Optimized Insurance Planning on LinkedIn: #finance #financialplanner #financialadvisor #insurance #insuranceplanning (2024)

HOLY buckets!You could knock me over with a feather.Looks like CNO Financial Group (formerly Conseco) is going to enter "the Bermuda Triangle" of annuities.The strategy of working with an asset management firm, and a reinsurer, in the pursuit of a competitive offering is used by a great many companies in the indexed annuity market.Yet if my memory serves me correctly, this will only be the SECOND company to enter the Bermuda Triangle, while primarily distributing products through a CAREER agency model.Interesting Gary C. Bhojwani...I see you.#CNO #CNOFinancial #Distribution #Annuities #IndexedAnnuities #BermudaTriangle #FriendsIKnowFromAllianz #IntelRockstar

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📢 INDEXED AND STRUCTURED ANNUITIES SMASH RECORDS!Wink, Inc. Releases 2nd Quarter, 2023 Deferred Annuity Sales Results 👉 Get the full report here: https://lnkd.in/eqrFyYeHWink’s Sales & Market Report, the insurance industry’s #1 resource for annuity sales data since 1998, released its 104th edition report for 2nd Quarter, 2023. One hundred and twenty-four annuity providers participated in the report. *Sheryl J. Moore *Victoria Grossman *Jamie Johnson

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📢 INDEXED AND STRUCTURED ANNUITIES SMASH RECORDS!Wink, Inc. Releases 2nd Quarter, 2023 Deferred Annuity Sales Results 👉 Get the full report here: https://lnkd.in/eJmC8CpCWink’s Sales & Market Report, the insurance industry’s #1 resource for annuity sales data since 1998, released its 104th edition report for 2nd Quarter, 2023. One hundred and twenty-four annuity providers participated in the report. *Sheryl J. Moore *Victoria Grossman *Jamie Johnson

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STRUCTURED ANNUITIES ON PACE TO OUTSELL VARIABLE BRETHREN! 👉 Wink, Inc.’s Sales & Market Report, the insurance industry’s #1 resource for annuity sales data since 1998, released its 105th edition report for 2nd Quarter, 2023. One hundred and twenty-four annuity providers participated in the report. Read the full report at InsurTech Express blog: https://lnkd.in/ekSVe4Qz*Sheryl J. Moore*Victoria Grossman*Jamie Johnson#report#annuities #annuity

Fortitude Re will be reinsuring a $28B block of life insurance and annuities for Lincoln Financial Group.This is the same Bermuda-based reinsurer that gave Prudential Financial some relief with a $31B annuity block, at this time, last year.Just days before THAT transaction was announced, Corebridge Financial publicized the fact that Fortitude Re would be helping them to offload $34B in annuity business.Three really huge deals, after having been in business less than a year-and-a-half. Not too shabby.#FortitudeRE #LincolnFinancial #PrudentialFinancial #CorebridgeFinancial #Reinsurance #Annuities #IntelRockstarhttps://lnkd.in/gEgZ8AN3

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STRUCTURED ANNUITIES ON PACE TO OUTSELL VARIABLE BRETHREN! 👉 Wink, Inc.’s Sales & Market Report, the insurance industry’s #1 resource for annuity sales data since 1998, released its 105th edition report for 2nd Quarter, 2023. One hundred and twenty-four annuity providers participated in the report. Read the full report at InsurTech Express blog: https://lnkd.in/eJbVgqiE*Sheryl J. Moore*Victoria Grossman*Jamie Johnson#report#annuities #annuity

How much do interest rates drive these trends? Thanks for sharing, Eric P. Miller. I realize that immediate annuities are a small piece of the overall picture, but the shifts in quoting trends from CANNEX Financial Exchanges Ltd. have been remarkable. Bear in mind that there is a lag between quotes and purchases, so we will likely see interest in DIAs continue to 🚀 (DIA quotes went from 30% to 44% of the total between Q2 and Q3!).What could be behind this push to deferred income? I venture a guess that it is related to uncertainty over the future of rates--people may be looking to lock in those sweet 🍭 high payouts now.Whether they want income now or later, people look to start income at around age 68, whether they're buying a SPIA or a DIA. It's not surprising to see that the demand for a DIA may be elastic in the few years leading up to that 💎 retirement age. It also means this isn't the QLAC coming up from behind (sorry, QLAC Appreciation Society members Michael Finke and Ruth Schau).What do you think? Any alternate theories?#AnnuityYoda #retirementplanning #incomeforlife Toland Consulting, LLC

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While Fixed Indexed Annuities (FIAs) have been around for almost 30 years, many aspects have changed and evolved. Looking to deepen your understanding? Attending this webinar will help you:~Understand what an ER index is and the role it plays in the growth of indexed annuities.~Discover how ER indices work, including how they are calculated and what differentiates them from other market indices.~Master leveraging ER indices in fixed index annuities and learn how to communicate their benefits and risks effectively to clients.Register Here: https://lnkd.in/giXYiNVB(if you cannot attend, we'll email the recording to all registrants!)https://lnkd.in/gzaj-_ax

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One of the best solutions to the dilemma of investing in the market’s upside…and avoiding the downside is a program called Indexed Annuities, issued by large highly rated insurance companies. Learn more: https://ow.ly/FkZk50QrZ4E #annuities

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Licensing requirements for selling annuities truly are complicated, but for good reason. When it comes to annuities, especially variable annuities and other securities based types, consumers put a lot of trust in their agent.Of course, the complex licensing requirements also make staying on top of compliance for producers selling annuities a little more complicated, too.This is where our latest blog post comes in handy 😉 https://hubs.li/Q01T0Gb60

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