Quicken Simplifi: Personal Finance Made Powerfully Simple | Quicken (2024)

FAQs

What are the cons of Quicken Simplifi? ›

Cons. Subscription required: Unlike some competitors, there's no free version. You'll have to pay annually to use Simplifi after the free trial period.

Quicken Simplifi doesn't force you to choose a single budgeting system. Instead, it starts with your monthly income, subtracts your bills & subscriptions, and generates a personalized Spending Plan that adjusts automatically as you spend.

Quicken Classic and Simplifi have excellent iOS and Android apps. We especially consider the information you might want when you're away from your computer: the Dashboard, budget, transactions, and investments. Simplifi has a slight edge here, providing more detail and data in those areas.

"Simplifi is a breath of fresh air in the personal finance market. It's a lot more stable and modern than Mint, and a lot more intuitive and flexible than YNAB. All I need is a place that aggregates my various financial assets and liabilities, and lets me track my transactions in one place.

Simplifi by Quicken offers only a paid version of their budgeting app. EveryDollar offers a free and premium version of their budgeting app. Simplifi encourages a more hands-off approach to budgeting. EveryDollar encourages budgeters to create custom budgets that work for their lives and their goals.

Quicken has much more functionality and can grow with you over time. It's also better than Mint if you're a small business owner or are managing rental properties. Quicken is also better than Mint for tracking investments and planning your retirement.

No. Quicken Simplifi cannot read Quicken data or vice versa, so you cannot import a Quicken data file into Quicken Simplifi.

Since its initial launch 40 years ago, Quicken has remained the #1 best-selling personal finance software on the market with the same mission: to help our customers lead healthy financial lives.

Mint will go offline March 23, 2024.

The Mint budgeting app officially shut down on March 23, 2024, and users can no longer access their data on the app. Intuit®, which owns Mint and other personal finance platforms like QuickBooks® and TurboTax®, suggested users migrate to Credit Karma, which it also owns.

Quicken by Simplifi presents a flexible, personalized budgeting approach, adapting to monthly spending habits for a straightforward experience. Mint utilized traditional budgeting tools, requiring more time for setup and maintenance but providing detailed spending limits and custom budget categories.

What are the downsides of using Mint? ›

YNAB Money Management Tool

One of the biggest Mint competitors is You Need a Budget, or YNAB. It can get very specific in your expense tracking and categorization. Most folks love it because of that, as well as its zero-based budgeting method.

You can continue to use Quicken (see the Data Access Guarantee), but you will need to renew your subscription to restore access to online services and clear the expiration banners. You can click Renew or Update Now to renew your Quicken Subscription and clear the expiration banners.

Your financial data is stored on Quicken-hosted servers. This provides a more complete history of your financial transactions than is typical for data stored on bank's servers. Our aggregation partner uses state-of-the-art security measures to protect your login credentials and your financial data.

Quicken Simplifi uses secure socket layer technology and 256-bit encryption to transmit users' financial data from bank servers.