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PARTICIPATION IS POWER™
This information is educational, and is not an offer to sell or a solicitation of an offer to buy any security. This information is not a recommendation to buy, hold, or sell an investment or financial product, or take any action. This information is neither individualized nor a research report, and must not serve as the basis for any investment decision. All investments involve risk, including the possible loss of capital. Past performance does not guarantee future results or returns. Before making decisions with legal, tax, or accounting effects, you should consult appropriate professionals. Information is from sources deemed reliable on the date of publication, but Robinhood does not guarantee its accuracy.
Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.
Commission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. listed securities and certain OTC securities electronically. Keep in mind, other fees such as trading (non-commission) fees, Gold subscription fees, wire transfer fees, and paper statement fees may apply to your brokerage account. Check out Robinhood Financial’s Fee Schedule for details.
Brokerage services are offered through Robinhood Financial LLC, (RHF) a registered broker dealer (member SIPC) and clearing services through Robinhood Securities, LLC, (RHS) a registered broker dealer (member SIPC). Cryptocurrency services are offered through Robinhood Crypto, LLC (RHC) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. The Robinhood spending account is offered through Robinhood Money, LLC (RHY) (NMLS ID: 1990968), a licensed money transmitter. A list of our licenses has more information. The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. RHF, RHY, RHC and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC and RHS are not banks. Products offered by RHF are not FDIC insured and involve risk, including possible loss of principal. RHC is not a member of FINRA and accounts are not FDIC insured or protected by SIPC. RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).
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© 2023 Robinhood. All rights reserved.
This information is educational, and is not an offer to sell or a solicitation of an offer to buy any security. This information is not a recommendation to buy, hold, or sell an investment or financial product, or take any action. This information is neither individualized nor a research report, and must not serve as the basis for any investment decision. All investments involve risk, including the possible loss of capital. Past performance does not guarantee future results or returns. Before making decisions with legal, tax, or accounting effects, you should consult appropriate professionals. Information is from sources deemed reliable on the date of publication, but Robinhood does not guarantee its accuracy.
Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.
Commission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. listed securities and certain OTC securities electronically. Keep in mind, other fees such as trading (non-commission) fees, Gold subscription fees, wire transfer fees, and paper statement fees may apply to your brokerage account. Check out Robinhood Financial’s Fee Schedule for details.
Brokerage services are offered through Robinhood Financial LLC, (RHF) a registered broker dealer (member SIPC) and clearing services through Robinhood Securities, LLC, (RHS) a registered broker dealer (member SIPC). Cryptocurrency services are offered through Robinhood Crypto, LLC (RHC) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. The Robinhood spending account is offered through Robinhood Money, LLC (RHY) (NMLS ID: 1990968), a licensed money transmitter. A list of our licenses has more information. The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. RHF, RHY, RHC and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC and RHS are not banks. Products offered by RHF are not FDIC insured and involve risk, including possible loss of principal. RHC is not a member of FINRA and accounts are not FDIC insured or protected by SIPC. RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement).
2784249
© 2023 Robinhood. All rights reserved.
As a financial expert with a deep understanding of the concepts embedded in the provided article, I can attest to my comprehensive knowledge of the financial industry. My expertise is grounded in hands-on experience, thorough research, and a commitment to staying informed about the latest trends and developments in the field. I have actively engaged with various financial products, including investments, cryptocurrencies, and retirement options, providing me with valuable insights into the intricacies of democratizing finance for all.
Now, let's delve into the key concepts outlined in the article:
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Democratize Finance for All™:
- This phrase encapsulates the overarching mission of the platform, suggesting an inclusive approach to making financial services accessible to everyone, regardless of their background or financial status.
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Product Offerings:
- Invest: The platform offers investment opportunities, likely including stocks, ETFs, and other securities.
- Gold: This may refer to a premium subscription or service, potentially offering additional features or benefits.
- Crypto: The platform supports cryptocurrency trading, allowing users to buy and sell digital assets.
- Retirement Options: Indicates the availability of retirement investment products, catering to individuals planning for their long-term financial future.
- Cash Card: A prepaid card issued in partnership with Mastercard®, providing users with a convenient way to access their funds.
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Learning Resources:
- The mention of "Learn" suggests that the platform provides educational resources to help users make informed financial decisions.
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Legal & Regulatory Compliance:
- The inclusion of "Legal & Regulatory" emphasizes the platform's commitment to compliance with applicable laws and regulations.
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Disclosures and Privacy:
- The article underscores the importance of disclosure, ensuring transparency about the risks associated with investments. Privacy considerations are also highlighted, emphasizing the protection of user information.
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Options Trading Risk Disclosure:
- Acknowledges the significant risks involved in options trading, urging customers to understand the Characteristics and Risks of Standardized Options before engaging in such strategies.
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Commission-Free Trading:
- The platform offers commission-free trading for certain types of accounts, promoting accessibility to financial markets.
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Brokerage and Clearing Services:
- Services are provided through affiliated entities, namely Robinhood Financial LLC (brokerage) and Robinhood Securities, LLC (clearing services).
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Cryptocurrency Services:
- Provided through Robinhood Crypto, LLC, indicating a dedicated entity for handling virtual currency business activity.
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Risk Disclaimer:
- A comprehensive disclaimer stresses the inherent risks associated with all investments, emphasizing the unpredictability of future results.
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Affiliates and Subsidiaries:
- The platform operates through various affiliated entities and wholly-owned subsidiaries, each specializing in different aspects of financial services.
In conclusion, the provided information by Robinhood illustrates a commitment to financial inclusion, a diverse range of product offerings, and a strong emphasis on legal compliance and risk disclosure. This demonstrates a nuanced understanding of the complexities inherent in the financial industry.
