Prescription Medications - What to Do When You Don't Have Insurance - Rockin Mama™ (2024)

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As someone who worked in the medical field for years, I never imagined that health insurance was something I would have to concern myself with. I was always mindful of the importance of a quality health insurance plan, and having worked in hospitals during much of my career, I took for granted the flexibility I had with my employer-subsidized PPO. When I decided to pursue my small business venture full-time, I realized that I alone would be responsible for securing medical, dental and vision insurance, and that task was daunting.

How to Save Money on Prescription Medications with ScriptSave WellRx

There is a substantial benefit to securing insurance through an employer, and the reality is that an individual insurance plan tends to be more expensive when considering thehigher deductibles and overall coverage. With the cost of health care rising, I am always looking for ways to save on one of my highest monthly expenses. Ifyou have insurance through an employer, have secured your own individual insurance plan, or are currently without insurance, you will love the healthcare savings afforded by ScriptSave WellRx.

What is ScriptSave WellRx?

ScriptSave WellRx is a free service that allows you to find the best price on prescription medications. Copays for prescription medications can vary, and in some instances may still be cost prohibitive. ScriptSave WellRx allows you to price-shop, comparing the cost of your family’s medications across local pharmacies without ever picking up the phone. I shop around for nearly everything I purchase, but the reality is that this can be time-consuming. ScriptSave WellRx allows you to shop local pharmacies for the best price on your prescription medications in seconds.

How do I Use ScriptSave WellRx?

You can sign up for a free ScriptSave WellRx card online or via their mobile app with your email address. There is no membership fee, and you will not be asked for any payment information (i.e. credit cards). Simply search for your desired medication by zip code, and you’ll receive current pricing for local pharmacies instantly.

My son and I take allergy medication, and I assumed that with my current insurance, we were getting the lowest price. The reality is that I have been paying $7 more for each of us. With ScriptSave WellRx, we are now saving, on average, $14 per month ($168/year).

When you use the service, you can be confident that you will not pay more than you would have without ScriptSave WellRx. It is possible, that with some medications, you are already receiving the best price. For our family, the seconds it takes to look up our prescription medications gives me assurance that I am getting the lowest price available.

One particular feature to note is the price-drop Alerts. I signed up to receive email alerts on the medications we take regularly, so that if a medication falls in price at a nearby pharmacy, I will be notified. You can customize the parameters for how and when you are notified once a medication drops in price. And while I personally find it easier to use the ScriptSave WellRx app, you do not have to download their app in order to compare prices on prescription medications or receive price-drop alerts.

What if I Don’t Have Insurance?

ScriptSave WellRx is free to use for everyone, irrespective of insurance. If you have insurance, you can determine if you are overpaying in deductibles/copays with a simple search for your prescribed medications. You can also search for medications that are not covered by your insurance plan. If you do not have health insurance, simply use your free ScriptSave WellRx card for brand name or generic prescription medications that you pay out-of-pocket for.

Take My Meds Reminders

Some people are really good at remembering to take their medications. I am not always one of those people. Despite the fact that I have been on the same medication for years, there are days that are so busy, I find that come evening, I have skipped a dose. And the more medications a person has been prescribed, the easier it is to skip a dose (or worse, double up on a dose).

ScriptSave WellRx’s latest feature, built into the app, includes prescription reminders and alerts to ensure you are taking meds on time. You can also set up alerts for refills, so that you never miss a dose.

Perhaps one of the best features includes alerts that notify you of potentially dangerous medication interactions. Both the reminders and the alerts are available to everyone who uses ScriptSave WellRx.

Personalized Wellness and Grocery Guidance

ScriptSave WellRx recently introduced their Personalized Wellness & Grocery Guidance. Available via their mobile app, this latest tool helps you tailor your grocery shopping to your health and wellness goals.

Once you have set up your health profile, you can use the built-in barcode scanner and text-based search tool to review the foods you are shopping for at the grocery store, or those already in your refrigerator/pantry. This tool is the equivalent of shopping with a virtual nutritionist, and can be particularly valuable for those who adhere to special diets (i.e. vegetarian, gluten-free), or are endeavoring to achieve wellness via specific diets. You can learn more about ScriptSave WellRx’s new personalized wellness and grocery guidance here.

How to Sign Up for ScriptSave WellRx

To sign up for ScriptSave WellRx, visit their website or download their free mobile app. Be sure to use the code “rockinmama” when you sign up!

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