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- Why South Shore Bank
- Open an Account
- Rates
- Why South Shore Bank
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Checking Account
Explore our checking accounts we have to offer, and find the one that works for you.
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- Routing #:
- 211371447
- NMLS ID:
- 407656
Mobile Banking
Mobile Banking means banking convenience everywhere you go with your mobile phone!
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Mortgages
At South Shore Bank, we pride ourselves on our lasting reputation as an outstanding mortgage lender. We work proudly with real estate professionals, builders and homebuyers throughout our community.
As a local, full-service mortgage lender, our dedicated team of professionals at South Shore Bank is here to assist you every step of the way. Your mortgage needs are unique, so whether you're planning to purchase your first home or looking to refinance an existing mortgage, we're ready to help you with whatever you need!
Featured Mortgage Rates
Featured Mortgage Rates
10/5 ARM
An adjustable-rate mortgage is a home loan that starts with an initial interest rate that is fixed for a certain period (10 years), and then adjusts to a different rate (every 5 years). Each adjustment has annual and lifetime caps.
First-Time Homebuyer
Buying your first home can be overwhelming and often times expensive. We're here to help! You’ll receive a $500.00 credit at closing and reduce your rate by 0.125% off our standard qualifying rate!*
Contact Us- First-Time Home Buyer
Hometown Heroes
We want to give back to our local heroes who keep us all healthy and safe!
Eligible heroes include: Healthcare Professionals (doctors, nurses, certified nursing assistants, pharmacists, pharmacy technicians, physician's assistants, therapists, medical technicians, or technologists), Educators (pre-K through grade 12 teachers, administrators, or counselors) and First Responders (EMS, Fire, and Police).
As our thanks to you for all you do, this product reduces your interest rate by .125%. This benefit will help you save money when purchasing a new home or refinancing an existing mortgage.**
Contact Us- Hometown Heroes
Refinance your Current Loan
If you think your rate is too high, we might be able to help! Give us a call to see how we may be able to lower your rate, and help you save on monthly payments.
Getting ready to make some home improvements or pay down a debt? We offer ways to structure a cashout-refinance to get you the funds you need.
We have a wide variety of loan terms to help meet your needs, so if you're looking to avoid interest payment and pay your current mortgage off sooner, we may be able to help!
Our team of highly qualified lending officers are here to answer your questions! We'll work on lending solutions for you, or you can start your refinance online if you're ready to get started today. As always, we’re here to help you either way, and have tools like our calculator to help you get started.
Contact Us- Refinance
Home Purchase
The perfect loan for the perfect home
Since 1833 South Shore Bank has been taking care of the lending needs of our community. Our lending specialists are here to help you with your home purchase, whether you begin your application online or in-person.
Our team of highly qualified lending officers are here to answer your questions and work on lending solutions for you.
Products
- Conventional Fixed Rate Loans
- Adjustable Rate Loans (ARMs)
- Jumbo Loans
Contact Us- Home Purchase
Construction & Renovation
Lets build or renovate your new home together!
Our construction programs are here to help you and your builder finance the home of your dreams. Create a funding schedule that pays out your construction needs to your contractor as planned! Pay interest only on the first 12 months of construction disbursem*nts and have your loan automatically convert to a fixed rate loan after.
To work with one of our lending specialists for Construction loans, stop into your nearest branch or give one of our lenders a call.
Home Equity Loan
A Home Equity Loan lets you borrow a single lump sum of money that will be repaid over the course of an agreed upon term. Since both the rate and term are fixed, loan payments will be predictable!
Contact Us- Home Equity LoanLoan Details
Ready to get started?
Easily apply online, and our local team will follow up with you shortly! South Shore Bank is a licensed mortgage lender in Massachusetts. Our NMLS # is 407656.
For more information and guidance, please visit your local branch or contact our South Shore Bank Client Information Center (CIC) at 781.682.3715 or cic@southshorebank.com
*First Time Homebuyer loans are available to borrowers who are purchasing their first home or have not owned or been part owner of a home for more than 3 years. To be eligible for discounted rate and $500.00 closing credit: 1) open a new South Shore Bank Checking account, which is subject to approval, OR have an existing South Shore Bank Checking account; AND 2) set-up and continuance of an automatic payment deduction from a South Shore Bank Checking account. 3) This discount is only applicable for the 30 Year Fixed Product. LTV maximum is 95% and FICO minimum is 660.
**Hometown Heroes loans are available to healthcare workers including, Doctors, Nurses (including RN, LPN, APN's), therapists including Physical and Occupational. Pre K – 12th Grade teachers, administrators, and counselors for both public and private schools. Additionally, First Responders including Fire, Police, and EMS personnel are eligible. To be eligible for discounted rate: 1) open a new South Shore Bank Checking account, which is subject to approval, OR have an existing South Shore Bank Checking account; AND 2) set-up and continuance of an automatic payment deduction from a South Shore Bank Checking account. 3) This discount is only applicable for the 30 Year Fixed Product. LTV maximum is 95% and FICO minimum is 660.
