Best of breed software platform
Our best of breed software platform covers full payment value chain starting from payment initiation, execution, messaging and connectivity to external system. It supports all payment types – domestic, regional, and international payments for both retail and corporate customers. The solution is suitable for traditional to real-time payments.
Key solutions What We Offer
Request-to-Pay
Instant Payments for Nordic and European Banks
A payments ecosystem with composable built-to-evolve capabilities for banks
Tietoevry Bank Payment solutions works as a catalyst for change, empowering banks to navigate the evolving financial landscape with ease. By streamlining operations and ensuring compliance, we pave the way for a seamless and efficient financial ecosystem. What sets us apart is our commitment to providing composable isolated payment capabilities. Through a subscription-based business model, we enable our customers to focus on what truly matters – adding value and becoming a customer-centric organization. This strategic approach not only simplifies processes but also propels businesses forward in the competitive financial arena.
Jarkko Turunen
Head of Payment Products & Services, Tietoevry Banking
Compliance Assurance
Ever-compliant solution ensures compliance with rules and regulations, providing peace of mind and mitigating risks tied to regulatory changes.
API Flexibility
Our solution offers isolated capabilities easily orchestrated and integrated, providing flexibility and agility tailored to banks’ and PSPs’ specific requirements
Simplified Cost Savings
Our solution reduces costs and complexities associated with maintaining legacy systems. This allows banks to allocate resources strategically for initiatives, innovations, and value-added services.
Ecosystem of composable payment capabilities
Payment engine
An adaptable solution effortlessly initiates and executes payments across ISO 20022 schemes. It ensures smooth API-based communication with the bank's core system, provides comprehensive lifecycle management (including exception handling), and remains fully compliant with rules and regulations.
Payment gateway
Effortlessly capture, bulk, and de-bulk payment messages. Enjoy flexible transaction routing to diverse capabilities and clearing mechanisms. Benefit from streamlined reconciliation, detailed settlement reports, and simplified booking entries.
Directory services
Experience cutting-edge directory services seamlessly integrating static business data and processing rules. Unlock unparalleled efficiency and accuracy through swift validations and calculations with our solution.
Pre-validation
Boost processing efficiency using our advanced pre-validation capability. Conduct a comprehensive array of checks before any payment progresses in the chain, ensuring a streamlined flow and safeguarding against errors and operational hassles
Confirmation of payee
Ensure secure and precise payments with our Confirmation of Payee feature. Fortify against errors and fraud by verifying payee details, ensuring payments reach the intended recipients confidently and accurately.
Alias register
Enhance payment workflows using our Alias register, streamlining transactions by linking aliases with payments. Simplify the payment process, improve user experience, and boost efficiency in managing payer/payee information.
Standing order
Automate recurring payments seamlessly for convenience and efficiency. Enable precise customization, letting users establish agreements based on triggers. Enhance financial control, minimize manual intervention, and ensure timely, reliable payment execution—ultimately saving time and optimizing the overall payment process.
Reconciliation
Optimize banking operations with precise financial record matching, mitigating risks, and ensuring compliance. Streamline operations, cut costs, and gain unparalleled transaction visibility. Foster customer confidence through timely and transparent reporting.
Request to pay
Enhance your business with our request-to-pay feature, streamlining payments for accelerated efficiency, optimizing financial management, and fostering customer loyalty through a flexible, secure, and digitally aligned payment experience. All this while ensuring regulatory compliance and adapting to evolving digital trends.
Sanctions screening
Sanctions screening offers financial institutions risk mitigation, regulatory compliance, operational efficiency, and an enhanced reputation. Customers, in turn, enjoy increased transaction security, reliable services, and a heightened sense of trust and confidence in their financial institution.
Message hub
Enhance financial messaging with the Message Hub – a secure solution for seamless communication and payment processing. Effortlessly transform, validate, and route messages, ensuring compliance with global standards.
SIANet connectivity
This capability integrates your payment processing with clearing and settlement infrastructures. We provide continuous compliance with relevant rulebooks and offer multiple connectivity options with ready connectors to infrastructure services.
SwiftNet Connectivity
This feature seamlessly links your payment processing to clearing and settlement infrastructures, ensuring ongoing compliance with relevant rulebooks. Choose from various connectivity options with pre-built connectors to infrastructure services.
Forging a future-proof payments model
A comprehensive guide for banks in Europe
The payments industry evolves rapidly, driven by regulation, technology, and market shifts. Our survey in partnership with Finextra Research explores how financial institutions can adapt their models for continued success in this dynamic landscape.
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Payments as a Service
Discover the true potential of orchestratable payment capabilities
Explore our innovative Payment as a Service (PaaS) solution, featuring a unique architecture with loosely coupled capabilities. Each capability is designed to execute specific tasks independently, ensuring seamless communication with other services via simple APIs.
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