Diversify your portfolio and earn passive income with investments starting at $10,000
Discover the Power of Passive Income
Passive income is money you earn without actively working for it. Think of it as your money making more money on its own. For investors passive income is one of the main ways to grow wealth without extra effort. It's like having an extra paycheck that helps you reach financial goals faster.
Investment Ideas to Generate Passive Income
Explore several ideas that can help generate passive income and grow your portfolio.
High-Yield Savings Account: Not glamorous, but it's low-risk. Your money grows slowly but surely.
Royalties: If you're creative, license your work. Every time someone uses it, you get paid.
Dividend Stocks: Invest in companies that pay dividends. You'll get a regular income stream and potential stock price appreciation.
Peer-to-Peer Lending: Lend money to individuals or small businesses online. You earn interest over time.
Alternative Investments: Think Yieldstreet, which offers asset-backed loans, art, and even litigation finance. These are less correlated with traditional markets, offering diversification.
How to generate passive income with Yieldstreet
Wealth professionals recommend allocating 15-20% of your portfolio to alternative investments. Here is why:
Typically low stock market correlation
Access a range of unique asset classes and mitigate the risk associated with stock market volatility.
Short durations and low minimums
Durations range from 6 months to 5 years. Investments start as low as $10,000.
Backed by collateral
Investments are backed by assets that help protect your principal.
Where can you get started?
Invest in high-value art pieces or rare collectibles. As their value appreciates, so does your investment. This is an original, yet very lucrative investment asset type.
Growth REITs
REITs offer a way to invest in real estate without owning property. They pay Cardidends from rental income and property sales, providing a regular income stream.
Structured Notes
Invest in structured notes to potentially earn higher returns than traditional fixed-income securities.They are a versatile choice for generating passive income.
View our offerings
Your frequently asked questions, answered.
Is investing considered passive income?
Yes, investing can be a source of passive income. You invest money once or multiple times, and earn returns over time. Stocks, bonds, alternatives can all generate income without active work. Learn more about active and passive income.
Is passive income taxed?
Yes, passive income is taxable. Generally speaking, taxation of passive income is categorized under capital gains taxes. These taxes vary based on the asset's holding period and income earned. Short-term gains, from assets held less than a year, are taxed at your marginal income tax rate. Long-term gains, from assets held over a year, have a tax rate ranging from 0% to 20%, depending on your income and filing status. If in doubt, always consult a tax advisor for specifics.
Which passive income is best?
There's no one-size-fits-all answer. Stocks offer potential growth but come with risk. Real estate provides stable income but needs a big initial investment. Alternative investments offer a large range of investing opportunities, too. Diversifying across types can be a smart move.
What investments make passive income?
Stocks, bonds, real estate, mutual funds, ETFs, alternatives can all generate passive income. Each has its own risk and return profile. Your choice should align with your financial goals and risk tolerance.
Can alternative investments be a good source of passive income?
Think outside the box with options that Yieldstreet can offer. With alternative investments from Yieldstreet, you diversify your portfolio beyond the traditional 60% stocks and 40% bonds. In this way you can reduce sensitivity of your portfolio to market volatility. Yieldstreet provides access to a range of alternative assets like real estate, private equity, and digital assets. These are usually less correlated with public markets, offering a cushion against short-term swings. Plus, Yieldstreet makes these high-return, higher-risk assets accessible without the steep entry costs usually reserved for wealthy investors. This opens up new avenues for earning passive income while managing risk.
Can Yieldstreet help generate passive income?
Yieldstreet has been in business since 2015 and has a community of 450,000+ members who look to alternative investments as a way to diversify their investment portfolios outside of the stock market.
To date, Yieldstreet has returned over $2.4B in principal and interest payments to our investors.
Yieldstreet has been featured in the Wall Street Journal, Bloomberg, Hedgeweek, and Cheddar, just to name a few, and in 2019, the Inc. 5000 ranked Yieldstreet as the #1 Fastest Growing "Financial Services" company in the United States (#14 overall).
How does investing with Yieldstreet work?
Yieldstreet is an alternative investment platform that connects you to income-generating investments that traditionally have been reserved for institutions and the ultra-wealthy.
These alternative investment opportunities are typically backed by collateral, and span across various asset classes such as art finance, real estate, commercial finance, legal finance, and more. These asset classes have been known to generate returns for decades, but have typically been closed off to retail investors. Start investing today
How often do I get paid?
Our offerings typically have predefined payment schedules, (i.e. monthly or quarterly payments), while other investments will distribute interest and principal based on the occurrence of certain events, such as a case settlement event within a legal finance investment.
The anticipated payment schedule is always outlined on the offering page of the investment offering documentation as well as the Series Note Supplement or Investment Memorandum.
What sort of returns can I expect?
Historically, Yieldstreet has achieved a 9.6% net annualized return (IRR).
Target returns vary depending on the specific investment opportunity. You can see all of the details of our current and past investments here.
Simulator
Ready to kickstart your journey to passive income? Dive into our portfolio simulator and sample offerings to see how Yieldstreet can help elevate your investing game.
Our history
$3.9B
Amount invested on our platform
8.2%
6
Net annualized return (IRR)
$2.4B
Principal and interest returned
Featured in
We believe our 10 alternative asset classes, track record across 470+ investments, third party reviews, and history of innovation makes Yieldstreet “The leading platform for private market investing,” as compared to other private market investment platforms.
1 Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.
2 Represents an net annualized return, using an internal rate of return (IRR) methodology, with respect to the matured investments shown in your Portfolio experience, utilizing the effective dates and amounts of subscriptions and distributions to and from the investments, net of management fees and all other expenses charged to the investments.[read more]
3 "Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. “Term" represents the estimated term of the investment; the term of the fund is generally at the discretion of the fund’s manager, and may exceed the estimated term by a significant amount of time. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Yieldstreet of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.
4 Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.
5 Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.
6 The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments, excluding our Short Term Notes program, weighted by the investment size of each individual investment, made by private investment vehicles managed by YieldStreet Management, LLC from July 1, 2015 through and including July 18th, 2022, after deduction of management fees and all other expenses charged to investments.
7 Investors should carefully consider the investment objectives, risks, charges and expenses of the Yieldstreet Alternative Income Fund before investing. The prospectus for the Yieldstreet Alternative Income Fund contains this and other information about the Fund and can be obtained by emailing [emailprotected] or by referring to www.yieldstreetalternativeincomefund.com. The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Yieldstreet or any other party.
8 This tool is for informational purposes only. You should not construe any information provided here as investment advice or a recommendation, endorsem*nt or solicitation to buy any securities offered on Yieldstreet. Yieldstreet is not a fiduciary by virtue of any person's use of or access to this tool. The information provided here is of a general nature and does not address the circ*mstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of this information before making any decisions based on such information.
9 Statistics as of the most recent month end.
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Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Yieldstreet believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.
Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Yieldstreet or any other party, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.
Investments in private placements are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest. Additionally, investors may receive illiquid and/or restricted securities that may be subject to holding period requirements and/or liquidity concerns. Investments in private placements are highly illiquid and those investors who cannot hold an investment for the long term (at least 5-7 years) should not invest.
Alternative investments should only be part of your overall investment portfolio. Further, the alternative investment portion of your portfolio should include a balanced portfolio of different alternative investments.
Articles or information from third-party media outside of this domain may discuss Yieldstreet or relate to information contained herein, but Yieldstreet does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsem*nt by Yieldstreet of the linked or reproduced content.
Investing in securities (the "Securities") listed on Yieldstreet™ pose risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. Such Securities are only suitable for accredited investors who understand and are willing and able to accept the high risks associated with private investments.
Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials. Yieldstreet™ is not registered as a broker-dealer. Yieldstreet™ does not make any representation or warranty to any prospective investor regarding the legality of an investment in any Yieldstreet Securities.
YieldStreet Inc. is the direct owner of Yieldstreet Management, LLC, which is an SEC-registered investment adviser that manages the Yieldstreet funds and provides investment advice to the Yieldstreet funds, and in certain cases, to retail investors. RealCadre LLC is also indirectly owned by Yieldstreet Inc. RealCadre LLC is a broker-dealer registered with the Securities and Exchange Commission (“SEC”) and a member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Information on all FINRA registered broker-dealers can be found on FINRA’s BrokerCheck. Despite its affiliation with Yieldstreet Management, LLC, RealCadre LLC has no role in the investment advisory services received by YieldStreet clients or the management or distribution of the Yieldstreet funds or other securities offered on our through Yieldstreet and its personnel. RealCadre LLC does not solicit, sell, recommend, or place interests in the Yieldstreet funds.
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Investment advisory services are only provided to clients of YieldStreet Management, LLC, an investment advisor registered with the Securities and Exchange Commission, pursuant to a written advisory agreement.
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