Notre histoire | Votre société - YBS - YBS DXP Prod (2024)

FAQs

Is there a problem with the Yorkshire Building Society app? ›

At present, we have no known issues affecting our online services so please try again and if the problem still exists follow the instructions on the error page so that we can investigate.

As a mutual organisation owned by its members and not shareholders, Yorkshire Building Society can reinvest profits to deliver its social purpose.

On 1st April 2010 Chelsea merged with Yorkshire Building Society, then the UK's second largest building society. Following the merger Chelsea retained the Chelsea Building Society brands and continues to offer a full range of financial products to new and existing customers.

Yorkshire Building Society is the third largest building society in the UK, with its headquarters in Bradford, West Yorkshire, England.

YBS is a participant of the FSCS. The FSCS can pay compensation to depositors if a building society is not able to meet its financial obligations. Eligible deposits are protected up to a total of £85,000. This limit is the total that you are protected across all of our brands.

Fitch Affirms Yorkshire Building Society at 'A-'; Outlook Stable.

Financial highlights:

Statutory Profit Before Tax of £502.5m (2021: £320m). Core operating profit of £425.6m^iv (2021: £297.3m). Common Equity Tier 1 ratio remained stable at 16.8% (2021: 16.8%).

Our combined assets are now of over £30bn, 2.8m members and a network of 178 branches.

Helping people save for over 150 years

We're here to help you save money. That's why we've developed a range of savings accounts to suit your needs; from cash ISAs and bonds to monthly regular savers and access accounts, we exist to get Britain saving.

The Negative Outlook reflects uncertainties generated by the economic disruption caused by the coronavirus pandemic and the implications that a deeper and more extended contraction could result in pressure on the society's earnings and asset quality as well as on the execution of the society's strategic objectives.

Which Yorkshire building societies are closing? ›

The BSA represents all 42 building societies, as well as 7 larger credit unions.

Fast forward to 1982 and the Huddersfield & Bradford and West Yorkshire Building Societies merge to create the Yorkshire Building Society we know today. From there, we grew fast. By 2001, we were the third largest mutual in Britain with assets of over £11 billion.

We offer mortgages up to the age of 80 on a repayment mortgage and 70 on interest only, although if you are applying online (a non-advised application) we work on an assumed retirement age of 70. If your mortgage term is likely to extend past your retirement age you will need to speak to us about your application.

The YBS app can be downloaded from the Apple Store or Google Play by searching 'Yorkshire Building Society'. We recommend you use a secure Wi-Fi connection (one that you need a password to connect to) when you download the app.

You may have seen some Yorkshire Bank and Clydesdale Bank branches have already been converted to Virgin Money Stores. The next change will be from spring 2021, when Business Current Accounts, Business Savings Accounts and Term Deposit Accounts will be re-branded to Virgin Money.

The Bank was acquired by National Australia Bank (NAB) in 1990 and was merged into another NAB subsidiary, Clydesdale Bank in 2005, continuing to operate as a distinct trading division. In 2016 NAB divested its UK operations as CYBG plc which went on to acquire Virgin Money plc in 2018.

Important information. Clydesdale Bank, Yorkshire Bank and Virgin Money are now one bank. Some of the links in the information below will take you to the Clydesdale Bank website.