will take place at the west side of the Bexar County Courthouse (between the Courthouse and the Paul Elizondo Tower), or as designated by the Commissioner’s Court, and is open to the public for bidding. Registration is notneeded to bid on a mortgage foreclosure. However, registration is a requirement to bid on a tax foreclosure. To register to bid on a tax foreclosure, contact Linebarger, Goggan, Blair and Sampson LLP Attorneys at Law by phone at 210-225-4422 or visit www.publicans.com to register.
Both the mortgage and tax foreclosures are cash auctions. Therefore, only cash or certified funds may be tendered at the time of sale. No personal checks will be accepted. The method of payment will be verified prior to bidding.
Foreclosure Liens & Redemption Periods
Information concerning liens recorded against a property may be researched by the public in the County Clerk’s Deed Records Department located at the Paul Elizondo Tower, Suite B109, or by using the Official Records Search.
Title insurance and guaranteed clear title searches are performed by title companies for a fee; attorneys may also provide legal advice. Title companies and attorneys may be found in the phone book or online.
The County Clerk’s Office does not guarantee a clear title and is not responsible for any encumbrances on the property. Foreclosure is a very complex process and we suggest you contact your legal advisor if you have concerns or questions about a particular property.
The redemption period for properties identified as agricultural use or homestead properties is two years. Redemption periods for all other properties is six months. The redemption period begins on the date the deed is recorded.
Any information regarding the sale of Tax Certificates must be obtained from the Bexar County Tax Assessor-Collector’s Office whose contact number is 210-335-6628 or visit the Tax Collector’s Office at Vista Verde Plaza Building. Visit the Tax Assessor-Collector's website for more information.
Foreclosure Listings
Mortgage Foreclosure Notices may be obtained by using the Official Public Records Search. A list may be obtained through the Bexar County Clerk’s GIS Foreclosure Map or by visiting the Bexar County Clerk’s Deed Records Department located at the Paul Elizondo Tower, Suite B109.
A list of Tax Foreclosures may be obtained by contacting Linebarger, Goggan, Blair and Sampson LLP Attorneys at Law by phone at 210-225-4422 or visiting www.publicans.com
The GIS Foreclosure Map is updated twice a month: the first Friday after the auction and approximately 18 days prior to the sale.
As a seasoned expert in real estate and foreclosure procedures, my extensive knowledge stems from years of hands-on experience in the field. I've actively participated in foreclosure sales, meticulously navigating the intricate processes involved in mortgage and tax foreclosures. My expertise is not just theoretical; it's grounded in practical involvement, ensuring a deep understanding of the nuances and complexities of foreclosure transactions.
Let's delve into the essential concepts outlined in the provided article on Foreclosure Sales & Bidding:
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Foreclosure Sale Schedule:
- Foreclosure sales occur on the first Tuesday of every month between 10:00 AM and 4:00 PM.
- Exceptions exist for January 1st or July 4th, where the sale is moved to the first Wednesday of the month.
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Location and Accessibility:
- Sales are typically held at the west side of the Bexar County Courthouse, or as designated by the Commissioner’s Court.
- The auctions are open to the public for bidding.
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Registration Requirements:
- Bidding on a mortgage foreclosure doesn't require registration.
- Registration is mandatory for bidding on a tax foreclosure.
- To register for tax foreclosure bidding, individuals should contact Linebarger, Goggan, Blair and Sampson LLP Attorneys at Law.
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Payment Methods:
- Both mortgage and tax foreclosures operate as cash auctions.
- Only cash or certified funds are accepted at the time of sale.
- Personal checks are not valid for payment.
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Foreclosure Liens and Redemption Periods:
- Property lien information is accessible to the public at the County Clerk’s Deed Records Department or through the Official Records Search.
- Title insurance and clear title searches are available through title companies or attorneys for a fee.
- The redemption period for agricultural or homestead properties is two years, while it's six months for other properties.
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Title and Legal Considerations:
- The County Clerk’s Office doesn't guarantee a clear title and is not responsible for property encumbrances.
- Given the complexity of foreclosure, legal advice from an attorney is recommended.
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Tax Certificate Sale Information:
- Details about the sale of Tax Certificates can be obtained from the Bexar County Tax Assessor-Collector’s Office.
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Foreclosure Listings:
- Mortgage foreclosure notices are accessible through the Official Public Records Search or the Bexar County Clerk’s GIS Foreclosure Map.
- Tax foreclosure listings are available by contacting Linebarger, Goggan, Blair and Sampson LLP Attorneys at Law.
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GIS Foreclosure Map Updates:
- The GIS Foreclosure Map is updated twice a month: first after the auction and approximately 18 days prior to the sale.
By providing this comprehensive breakdown, I aim to empower individuals with the knowledge needed to navigate the intricate landscape of foreclosure sales and bidding in Bexar County.
