-
Pensions expandable section
A pension is a long-term investment that helps you save for your retirement in a tax-efficient way.
Workplace Pensions:Your workplace pension is a long-term investment that helps you save for your retirement in a tax-efficient way.They are arranged by your employer. A percentage of your pay is paid into your pension automatically every payday.
Individual pensions:This could be a personal pension or an Individual Stakeholder pension you have opened yourself, through an adviser or through a branch of Lloyds, Halifax or Bank of Scotland.
Retirement Account:Retirement Account is a personal pension plan that supports you to and through retirement.
-
Stocks and Shares Individual Savings Accounts (ISAs) expandable section
Scottish Widows Stocks and Shares ISA and Halifax ISA Investor
You can invest in funds tax-efficiently through a Scottish Widows stocks and shares ISA or a Halifax ISA Investor. You’ll pay no tax on the money you make from your investments. You may have opened an ISA with us, either through a financial adviser or through a branch of Lloyds Bank, Halifax and Bank of Scotland.
-
Open Ended Investment Companies (OEICs) expandable section
Scottish Widows OEIC Account and Halifax CIP
You can invest in funds through a Scottish Widows OEIC (Open Ended Investment Company) Account or a Halifax Collective Investment Plan (CIP). You may have opened an account or plan with us, either through a financial adviser or through a branch of Lloyds Bank, Halifax or Bank of Scotland.
-
Investment Bonds expandable section
Our range ofInvestment Bondsallow you to invest in a tax efficient manner for medium to long term growth.
Scottish Widows and Halifax Personal Investment Plan:You may have opened your Personal Investment Plan (PIP), which invests in funds, either through a financial adviser or through a branch of Lloyds Bank, Halifax or Bank of Scotland. Or, you could have opened your PIP yourself, without advice.
Scottish Widows Flexible Options Bond and Flexible Investment Bond:The Scottish Widows Flexible Options Bond and Flexible Investment Bond provide a way to invest a one off payment in funds. They also allow you to change where and how they’re invested, tailoring the Bond to suit your individual needs.
