PIA definition PIA formula bend points For 2024 these portions are the first $1,174, the amount between $1,174 and $7,078, and the amount over $7,078. These dollar amounts are the "bend points" of the 2024 PIA formula. A table shows bend points, for years beginning with 1979, for both the PIA and maximum family benefit formulas.
For an individual who first becomes eligible for old-age insurance benefits or disability insurance benefits in 2024, or who dies in 2024 before becoming eligible for benefits, his/her PIA will be the sum of:
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Primary Insurance Amount (2024)
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