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This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA. Member of SIPC. Securities in your account protected up to $500,000. For details, please see https://www.sipc.org.
Important Disclosures: Investing involves risk, including loss of principal. Past performance does not guarantee or indicate future results. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns pricing before investing. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. It is not possible to invest directly in an index. Any hypothetical performance shown is for illustrative purposes only. Such results do not represent actual results and do not take into consideration economic or market factors which can impact performance. Actual clients may achieve investment results materially different from the results portrayed. Round-Ups® investments are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investments, you could incur overdraft fees with your financial institution. Only purchases made with a funding source linked to your Acorns account with the feature active are eligible for the Round- Ups® feature. Please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circ*mstances or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website. Actual Acorns Earn rewards investments are made by Acorns Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. Acorns Subscription Fees are assessed based on the tier of services in which you are enrolled. Acorns does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs. Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. Third Party Quotes shown may not be representative of the experience of Acorns customers and do not represent a guarantee of future performance or success. Please click on each testimonial to review the context from which this quote was taken. Acorns, Round-Ups, Real-Time Round-Ups, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsem*nt by them. Acorns reserves the right to restrict or revoke any and all offers at any time.
Acorns does not provide access to invest directly in Bitcoin. No level of diversification or asset allocation can ensure profits or guarantee against losses. Bitcoin exposure is provided through an ETF which invests in Bitcoin futures. They are considered high-risk investments given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment.
Compounding, generally, is the growth of principal investments due to the reinvestment of dividends without withdrawing funds from the account. Acorns investment accounts do not pay interest, so the impact of compounding may be limited. It is not an investing strategy and does not assure positive performance nor does it protect against losses. It does not take into account market volatility and fluctuations that will impact the value of any investment account.
The ETFs comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read the prospectus carefully before you invest.
Acorns also offers an Acorns Checking deposit account. Acorns Checking accounts are FDIC insured up to $250,000. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC for Acorns Checking account holders. "Save and Invest" claim refers to a client's ability to utilize the Acorns Checking Real-Time Round-up feature to invest small amounts of money from purchases made using an Acorns Checking account, and seamlessly investing those small amounts using an Acorns Investment account. Requires both an active Acorns Checking account and an Acorns Investment account in good standing. Real-Time Round-Ups® are accrued instantly for investment during the next trading window.
For additional important risks, disclosures and information, please visit https://www.acorns.com/terms/
I'm a seasoned financial expert with a deep understanding of investment strategies and financial products. Over the years, I have closely followed the developments in the financial industry, including platforms like Acorns. My expertise extends to various aspects of investment, risk management, and market trends.
Now, let's delve into the concepts mentioned in the provided article related to Acorns:
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Acorns Advisers, LLC: The article mentions that the website is operated by Acorns Advisers, LLC, which is an SEC Registered Investment Advisor. This indicates that Acorns operates within the regulatory framework set by the U.S. Securities and Exchange Commission (SEC), providing investment advisory services.
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Acorns Securities, LLC: Brokerage services are provided by Acorns Securities, LLC, an SEC registered broker-dealer and member of FINRA. This emphasizes that Acorns not only offers investment advice but also facilitates the execution of trades through its brokerage arm.
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SIPC Protection: Securities in the Acorns account are protected up to $500,000 by the Securities Investor Protection Corporation (SIPC). This is a crucial aspect for investors, assuring a level of protection against the insolvency of brokerage firms.
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Investing Risks: The article highlights the inherent risks associated with investing, stating that past performance does not guarantee future results. It advises investors to consider their investment objectives, risk tolerance, and Acorns pricing before making investment decisions.
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Diversification and Asset Allocation: The article mentions that diversification and asset allocation do not guarantee profits and don't eliminate the risk of loss of principal. This emphasizes the importance of a well-balanced investment portfolio.
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Round-Ups® Feature: Acorns offers a Round-Ups® feature where small amounts from purchases made with a linked funding source are transferred to the Acorns Invest account and invested in a portfolio of selected ETFs.
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Acorns Earn Rewards: Actual Acorns Earn rewards investments are made into the Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. This indicates a collaborative approach to providing additional benefits to users.
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Acorns Subscription Fees: The fees for Acorns Subscription are assessed based on the tier of services in which users are enrolled. The article specifies that Acorns does not charge transactional fees, commissions, or fees based on assets for accounts under $1 million.
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Bitcoin Exposure: Acorns provides exposure to Bitcoin through an ETF that invests in Bitcoin futures. The article cautions that Bitcoin investments are considered high-risk due to their speculative and volatile nature.
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Compounding: The article explains compounding as the growth of principal investments due to the reinvestment of dividends without withdrawing funds from the account. It clarifies that Acorns investment accounts do not pay interest, impacting the impact of compounding.
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ETF Fees: The ETFs comprising Acorns portfolios charge fees and expenses that can reduce a client's return. Investors are advised to carefully consider the investment objectives, risks, charges, and expenses of the funds before investing.
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Acorns Checking Account: Acorns offers an FDIC-insured Checking account, indicating a broader range of financial services. The article specifies that Acorns Visa™ debit cards are issued by partner banks.
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Real-Time Round-Ups®: The "Save and Invest" claim refers to the ability to use the Acorns Checking Real-Time Round-up feature to invest small amounts from purchases made using an Acorns Checking account seamlessly.
For additional details, risks, and disclosures, users are directed to the .