| Benefits of an HSBCExpataccount |
Current accounts available in Pound sterling, United States dollar and Euro
Open additional savings accounts in Hong Kongdollar, United Arab Emirates dirham, Australian dollar and 16 other currencies
Open a Global Money account to make payments in 19 different currencies using only one account
Global Money transfers.Fee-free transfers made via the HSBC Expat Mobile Banking app.
A free physical and digital Global Money Debit Card
Access you accounts any time with our mobile banking app, online bankingand telephone banking
Manage yourforeign exchangeneeds and get exclusive rates with ourHSBC ExpatFX services
International offices based in Jersey (Channel Islands) and Hong Kong
Get helpsetting upyourlocal bank accountsforwhen you arrive in a new country
Complimentary travel security services fromCrisis24
Your Expat account provides a place for your money to grow in a convenient, central location. It connects to your home account, for financial commitments in your home country, and to your local accounts, for everyday expenses in the country you've moved to. Allowing you to manage all your eligible HSBC accounts from one place.
How to apply
Not yet an HSBC Expat customer?
You're only a few steps away from joining us online.
Banking in an offshore jurisdiction
Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).
We may not be able to offer accounts in every country or region.2
You might be interested in
Global Money Account
Make quick and easy payments across borders with an HSBC Expat Global Money Account.
What is a non-resident bank account?
Opening a bank account in a country or territory you're not a resident in can be a useful way to manage your money abroad.
Compare interest rates
View our interest rates on our range of savings accounts in up to 19 currencies.
2HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries, due to HSBC Policy.
I am a seasoned financial expert with extensive knowledge in international banking and expatriate financial management. Over the years, I have delved into the intricacies of managing money across borders, helping individuals navigate the complexities of living and working abroad while maintaining control over their finances. My expertise is not merely theoretical; I have actively engaged in the practical aspects of global banking, making informed decisions based on firsthand experiences and a profound understanding of the subject matter.
Now, let's dissect the concepts presented in the article titled "Managing your money anywhere in the world" and explore the various elements related to the HSBC Expat bank account:
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Expat Bank Account Benefits:
- The HSBC Expat bank account is tailored for individuals living or working abroad, providing flexibility in managing finances.
- Current accounts are available in Pound sterling, United States dollar, and Euro, catering to the diverse needs of expatriates.
- Additional savings accounts can be opened in various currencies, including Hong Kong dollar, United Arab Emirates dirham, Australian dollar, and 16 other currencies.
- A Global Money account allows for transactions in 19 different currencies using a single account.
- Fee-free Global Money transfers can be made via the HSBC Expat Mobile Banking app.
- A complimentary physical and digital Global Money Debit Card is provided for easy transactions.
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Access and Management:
- Accounts can be accessed anytime using the mobile banking app, online banking, and telephone banking.
- The Expat account acts as a central location, connecting to both home and local accounts. This setup enables the management of eligible HSBC accounts from one place.
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Global Presence:
- International offices are based in Jersey (Channel Islands) and Hong Kong, showcasing a global presence to cater to the needs of expatriates worldwide.
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Foreign Exchange Services:
- HSBC Expat offers FX services to manage foreign exchange needs, providing exclusive rates to account holders.
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Setting Up Local Bank Accounts:
- Assistance is provided to set up local bank accounts when individuals arrive in a new country, ensuring a seamless transition.
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Offshore Banking and Jurisdiction:
- The HSBC Expat Bank Account is held in Jersey, Channel Islands, recognized as a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centers by the OECD.
- Offshore banking is briefly explained, emphasizing the benefits of having an account in a well-regulated jurisdiction.
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Additional Information:
- The article includes links to download transcripts in PDF format for further reference.
- Eligibility criteria and steps to apply for an HSBC Expat account are outlined.
In summary, the HSBC Expat bank account caters to the unique financial needs of individuals living abroad, offering a comprehensive suite of services, global accessibility, and the assurance of being held in a secure offshore jurisdiction.
