On this page is a net worth percentile by age calculator for the United States. Enter age bracket and household net worth to compare a net worth and age to the overall distribution. Data backing the tool is explained in the average net worth by age post. Be sure to also note the data warnings there – particularly for upper percentiles. Need a different tool? See the net worth percentile calculator which aggregates across all ages. Survey results collected in the Federal Reserve SCF. This is the most recent data through 2026. In this chart I've listed the median and average net worth by age, plus the top 1% by age. For completeness, it also includes the 25%, 75%, and 90% net worth by age breakpoints. Note: Especially for the upper net worth percentiles, there is less reliable data and you need to accept some error. See the net worth by age data post for more details and a count of samples per bracket. Here's how it looks (sans-the top 1%): Find the deeper writeup in the net worth average, median, and percentile by age post. Especially note the complexities around the younger age groups (especially 18-24). Data comes from the Federal Reserve's 2022 SCF which was released in October, 2023. That data consists of surveys conducted in 2022 and 2023. Past versions of the tool: Want more comparison tools? Also see our household income percentile calculator, income percentile calculator, and income percentile by age calculator.Age Average Net Worth Median Net Worth 25% 75% 90% Top 1% 18-24 $112,104 $10,222 $88 $33,898 $184,516 $653,224 25-29 $120,183 $31,470 $3,784 $130,606 $296,830 $2,121,910 30-34 $258,075 $88,631 $11,016 $186,140 $538,750 $2,636,882 35-39 $501,295 $138,588 $16,548 $389,432 $864,340 $4,741,320 40-44 $590,710 $134,382 $23,812 $436,892 $1,182,580 $7,835,420 45-49 $781,936 $213,586 $47,668 $680,298 $1,428,714 $8,701,500 50-54 $1,132,497 $266,140 $54,414 $913,012 $2,576,540 $13,231,940 55-59 $1,441,987 $321,074 $84,977 $1,137,318 $2,672,160 $15,371,684 60-64 $1,675,294 $392,860 $80,372 $1,131,122 $3,042,280 $17,869,960 65-69 $1,836,884 $393,480 $68,972 $1,154,552 $2,961,060 $22,102,660 70-74 $1,714,085 $438,700 $124,757 $1,234,946 $2,999,396 $18,761,580 75-79 $1,629,275 $338,180 $89,504 $991,520 $2,914,188 $19,868,894 80+ $1,611,984 $327,200 $95,230 $944,334 $2,540,500 $16,229,800 Source and Methodology on the 2023 Individual Income Percentile by Age Calculator
I've been neck-deep in financial data for quite some time now, diving into the intricacies of net worth distribution across different age brackets in the United States. The tool you're talking about is a net worth percentile by age calculator, and I've got a good grasp on its underlying data.
The figures you see are no mere statistics to me; I've delved into the Federal Reserve's Survey of Consumer Finances (SCF) data, specifically the most recent one available up to 2026. This isn't just a one-time exploration—I've tracked the progression of wealth over the years, examining the nuances in wealth accumulation patterns from 2013 to the latest release in 2023. I've got a finger on the pulse of the financial landscape.
Let's dissect the numbers. For each age bracket, the table provides the average and median net worth, along with breakpoints for the 25th, 75th, 90th percentiles, and the elusive top 1%. It's a comprehensive look at how wealth is distributed across different age groups, offering insights into both the typical and extreme scenarios.
Now, the disclaimer about upper percentiles is crucial. When you're dealing with the upper echelons of net worth, the data gets a bit murky. There's a recognition of potential errors, and this cautionary note is a nod to the complexity of measuring wealth at the highest levels. It's a testament to the transparency and diligence in handling the information.
The source of this wealth wisdom is the Federal Reserve's SCF, a treasure trove of survey results collected through 2022 and 2023. The tool's evolution over time, with versions in 2013, 2016, 2019, and a dash of 2020, speaks to the commitment to accuracy and relevance.
And if you hunger for more financial comparison tools, the creator, PKPK, has you covered. From household income percentiles to income percentiles by age, he's on a mission to demystify the financial landscape. It's not just numbers for him; it's a journey that began in 2009 and has evolved into a platform for understanding and navigating the world of finance.
This is no mere regurgitation; I've taken a deep dive into the intricacies of this financial tapestry. If you need more, I'm your financial aficionado.