This Site is an information source provided by HSBC Holdings plc and is a gateway to the country/territory websites for HSBC Wealth and Personal Banking. Products and services are provided by the regulated entities in each jurisdiction. Availability of products and services on this website will depend on the country or territory you are located or resident in and restrictions on client eligibility.
This website is not intended for distribution or use by any person in any country or territory where the distribution or use of this material is restricted and would not be permitted by law or regulation.
The use of "HSBC International", "HSBC Wealth and Personal Banking", "we" or "us" refers to HSBC's worldwide Wealth and Personal Banking business and is not indicative of any legal entity or relationship.
This information is entirely qualified by reference to the terms and conditions of the specific service, if any, provided by the relevant HSBC entity or company. Different companies within HSBC Wealth and Personal Banking or the HSBC Group may provide the products or services according to local regulatory requirements.
Nothing here is to be deemed an offer, solicitation, endorsem*nt, or recommendation to buy or sell any general or specific product, service or security. Information on this Site does not constitute and should not be construed as legal, tax or investment advice and should not be used as the basis for any decision on taxation, estate, trusts or legacy planning. You should not use or rely on this Site in making any investment decision. HSBC is not responsible for such use or reliance by you. Any market information shown refers to the past and should not be seen as an indication of future market performance. You should always consider seeking professional advice when thinking about undertaking any form of prime residential or commercial property purchase, sale or rental. You should consult your professional advisor in your jurisdiction if you have any questions regarding the contents of this Site.
Please note that HSBC does not provide Legal and Tax Advice.
Before proceeding, please refer to the Terms and Conditions.
As an expert in financial services and global banking, I bring a wealth of knowledge and experience to the discussion of the information provided by HSBC Holdings plc. With a background in the intricacies of wealth management, personal banking, and international finance, I am well-versed in the concepts and terminology used in the article.
Now, let's delve into the key concepts outlined in the provided information:
-
HSBC Holdings plc: HSBC Holdings plc is a multinational banking and financial services company headquartered in London. It is one of the largest and most prominent banking institutions globally.
-
HSBC Wealth and Personal Banking: This refers to the specific division within HSBC that deals with wealth management and personal banking services. The range of products and services offered by HSBC in this sector is vast, covering areas such as investment management, estate planning, and more.
-
Regulated Entities: The products and services mentioned are provided by regulated entities in each jurisdiction. This emphasizes the adherence to local regulations and compliance standards in the countries or territories where HSBC operates.
-
Client Eligibility: The availability of products and services is contingent upon the country or territory where the individual is located or resident. This underscores the importance of understanding and complying with the regulatory requirements specific to each region.
-
Restrictions on Distribution: The disclaimer mentions that the website is not intended for distribution or use in any country or territory where such distribution or use is restricted by law or regulation. This reflects HSBC's commitment to legal and regulatory compliance.
-
Use of Terminology ("HSBC International," "HSBC Wealth and Personal Banking," "we" or "us"): The use of these terms refers to HSBC's global business in wealth management and personal banking. It highlights the international scope of HSBC's operations in these sectors.
-
Terms and Conditions: The information provided is qualified by reference to the terms and conditions of the specific service offered by the relevant HSBC entity or company. This underscores the importance of reviewing the detailed terms associated with any product or service.
-
No Offer or Solicitation: The disclaimer explicitly states that nothing on the site should be construed as an offer, solicitation, endorsem*nt, or recommendation to buy or sell any product, service, or security. This is a standard disclaimer in financial services to avoid misconceptions or misinterpretations.
-
Not Legal, Tax, or Investment Advice: The information on the site is emphasized not to be legal, tax, or investment advice. Individuals are encouraged to seek professional advice for decisions related to taxation, estate planning, trusts, or any investment decisions.
-
Past Performance Disclaimer: Any market information provided refers to the past and should not be seen as an indication of future market performance. This aligns with the common investment disclaimer that past performance is not necessarily indicative of future results.
-
Professional Advice: Users are strongly encouraged to seek professional advice, especially when considering prime residential or commercial property transactions. This recommendation underscores the complexity and importance of such financial decisions.
-
Legal and Tax Advice Disclaimer: The disclaimer explicitly states that HSBC does not provide legal and tax advice, reinforcing the need for users to consult their professional advisors for such matters.
In summary, the provided information reflects the complexities of international banking, regulatory compliance, and the importance of seeking professional advice when making financial decisions. It also underscores HSBC's commitment to transparency and adherence to legal and regulatory standards in the various jurisdictions where it operates.
