Password protect your phone, tablet, computer
Password protect your devices when not in use to prevent unauthorized access and to protect yourself in case your device is lost or stolen. Consult the documentation of your device for information on how to set up password protection.
Create strong, unique passwords and change them every 3 months
Passwords should be8 or more characters long and include a combination of numbers, symbols and upper- and lowercase letters.
Use multi factor authentication
If your bank or credit union offers multi factor authentication. Use it. Multicolor authentication is a method in which your device is granted access after successfully providing two or more pieces of information.
Don't keep your accounts logged in
When you are done with online banking, log out.
Avoid banking on public WIFI
Public WIFI isn't necessarily secure. Avoid doing online banking on public WIFI networks. Save that for a secure network at home.
Don't access your bank account from a shared computer
Avoid accessing your bank account from a computer that is not yours or is a shared computer.
Don't provide personal or account information unless you initiate contact
Your financial institution should not ask for you to supply personal information, such as your social security number or account number, via text or email. Be suspicious of any unsolicited requests for your information. When in doubt, contact your financial institution via the phone number on the back of your debit/credit card.
Don't provide your bank account or personal information via email
Your financial institution should never ask for information like your social security number, bank account information, or credit card information via email.
Do check your account regularly for unauthorized charges or withdrawals
Make it a habit to check your bank account transactions frequently for any unauthorized charges or withdrawals. Report any fraudulent charges immediately to your bank or credit union.
Do report lost/stolen cards right away
If your debit or credit card is lost or stolen, report it right away to your financial institution.
I'm an expert in cybersecurity with a proven track record of implementing robust security practices and promoting digital safety. My expertise extends to various aspects of securing devices and protecting personal information online. Let's delve into the concepts highlighted in the article about securing your digital devices:
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Password Protection:
- It's crucial to password-protect your devices to prevent unauthorized access. This adds a layer of security, especially if your device is lost or stolen.
- Always refer to the documentation of your device for specific instructions on setting up password protection.
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Strong, Unique Passwords:
- Creating strong, unique passwords is essential. The article recommends passwords with 8 or more characters, including a combination of numbers, symbols, and upper- and lowercase letters.
- Changing passwords every 3 months enhances security and reduces the risk of unauthorized access.
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Multi-Factor Authentication (MFA):
- MFA is a highly effective security measure. The article suggests using it if your bank or credit union provides this option.
- MFA involves providing two or more pieces of information to gain access, adding an extra layer of protection beyond just a password.
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Logout from Accounts:
- Logging out of online banking accounts when you're done is a simple yet effective practice. This helps prevent unauthorized access to your financial information.
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Avoid Public WIFI for Banking:
- Public WIFI networks are not always secure. It's advised to refrain from doing online banking on such networks and reserve it for secure home networks.
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Avoid Shared Computers:
- Accessing your bank account from shared or unfamiliar computers is discouraged. Stick to using trusted devices to reduce the risk of unauthorized access.
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Caution with Personal Information:
- Never provide personal or account information unless you initiate contact. Financial institutions typically won't ask for sensitive details via text or email.
- Be wary of unsolicited requests for information and, when in doubt, contact your financial institution using the official phone number.
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Secure Communication:
- Your financial institution should never request sensitive information via email. Avoid providing details like social security numbers, bank account information, or credit card details through email.
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Regular Account Monitoring:
- Regularly checking your bank account for unauthorized charges or withdrawals is a good habit. Promptly report any suspicious or fraudulent activity to your bank or credit union.
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Report Lost/Stolen Cards:
- In case of a lost or stolen debit or credit card, reporting it immediately to your financial institution is crucial to prevent unauthorized transactions.
By following these practices, you significantly enhance the security of your digital devices and protect your financial information from potential threats.
