Percent people with debit cards by country, around the world | TheGlobalEconomy.com (2024)

* indicates monthly or quarterly data series


Percent of people aged 15+ who have a debit card, 2021:

The average for 2021 based on 121 countries was 51.23 percent. The highest value was in Denmark: 99.02 percent and the lowest value was in Sierra Leone: 1.43 percent. The indicator is available from 2011 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: The World Bank

Select indicator

* indicates monthly or quarterly data series

CountriesPercent people with debit cards, 2021Global rankAvailable data
Denmark99.0212011 - 2021
Netherlands98.3122011 - 2021
Sweden98.1732011 - 2021
Norway97.7642014 - 2021
Finland97.4252011 - 2021
Estonia96.7362011 - 2021
Slovenia96.6472011 - 2021
New Zealand96.4182011 - 2021
Belgium96.1892011 - 2021
Canada96.17102011 - 2021
Australia95.94112011 - 2021
Austria95.54122011 - 2021
UK95.46132011 - 2021
Iceland94.14142021 - 2021
Germany94.01152011 - 2021
Singapore93.5162011 - 2021
Ireland93.48172011 - 2021
Slovakia89.16182011 - 2021
Malta89.13192011 - 2021
Czechia89.05202011 - 2021
Latvia88.53212011 - 2021
Japan88.33222011 - 2021
Hong Kong88.06232011 - 2021
Mongolia87.21242011 - 2021
France86.34252011 - 2021
Portugal85.49262011 - 2021
Switzerland85.37272014 - 2021
South Korea84.01282011 - 2021
Poland83.93292011 - 2021
Spain83.28302011 - 2021
Malaysia83.25312011 - 2021
Greece82.98322011 - 2021
USA82.8332011 - 2021
Iran82.53342011 - 2021
Italy82.26352011 - 2021
Cyprus81.82362011 - 2021
Taiwan81.45372011 - 2021
Mauritius80.52382011 - 2021
Hungary79.02392011 - 2021
Chile78.8402011 - 2021
China75.76412011 - 2021
Venezuela75.58422011 - 2021
Lithuania74.42432011 - 2021
Saudi Arabia71.9442011 - 2021
Bulgaria71.29452011 - 2021
Ukraine69.58462011 - 2021
UA Emirates68.84472011 - 2021
Croatia67.53482011 - 2021
Uruguay66.28492011 - 2021
Brazil65.95502011 - 2021
Russia65.3512011 - 2021
Thailand63.2522011 - 2021
Serbia61.5532011 - 2021
Bosnia & Herz.61.44542011 - 2021
Kazakhstan59.98552011 - 2021
South Africa58.87562011 - 2021
Turkey58.87572011 - 2021
Argentina54.89582011 - 2021
Romania52.65592011 - 2021
North Macedonia52.63602011 - 2021
Sri Lanka52.61612011 - 2021
Costa Rica52.58622011 - 2021
Jamaica46.7632011 - 2021
Namibia46.63642014 - 2021
Moldova46.09652011 - 2021
Bolivia44.21662011 - 2021
Georgia42.28672011 - 2021
Ecuador38.27682011 - 2021
Uzbekistan36.26692011 - 2021
Peru35.66702011 - 2021
Nigeria35.33712011 - 2021
Indonesia35.1722011 - 2021
Jordan32.43732011 - 2021
Morocco31.72742017 - 2021
Panama31.53752011 - 2021
Israel30.6762011 - 2021
Philippines29.82772011 - 2021
Domin. Rep.29.32782011 - 2021
Colombia28.94792011 - 2021
Kyrgyzstan28.04802011 - 2021
India27.07812011 - 2021
Albania26.98822011 - 2021
Burma25.85832014 - 2021
Laos23.45842011 - 2021
Algeria22.87852011 - 2021
Kenya22.42862011 - 2021
Egypt22.09872011 - 2021
Palestine21.35882011 - 2021
Tunisia20.45892014 - 2021
Armenia19.42902011 - 2021
Uganda17.98912011 - 2021
Mozambique17.95922017 - 2021
Zimbabwe17.71932011 - 2021
Ghana17.39942011 - 2021
Lebanon15.92952011 - 2021
Paraguay15.55962011 - 2021
Tajikistan15.4972011 - 2021
Cambodia14.68982011 - 2021
El Salvador14992011 - 2021
Nepal13.811002011 - 2021
Gabon13.791012011 - 2021
Honduras13.531022011 - 2021
Mali13.441032011 - 2021
Tanzania13.11042011 - 2021
Nicaragua11.921052011 - 2021
Senegal11.61062011 - 2021
Zambia10.131072011 - 2021
Iraq9.761082011 - 2021
Burkina Faso8.861092011 - 2021
R. of Congo8.581102011 - 2021
Ivory Coast7.91112014 - 2021
Malawi7.881122011 - 2021
Pakistan7.741132011 - 2021
Liberia7.641142011 - 2021
Cameroon7.351152011 - 2021
Togo71162011 - 2021
Benin5.411172011 - 2021
Bangladesh4.861182011 - 2021
Guinea3.691192011 - 2021
Afghanistan2.61202011 - 2021
Sierra Leone1.431212011 - 2021

Definition: The percentage of respondents with a debit card (% age 15+). Data are from the World Bank Global Financial Inclusion survey.

10. Canada

13. UK

19. Malta

21. Latvia

22. Japan

25. France

29. Poland

30. Spain

32. Greece

33. USA

34. Iran

35. Italy

36. Cyprus

37. Taiwan

40. Chile

41. China

50. Brazil

51. Russia

53. Serbia

57. Turkey

70. Peru

73. Jordan

75. Panama

76. Israel

81. India

83. Burma

84. Laos

86. Kenya

87. Egypt

91. Uganda

94. Ghana

100. Nepal

101. Gabon

103. Mali

106. Senegal

107. Zambia

108. Iraq

112. Malawi

114. Liberia

116. Togo

117. Benin

99.02

98.31

98.17

97.76

97.42

96.73

96.64

96.41

96.18

96.17

95.94

95.54

95.46

94.14

94.01

93.50

93.48

89.16

89.13

89.05

88.53

88.33

88.06

87.21

86.34

85.49

85.37

84.01

83.93

83.28

83.25

82.98

82.80

82.53

82.26

81.82

81.45

80.52

79.02

78.80

75.76

75.58

74.42

71.90

71.29

69.58

68.84

67.53

66.28

65.95

65.30

63.20

61.50

61.44

59.98

58.87

58.87

54.89

52.65

52.63

52.61

52.58

46.70

46.63

46.09

44.21

42.28

38.27

36.26

35.66

35.33

35.10

32.43

31.72

31.53

30.60

29.82

29.32

28.94

28.04

27.07

26.98

25.85

23.45

22.87

22.42

22.09

21.35

20.45

19.42

17.98

17.95

17.71

17.39

15.92

15.55

15.40

14.68

14.00

13.81

13.79

13.53

13.44

13.10

11.92

11.60

10.13

9.76

8.86

8.58

7.90

7.88

7.74

7.64

7.35

7.00

5.41

4.86

3.69

2.60

1.43

24.8

49.5

74.3

99.02

Percent people with debit cards by country, around the world | TheGlobalEconomy.com (2024)

FAQs

What percent of people use debit cards? ›

According to a three-year survey, more than eight out of 10 respondents from the United States owned a debit card in 2021 although only 70 percent actually used one. The difference between ownership and usage was roughly 13 percentage points in 2021, a slight decrease from a difference of 13 percentage points in 2017.

Which country uses debit cards the most? ›

According to a recent analysis of debit card penetration by country, Denmark has the highest penetration rate, with 99%. This is defined as the percentage of people aged 15 and above who own at least one debit card. Credit card usage in Denmark is comparatively lower, with a penetration rate of 58.5%.

How many debit cards are there in the world? ›

By the first quarter of 2023, there were about 921 million Visa debit cards in circulation in the United States and over 2.9 billion cards worldwide.

What is the most popular debit card in the world? ›

Visa Debit Card

Visa is one of the largest and most widely accepted payment networks in the world, with over 2.5 billion cards in circulation. Visa Debit Card is a popular choice for many consumers due to its convenience and global acceptance.

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