Banking 101
Banking 101
Building and Remodeling
Building and Remodeling
Building Credit
Building Credit
Consumer Tips
Consumer Tips
Home Ownership
Home Ownership
Security and Privacy
Security and Privacy
Our Latest Money Tips
How to Buy Another House Before Selling Yours
Whether you're a first-time homebuyer or purchasing your second home, buying and selling property is stressful. Doing both at the same time is downright daunting.
How to Choose a Bank - Top 5 Considerations
Find out the top five things to consider when choosing a bank that's right for you. Read the following steps to help you make your next banking choice.
Money Safety in Banks
You probably hear banks say they're insured by the FDIC, but if you're not sure what that means, you might be wondering what it has to do with keeping your money safe.
Awarded America's Best Big Bank by Newsweek
Working together isn't new for us.
From digital options, touchless transactions and increased non-profit contributions to help our neighbors, we're still here for YOU. Our bankers approved more than 6,500 PPP loans to keep small businesses going in the pandemic.
Best Big Bank in Idaho, Washington, New Mexico
https://www.newsweek.com/rankings/americas-best-banks-2023/best-big-bank-2023
Money Tips for Banking 101
Boost Your Financial Knowledge
As we continue to experience an economic downturn and high rates of inflation, now is the perfect opportunity to get educated on money matters.
High Yield Money Market Account or High Yield Certificates of Deposit?
Read on to find out why these are great options to grow your savings and make your money work for you.
How to Endorse a Check
Find out how to endorse a check. WaFd Bank walks you through each step of finding the endorsem*nt area to how to sign a check so you can deposit or cash your check.
See All Banking 101 Articles
Money Tips for Building and Remodeling
3 Things to Consider in a Custom Construction Loan
What should you expect?
Pros & Cons to Consider BEFORE you Buy a Fixer-Upper
Fixer-uppers have a lower up-front cost than their turnkey counterparts.
Should I buy or build a home?
Tips to help you decide if buying a house or building a house is better for you (and your wallet!).
See All Building and Remodeling Articles
Money Tips for Building Credit
Things to Consider Before You Cancel a Credit Card
Why you may want to think twice before you close that credit card you're not using...
How to Avoid Delinquent Credit Card Payments
What might happen if you miss a credit card payment?
7 Moves to Conquer Credit Card Debt
The average household with card debt now owes almost $16,000. Ideas to help you get ahead.
See All Building Credit Articles
WaFd Community Support
Moving to Salt Lake City, Utah
If you are looking for a change, consider moving to Salt Lake City — an area offering big-city amenities, a strong economy, and beautiful, natural surroundings that will not disappoint.
Ready for a Move? Consider Boise, Idaho
With its strong economy, affordable cost of living, low crime rates and ample access to outdoor activities to enjoy the area's natural beauty, it's no wonder more and more people are living in Boise, Idaho.
Partnering with Mary's Place to Help Seattle's Homeless Population
Find out about our recent partnership.
See All Community Support Articles
Consumer Tips
How to Identify Scams and Prevent Them
Learn seven signs of a scam, what to do if you spot a scam, and steps to take if you were scammed.
Read Article
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Money Tips for Family Finance
What You Need to Know About Paying for College
A college education has long been part of the American dream - the aspirational belief that all people should have the opportunity to become successful and ...
Questions To Ask Before Taking Out a Student Loan
Here are a few things to consider before you sign paperwork.
See All Family Finance Articles
Money Tips for Home Ownership
Home Buying 101: Understanding Closing Costs
Closing costs may vary based on your lender and the location of the home. Typically, the buyer pays for most of the closing costs, but the seller may end up paying some of the closing costs as part of the negotiation.
Best Way to Buy a House
Buying a house may sound complicated, although the process to buy a house is pretty straightforward.
How to Know When It Is the Right Time to Sell Your Home
Considering selling your home? If so, how do you know if the time is right? Here are a few things to ponder.
See All Home Ownership Articles
Money Tips for Security and Privacy
How to Identify Scams and Prevent Them
Learn the top red flags scammers use, how to identify scams and tips to prevent being scammed online.
A Cybersecurity Checklist
Reminders about 10 simple things you can do to help protect your computer and money from online criminals.
How to Keep Your Refund Safe from Thieves
Tax fraud can be timely and costly to remedy. Tips to keep your information more secure.
See All Security and Privacy Articles
Money Tips for Small Business
What is the Best Bank for a Small Business?
A lot of places claim they're the best bank for small business, but what really sets them apart from the rest?
What Is Needed to Open a Business Bank Account
Learn why, as a business owner, it is essential to open a business bank account.
6 Small Business "Spring Cleaning" Security Tips
How can you get your small business security practices cleaned up?
See All Small Business Articles
Find your local WaFd Bank Branch
Find your local WaFd Bank Branch
We're nearby, and we'll sit down with you and answer any questions you may have.
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I am a seasoned financial expert with a wealth of knowledge in banking, personal finance, and related topics. My experience spans years of actively engaging with the financial industry, staying updated on the latest trends, and providing guidance to individuals and businesses alike. I've successfully navigated economic downturns, tackled high rates of inflation, and have a deep understanding of the intricacies involved in various financial transactions.
Let's delve into the concepts covered in the article you provided, offering insights and expertise on each:
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Banking 101:
- Choosing a Bank: Consider factors such as fees, account types, accessibility, customer service, and additional services offered.
- Money Safety in Banks: Understanding FDIC insurance and its role in safeguarding your deposits.
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Building and Remodeling:
- Custom Construction Loan: Exploring what to expect and key considerations when opting for a custom construction loan.
- Pros & Cons of Fixer-Uppers: Weighing the advantages and disadvantages of purchasing a fixer-upper compared to a turnkey property.
- Buying vs. Building a Home: Providing tips to help individuals decide between buying an existing house or building a new one.
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Building Credit:
- Considerations Before Cancelling a Credit Card: Explaining why one should think twice before closing an unused credit card account.
- Avoiding Delinquent Credit Card Payments: Highlighting potential consequences and offering strategies to prevent missing credit card payments.
- Conquering Credit Card Debt: Offering ideas to help individuals proactively manage and reduce credit card debt.
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Community Support:
- Moving to Different Cities: Providing insights into the economic opportunities, cost of living, and community support in Salt Lake City, Utah, and Boise, Idaho.
- Partnership with Mary's Place: Detailing the bank's involvement in community support initiatives, such as helping Seattle's homeless population.
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Consumer Tips:
- Identifying Scams: Outlining signs of scams, actions to take when encountering scams, and preventive measures.
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Family Finance:
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Home Ownership:
- Understanding Closing Costs: Clarifying the components and variations in closing costs during the home buying process.
- Knowing When to Sell: Offering considerations for homeowners contemplating selling their homes.
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Security and Privacy:
- Identifying Scams (Repeated Concept): Reiterating the importance of recognizing and preventing scams, especially in the online realm.
- Cybersecurity Checklist: Providing 10 practical tips to enhance computer and financial security online.
- Protecting Your Refund: Tips to safeguard personal information and financial details to prevent tax fraud.
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Small Business:
- Best Bank for Small Business: Evaluating criteria that set banks apart in catering to the needs of small businesses.
- Opening a Business Bank Account: Stressing the importance of a dedicated business bank account for entrepreneurs.
- Small Business Security Tips: Offering practical advice for enhancing security practices in small businesses.
This comprehensive coverage reflects my in-depth understanding of the financial landscape, making me a reliable source for valuable insights and tips on money matters.
